Who underwrites Guild Home Insurance?

Guild Home Insurance is underwritten by Guild Insurance Limited.

How can I contact Guild Home Insurance?

You can contact Guild Home Insurance by calling 1800 810 213, completing an online form, or visiting one of the local business centres.

Guild Home Insurance Review

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Guild's average policy cost was $3,674, notably above the $2,780 average of 47 compared policies.
Guild Elite offers comprehensive cover, yet specifically excludes storm surge protection.
There are no discounts for buying online or bundling policies and optional cover is limited.

Our verdict

Pros

Choose from two levels - essentials and elite - for a policy that best suits your needs.
Guild's Elite level is one of the most comprehensive policies on the market.
Guild has a strong complaints record, better than many other brands of its size.

Cons

Of the 47 policies we compared, Guild Elite Home Insurance was the second most expensive.
Guild doesn't offer any discount for buying online or bundling policies.
There's no cover for storm surges, which leaves some coastal homeowners at risk.

Price

Guild was one of the most expensive home insurance providers we compared in our analysis, with an average quote price of just under $3,674. In comparison, the average quote price across all 47 policies compared was $2,780.

Provider	Average cost	Apply
	$3,673.91	More info
	$1,784.72	Get quote
	$2,194.16	Get quote
	$1,538.56	More info
	$3,017.43	Get quote

Methodology

Compare Guild home insurance policies

Finder Score	Home Contents Cover	Building Cover	Accidental damage	Cheapest way to pay
8.4 Great Guild Elite Home & Contents Insurance	8.4 Great	Yes	Yes	No	Annually	View details Compare product selectionCompare	loading
9.2 Excellent Guild Essential Home & Contents Insurance	9.2 Excellent	Yes	Yes	No	Annually	View details Compare product selectionCompare	loading
7.8 Great Guild Elite Contents Insurance	7.8 Great	Yes	No	No	Annually	View details Compare product selectionCompare	loading
9.3 Excellent Guild Elite Building Insurance	9.3 Excellent	No	Yes	No	Annually	View details Compare product selectionCompare	loading
9.2 Excellent Guild Essential Contents Insurance	9.2 Excellent	Yes	No	No	Annually	View details Compare product selectionCompare	loading
9.2 Excellent Guild Essential Building Insurance	9.2 Excellent	No	Yes	No	Annually	View details Compare product selectionCompare	loading

Finder Score - Home insurance

We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.

Read the full methodology

What additional cover options are available?

Guild only offers one optional cover - specified personal property, under the home contents policy. This cover is intended for any items worth more than $2,500 per individual item, pair or set, or more than $15,000 in total.

How to make a claim

To make a claim on your Guild home insurance policy, head to the Guild website and follow the steps provided. If you need help with your online claim, you can call 1800 810 213.

FAQs

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
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2. Guild Insurance PDS

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Written by

Nicola Middlemiss

Journalist

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Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise

Nicola has written 170 Finder guides across topics including:

Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance

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Guild Home Insurance review

Although Guild does have some market-leading benefits, it was also one of the most expensive policies we compared.