Finder Home Insurance Awards 2026

We compared 41 providers in Australia to help you find good value home insurance in 2026.

Ceyda Erem's headshot

By

Ceyda Erem

Edited by

Angus Kidman

Updated

Fact checked
4.6 based on 835 reviews

The Finder Home Insurance Awards showcase the best home insurance products across two categories: value and comprehensive. Our methodology is designed to help homeowners find the best fit for their needs.

Best Value Home Insurance: AAMI Home and Contents Insurance

Best Value Home Insurance badge

AAMI received the Finder Home Insurance Award for Best Value for 2026. The insurer offered a wide range of cover across important policy features at a low price, making it a budget-friendly option for many households.

Highly commended badge Highly commended

Budget Direct Home & Contents Insurance

Budget Direct was a highly commended insurer for value home insurance, as its policies were cheaper than the national average, according to Finder research.

Allianz Home and Contents Insurance

Offering generous cover for jewellery - a rare find among insurers - Allianz was a highly commended insurer in the Finder value category.

Best Comprehensive Home Insurance: Allianz Home and Contents Insurance

Best Comprehensive Home Insurance badge

Allianz Home and Contents Insurance won the 2026 Finder Award for Comprehensive Home Insurance. Featuring higher than average benefit limits, flexible excess options and a high satisfaction rating from its customer, Allianz was the clear winner.

Highly commended badge Highly commended

AAMI Home and Contents Insurance

Combining fair pricing and a broad range of cover, AAMI was a highly commended insurer for comprehensive coverage.

ALDI Home & Contents Insurance

ALDI earned a Highly Commended spot in this year's awards for its policy's ample coverage across a range of events, automatically included in its policy at no extra cost.

QBE Home & Contents Insurance

QBE Home & Contents Insurance was a highly commended insurer for its fairly priced cover and generously high benefit limits, including legal liability, lock replacements and temporary accommodation.

Finder's Product Awards methodology for home insurance

Finder's Home Insurance Awards recognises market-leading home insurance products, using our proprietary Finder Score ratings methodology, that compares data points for each product, across price and features, for 41 brands in Australia.

Why you can trust our awards

expert advice
Expert analysis
Our home insurance awards winners are based on 100+ hours of data analysis by our insights team and expert authors.
help
Comprehensive
We compared available products from 41 of Australia's home insurance providers including AAMI and Budget Direct.
independent
Independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and meet our editorial standards.

Explore our past award winners

Angus Kidman's headshot
To make sure you get accurate and helpful information, this guide has been edited by Angus Kidman as part of our fact-checking process.
Ceyda Erem's headshot
Written by

Senior writer
Add to Preferred Sources

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 241 Finder guides across topics including:
  • Insurance
More resources on Finder

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Julie's avatar
    JulieApril 11, 2025

    Need insurance for 3631 area Victoria

      Sarah Megginson's headshotFinder
      SarahApril 15, 2025Finder

      Hi Julie,

      You can review a range of options and compare home insurance options here. Good luck!

Go to site