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Compare home insurance in WA

Home insurance details for Western Australians, including example quotes and customer satisfaction information.

Home & Contents Insurance

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Key takeaways

  • Finder research shows the average cost of home insurance in WA is $2,176 annually.
  • Prices vary hugely between insurers so it really pays to compare.
  • While premiums are hiking, there are still ways to save.

Compare home insurance in WA

1 - 7 of 57
Name Product AUFHO Finder score
Youi Building and Contents Insurance
Youi Building and Contents Insurance
4.5/5★★★★★
Best Rated Brand
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
4.5/5★★★★★
Our verdict: Finder’s 2022 Insurer of the Year for Customer Satisfaction and our Top Pick for Fire Damage cover. It’s good if you want a tailored quote over the phone.
Get a quoteView details
Budget Direct Home & Contents Insurance
Budget Direct Home & Contents Insurance
4.5/5★★★★★
Best Rated BrandBonusFinder Award Finalist
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
4.5/5★★★★★
Our verdict: The most popular insurer on Finder, Budget Direct prioritises low-cost cover and gives you up to 30% off your first year for new combined policies purchased online.
Get a quoteView details
QBE Home & Contents Insurance
QBE Home & Contents Insurance
3.5/5★★★★★
Green CompanyBonus
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
3.5/5★★★★★
Our verdict: Finder's Top Pick for Floods plus cover for other common claims such as fire and theft). Its discount is better than most – 20% off your first year with a combined policy.
Get a quoteView details
ALDI Home & Contents Insurance
ALDI Home & Contents Insurance
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
N/A
Get a quoteView details
Huddle Comprehensive Home and Contents Insurance
Huddle Comprehensive Home and Contents Insurance
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
N/A
Our verdict: Save up to 10% on your policy in the first year.
Get a quoteView details
Honey Home & Contents Insurance
Honey Home & Contents Insurance
4.5/5★★★★★
Bonus
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
4.5/5★★★★★
Our verdict: Honey gives you $250 smart sensors to reduce accidents and estimates your rebuild costs for you. Honey was a finalist for the comprehensive category in this year’s Finder Awards.
Get a quoteView details
Australia Post Home & Contents Insurance
Australia Post Home & Contents Insurance
3.5/5★★★★★
Finder AwardBonus
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
Storm
Fire
Theft
Flood
Accidental Damage (e.g TV falls)
Impact to home (e.g falling trees)
Escaped water (e.g burst pipe)
Portable contents (e.g dropped laptop outside of home)
+ more insured events and other features
3.5/5★★★★★
Our verdict: Covers common claims such as fire, storms, floods and rain. It’s also very helpful if you need to rebuild following a disaster. It offers a special safeguard of up to 30%.
Get a quoteView details
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Cheap home insurance in WA

Our home insurance experts gathered a heap of home and contents insurance quotes for our 2024 Finder Awards. Here's the top 5 cheapest quotes we found using a WA home address.

Keep in mind, this quote is based on a specific home profile and your own quote will differ based on your home and your needs. This should be used as a guide only.

ProviderAnnual cost
AAMI$1,206
Budget Direct$1,431
Suncorp$1,432
Virgin$1,445
Ozicare$1,468

To learn more about the profiles used to collect these quotes, read our home insurance methodology.

How to save our your home insurance premium

Home insurance premiums are on the rise and Western Australia is not immune to these price hikes. Thankfully, there’s still a few levers left to pull.

Peta Taylor's headshot
Our expert says

"These are my top 3 practical tips to finding a cheaper home insurance policy:

  1. Compare at least 5 different home insurance policies. This will give you the knowledge and confidence to negotiate a better deal.
  2. Get on the phone.. Talk to your existing insurer and tell them your renewal notice is outside of your budget. Often, they'll drop the price immediately if they think they're going to lose you.
  3. Look for sign up deals and discounts. I've seen insurers offer as much as 30% off for new customers — that could mean hundreds of dollars in savings."
Publisher of Insurance

Award winning home insurance in WA

Every year, Finder surveys hundreds of Australians to find out how they feel about their current home insurer. We ask them to score their insurer out of 5 for the following areas:

  • Trustworthiness and reliability
  • Customer service
  • Features and benefits
  • Ease of application
  • Value for money

Here’s what the people of Western Australia had to say about their home insurance providers.

CategoryWinnerOverall scoreRunner upOverall score
Most lovedAllianz home insurance4.44/5RAC home insurance4.34/5
Top valueAllianz home insurance4.26/5RAC home insurance4.16/5
Most trustedAllianz home insurance4.64/5RAC home insurance4.61/5
Legendary serviceAllianz home insurance4.41/5RAC home insurance4.39/5

View all the winners and runners up for our Finder Home Insurance Customer Satisfaction Awards.

FAQs

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2 Responses

    Default Gravatar
    VanessaApril 12, 2018

    I want to change all my insurances over. Who can get quotes for me. I can email all old policies.

      Default Gravatar
      NikkiApril 12, 2018

      Hi Vanessa,

      Thanks for your message and for visiting Finder.

      You may have to contact your insurance provider to change/cancel all your insurances.

      As a guide you may use the following pages:

      Cancel your car insurance
      Cancel your life insurance
      Cancel your health insurance

      If you are looking to switch providers, you can request quotation from different brands on the following guides:

      Switching life insurance policies
      Switching car insurance
      Switching your health insurance

      You can also seek assistance from an insurance broker that can help you navigate the complex world of insurance and give you a range of options.

      Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      Hope this helps! Feel free to message us anytime should you have further questions.

      Cheers,
      Nikki

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