Compare home insurance in WA
Home insurance details for Western Australians, including example quotes and customer satisfaction information.
Key takeaways
- Finder research shows the average cost of home insurance in WA is $2,176 annually.
- Prices vary hugely between insurers so it really pays to compare.
- While premiums are hiking, there are still ways to save.
Compare home insurance in WA
7 of 195 results
Compare other products
How we picked these
What different scores mean
9+
Excellent
These products offer a balance between low pricing and more features.
7+
Great
Competitive products within their group.
5+
Standard
Usually these products would either have fewer benefits or higher pricing.
0+
Basic
Offering basic cover with limited features or higher pricing.
Finder Score - Home insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Cheap home insurance in WA
Our home insurance experts gathered a heap of home and contents insurance quotes for our 2025 Finder Awards. Here's the top 4 cheapest quotes we found using a WA home address.
Keep in mind, this quote is based on a specific home profile and your own quote will differ based on your home and your needs. This should be used as a guide only.
| Provider | Annual cost |
|---|---|
| AAMI | $1,206 |
| Budget Direct | $1,431 |
| Suncorp | $1,432 |
| Ozicare | $1,468 |
To learn more about the profiles used to collect these quotes, read our home insurance methodology.
How to save on your home insurance premium
Home insurance premiums are on the rise and Western Australia is not immune to these price hikes. Thankfully, there are still a few levers left to pull.
Our expert says
"These are my top 3 practical tips to finding a cheaper home insurance policy:
- Compare at least 5 different home insurance policies. This will give you the knowledge and confidence to negotiate a better deal.
- Get on the phone. Talk to your existing insurer and tell them your renewal notice is outside of your budget. Often, they'll drop the price immediately if they think they're going to lose you.
- Look for sign up deals and discounts. I've seen insurers offer as much as 30% off for new customers — that could mean hundreds of dollars in savings."
Award winning home insurance in WA
Every year, Finder surveys hundreds of Australians to find out how they feel about their current home insurer. We ask them to score their insurer out of 5 for the following areas:
- Trustworthiness and reliability
- Customer service
- Features and benefits
- Ease of application
- Value for money
Here’s what the people of Western Australia had to say about their home insurance providers.
| Category | Winner | Overall score | Runner up | Overall score |
|---|---|---|---|---|
| Most loved | Allianz home insurance | 4.44/5 | RAC home insurance | 4.34/5 |
| Top value | Allianz home insurance | 4.26/5 | RAC home insurance | 4.16/5 |
| Most trusted | Allianz home insurance | 4.64/5 | RAC home insurance | 4.61/5 |
| Legendary service | Allianz home insurance | 4.41/5 | RAC home insurance | 4.39/5 |
View all the winners and runners up for our Finder Home Insurance Customer Satisfaction Awards.
FAQs
Sources
More resources on Finder
Ask a question
4 Responses
More guides on Finder
-
Strata Insurance Comparison
Learn what strata insurance is and what to look for in a policy.
-
How much does home insurance cost in Australia?
Discover what impacts the cost of home insurance and how to get the right protection with this handy guide.
-
Home insurance QLD
Compare home insurance providers in Queensland. Protect your home from cyclones, floods, fire and more.
-
Coles Home Insurance review
Coles Home Insurance is convenient and generous with its rewards. Just don’t forget to read the fine print.
-
Bendigo Bank home insurance review
Here's a detailed review of Bendigo Bank home insurance with information on 3 cover options.
-
Youi home insurance review
Youi home insurance is slightly more expensive than the national average, but has a good range of benefits
-
Allianz Home Insurance reviewÂ
Allianz's Home & Contents insurance includes higher benefit limits than some other popular providers, but it can be lacking in optional extras.
-
Cheapest home insurance in Australia 2026
Follow these steps to find affordable home insurance that won't leave you stranded.
-
Best home insurance October 2026
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
-
Compare home and contents insurance
Compare home and contents insurance - our research shows you can save up to $1,653 by switching.
I’m trying to find a more affordable home and contents insurance for my home on 20 acres in Mountain Helena.
I’m finding that most insurance companies don’t insure a house on 20 acres.
Hi Hayden, You might want to explore farm insurance options, which can be customised to deal with larger properties.
I want to change all my insurances over. Who can get quotes for me. I can email all old policies.
Hi Vanessa,
Thanks for your message and for visiting Finder.
You may have to contact your insurance provider to change/cancel all your insurances.
As a guide you may use the following pages:
Cancel your car insurance
Cancel your life insurance
Cancel your health insurance
If you are looking to switch providers, you can request quotation from different brands on the following guides:
Switching life insurance policies
Switching car insurance
Switching your health insurance
You can also seek assistance from an insurance broker that can help you navigate the complex world of insurance and give you a range of options.
Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this helps! Feel free to message us anytime should you have further questions.
Cheers,
Nikki