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Huddle home insurance offers 3 different policies: combined home and contents insurance, home only insurance and contents only insurance.
Here's a short overview of the main insured events it covers:
All policies come with a basic excess and additional earthquake or flood excess, plus a cooling off period of 14 days, which is slightly shorter than the standard (21 days). You can cancel your policy within this timeframe for a full refund, so long as you haven't made any claims.
A Huddle home insurance policy comes with many standard inclusions you can claim for if an insured event occurs. These include:
Unlike many other insurers like Budget Direct, Huddle doesn't offer many add-ons. Here's what it has:
All insurers have exclusions, and Huddle is no different. You won't generally be covered for the following:
Make sure you read Huddle's PDS for a full list of general exclusions. You can also find out more about events home insurance won't cover here.
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July 2020 and June 2021. The data explores different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers, so can potentially get more complaints.
Huddle home insurance is underwritten by The Hollard Insurance Company Pty Ltd. The information also includes data from other insurers The Hollard Insurance Company Pty Ltd underwrites. Here's a quick look at how it did:
Huddle home insurance is ideal if you want an environmentally conscious insurer that uses new technology to make claiming easier. If you're simply looking for the biggest available sign-up discount, you might want to look elsewhere.
If you're not yet ready to take out a home insurance policy, you can compare Huddle's policies side-by-side with other providers here.
If you've held or currently hold a Huddle home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if Huddle is right for them. Some reviews are from a survey commissioned by Finder.
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