Our verdict
Pros
- GMCU offers a No Claim Bonus of up to 30% if you haven't claimed in the last 5 years.
- Get up to 10% off your first year's premium when you buy online.
- You can pay monthly at no extra cost.
Cons
- Our cost research indicates GMCU is more expensive than average.
- There's no underinsurance protection but some brands offer up to 20%.
- There's only a 14-day cooling off period. Many brands offer 21 days.


