Choose from two levels - essentials and elite - for a policy that best suits your needs.
Guild's Elite level is one of the most comprehensive policies on the market.
Guild has a strong complaints record, better than many other brands of its size.
Cons
Of the 47 policies we compared, Guild Elite Home Insurance was the second most expensive.
Guild doesn't offer any discount for buying online or bundling policies.
There's no cover for storm surges, which leaves some coastal homeowners at risk.
Price
Guild was one of the most expensive home insurance providers we compared in our analysis, with an average quote price of just under $3,674. In comparison, the average quote price across all 47 policies compared was $2,780.
Guild only offers one optional cover - specified personal property, under the home contents policy. This cover is intended for any items worth more than $2,500 per individual item, pair or set, or more than $15,000 in total.
How to make a claim
To make a claim on your Guild home insurance policy, head to the Guild website and follow the steps provided. If you need help with your online claim, you can call 1800 810 213.
Guild home insurance complaints information
The Australian Financial Complaints Authority (AFCA) received 13 home building insurance complaints and fewer than 4 home contents insurance complaints about Guild in the 2023/24 financial year. In comparison, RAA Insurance - another medium sized insurer - was the subject of a combined 145 complaints for home and contents insurance.
FAQs
Guild Home Insurance is underwritten by Guild Insurance Limited.
You can contact Guild Home Insurance by calling 1800 810 213, completing an online form, or visiting one of the local business centres.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 242 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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