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Bupa offers multiple levels of cover to protect your property and valuables - from a comprehensive home and contents policy to more basic home only and contents only plans. Find out more about each policy and see if one could be the right fit for you.
Fundamentals Home Insurance from Bupa is a budget-friendly option designed to cover you against a range of essential risks. It covers your home and contents against fire, burglary, storm, accidental breakage and water damage, and includes new-for-old replacement of contents, alternative accommodation costs and valuable items cover up to $2,000. $20 million of legal liability cover is also included.
Bupa Landlords Insurance provides a range of benefits to help you protect your investment property. It protects your building and contents against accidental damage, electric motor burnout, fire, tenant damage, storm, flood and theft. Debris removal and mortgage discharge costs are covered, while you can also add optional liability cover, loss of rent cover and theft by tenant cover.
Bupa’s Accidental Damage Home Insurance policy provides comprehensive cover for your home and contents. It provides protection against fire, explosion, storm, flood, theft and water damage, plus it also covers your belongings for accidental loss and damage anywhere in Australia. Other benefits include alternative accommodation expenses, cover for permanent fixtures, valuable items cover and $20 million liability cover.
Listed Events Home Insurance from Bupa offers comprehensive cover for your home and contents against a wide range of listed events, including fire, storm, theft, water damage and more. Other benefits include new-for-old contents replacement, up to $5,000 valuable items cover, alternative accommodation expenses and $20 million liability cover.
Bupa Fundamentals | Bupa Landlords | Bupa Accidental Damage | Bupa Listed Events |
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Covers your home and contents against accidental breakage, burglary, break-in, earthquake, tsunami, fire, explosion, impact damage, landslide, lightning, riot, storm, flood, rainwater, wind, vandalism, water damage and more | Covers your home and contents against accidental damage, electric motor burnout, fire, explosion, landslide, tenant damage, storm, flood, rainwater, wind, theft, water damage and more | Covers your home and contents against fire, explosion, electric motor burnout, landslide, storm, flood, rainwater, wind, theft, water damage and more | Covers accidental breakage, burglary, break-in, electric motor burnout, earthquake, fire, explosion, impact damage, landslide, riot, storm, flood, rainwater, wind, theft, vandalism, water damage and more |
Alternative accommodation costs | Optional liability cover | Australia-wide cover for contents against accidental loss and damage | Alternative accommodation and debris removal costs |
Removal of debris and demolition costs | Optional loss of rent cover | Covers alternative accommodation expenses | Valuable items cover |
Replacement locks and keys | Optional theft by tenant cover | Valuable items cover | New-for-old contents replacement |
Open-air contents cover | 24/7 national claims service | New-for-old contents replacement | $20 million legal liability cover |
New-for-old contents replacement | $20 million legal liability cover | 24/7 national claims service | |
$20 million legal liability cover | 24/7 national claims service | ||
24/7 national claims service |
Your Bupa home insurance claim will not be paid if:
The excess is the amount you need to pay when you make a claim on your policy. The excess amount payable is shown on your policy schedule.
When you apply for a Bupa home insurance policy, you will most likely be given the option to select the amount of excess you would like to pay when you make a claim. The higher the excess you choose, the lower your premium.
Bupa’s home insurance policies are available to all Australian homeowners. There are no other specific eligibility criteria you need to satisfy in order to take out a policy.
If you need to make a claim on your Bupa home insurance policy, you can phone the insurer’s national claims service 24 hours a day, 7 days a week. A dedicated claims specialist will be able to offer immediate advice and assistance as well as guide you through the claims process. You can contact them on 132 480 or visit their website to know more details about lodging a claim.
You can also follow a few simple steps to ensure that the claims process runs as smoothly as possible: