These products offer a balance between low pricing and more features.
7+
Great
Competitive products within their group.
5+
Standard
Usually these products would either have fewer benefits or higher pricing.
0+
Basic
Offering basic cover with limited features or higher pricing.
Finder Score - Home Insurance
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Sum insurance safeguard: This increases your sum covered by up to 25% (e.g. from $400,000 to $500,000) if the cost to replace, repair or rebuild your home exceeds your nominated sum insured. This avoids underinsurance in the event of a claim.
Accidental damage to home or belongings: This allows you to claim for things like accidentally putting a hole through the wall or spilling coffee on your expensive rug.
Electrical motor burnout: This covers you for appliances which are less than 10 years old, where the motor becomes burnt out or damaged as a result of changes to the electric current powering it, like a surge.
Flood: This covers you if your home is damaged as the result of a flood.
Landlord options: This gives extra cover to landlords when a tenant damages or steals from the property or defaults on rent.
How to make a claim
You can make a claim at any time by lodging your claim online or calling 1800 619 495. To make your claiming process as smooth as possible, you should have the following prepared:
A detailed record of exactly what happened; date, time, location
Any photos of videos
A police report if you have one (you'll need this in the event of theft or malicious damage claims)
FAQs
Auto & General Insurance Company Ltd underwrites ING home insurance policies.
Yes. While ING is typically known for its banking services, it does also offer a range of insurance products, including home insurance.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.
See full bio
Motor burnout covers those big appliances in your home in the event that they let you down. This article will show you what it is, why it's important and how much it can cost you.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
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Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
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