ING includes similar benefits to other more expensive insurers, yet remains comparatively cheap.
Of the 42 home insurers we got prices for, ING was in the top 10 cheapest.
There are plenty of optional extras available if you'd like to extend your coverage.
Cons
The sum insured safeguard is an optional extra only, other providers like QBE include this as standard. Although QBE is typically more expensive.
If you want to pay monthly, you'll be charged an additional fee for this.
It includes up to $20million in legal liability cover, but other brands can cover you for up to $30million.
How does ING compare with other popular home insurance providers?
Price
ING's home and contents insurance is competitively priced in comparison to other home insurance providers. We got quotes for over 40 providers and ING was in the top 10 cheapest. See how it compares below.
To get these costs, we collected quotes from over 40 home insurance providers in Australia. These prices reflect an average of 10 different profiles across various addresses. The prices are accurate as of November 2024. Your own will differ and these should be used as a guide only.
Compare ING home insurance policies
Compare other products
We currently don't have that product, but here are others to consider:
These products offer a balance between low pricing and more features.
7+
Great
Competitive products within their group.
5+
Standard
Usually these products would either have fewer benefits or higher pricing.
0+
Basic
Offering basic cover with limited features or higher pricing.
Finder Score - Home Insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Sum insurance safeguard: This allows you to increase your sum covered by a set amount to avoid underinsurance in the event of a claim.
Accidental damage to home or belongings: This allows you to claim for things like accidentally putting a hole through the wall or spilling coffee on your expensive rug.
Electrical motor burnout: This covers you for appliances where the motor becomes burnt out as a result of changes to the electric current powering it, like a surge.
Flood: This covers you if your home is damaged as the result of a flood.
How to make a claim
You can make a claim at any time by lodging your claim online or calling ING on 1800 619 495. To make your claiming process as smooth as possible, you should have the following prepared:
A detailed record of exactly what happened; date, time, location
Any photos of videos
A police report if you have one (you'll need this in the event of theft or malicious damage claims)
FAQs
Auto & General Insurance underwrites ING home insurance policies.
Yes. While ING is typically known for its banking services, it does also offer a range of insurance products, including home insurance.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
Australian Unity has a strong complaints record and competitive benefits, but it’s lacking in underinsurance protection which is a popular feature offered by many other brands.
More than you want to know about mould in the home. How to fix it, when the tenant or landlord is responsible for the costs, and whether insurance covers it.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
Home warranty insurance, also known as builders warranty insurance and home indemnity insurance, is designed to offer protection for homeowners against faulty building work.
Compare Westpac home insurance policies and save when you purchase online.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
