ING includes similar benefits to other more expensive insurers, yet remains comparatively cheap.
Of the 42 home insurers we got prices for, ING was in the top 10 cheapest.
There are plenty of optional extras available if you'd like to extend your coverage.
Cons
The sum insured safeguard is an optional extra only, other providers like QBE include this as standard. Although QBE is typically more expensive.
If you want to pay monthly, you'll be charged an additional fee for this.
It includes up to $20million in legal liability cover, but other brands can cover you for up to $30million.
How does ING compare with other popular home insurance providers?
ING includes decent coverage and generous benefit limits, yet remains competitive on price in comparison to other home insurance providers. It's typically cheaper than many other popular brands, including Youi and QBE, however, those two policies are also more comprehensive than ING.
Finder Score - Home and Contents Insurance
Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.
ING's home and contents insurance is competitively priced in comparison to other home insurance providers. We got quotes for over 40 providers and ING was in the top 10 cheapest. See how it compares below.
To get these costs, we collected quotes from over 40 home insurance providers in Australia. These prices reflect an average of 10 different profiles across various addresses. The prices are accurate as of November 2024. Your own will differ and these should be used as a guide only.
Compare ING home insurance policies
Finder Score - Home and Contents Insurance
Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.
Sum insurance safeguard: This allows you to increase your sum covered by a set amount to avoid underinsurance in the event of a claim.
Accidental damage to home or belongings: This allows you to claim for things like accidentally putting a hole through the wall or spilling coffee on your expensive rug.
Electrical motor burnout: This covers you for appliances where the motor becomes burnt out as a result of changes to the electric current powering it, like a surge.
Flood: This covers you if your home is damaged as the result of a flood.
How to make a claim
You can make a claim at any time by lodging your claim online or calling ING on 1800 619 495. To make your claiming process as smooth as possible, you should have the following prepared:
A detailed record of exactly what happened; date, time, location
Any photos of videos
A police report if you have one (you'll need this in the event of theft or malicious damage claims)
FAQs
Auto & General Insurance underwrites ING home insurance policies.
Yes. While ING is typically known for its banking services, it does also offer a range of insurance products, including home insurance.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
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