Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.
While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.
You can use its new car loan to buy a new or a used car from a car dealership that's less than 5 years old at a variable rate from 6.24% p.a. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 years and 7 years. You can repay the loan early and there's a generous maximum loan amount of $150,000.
Its used car loan has different rates depending on the age of the car. With a used car loan, you can choose loan terms between 3 to 7 years and borrow from $5,000 to $150,000.
Is your car eligible to be used as security?If you're looking to use your car as a guarantee, it needs to be:
How can I apply for a car loan from loans.com.au?Applying for a loans.com.au car loan is simple and you can submit a convenient online application.To find out if you're eligible you'll need to submit the following information on the loans.com.au website:
After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your car loan options to ensure you get the right finance for you.
| Product Name | Rate type | Interest rate (p.a.) | Comparison rate (p.a.) | Balloon option |
|---|---|---|---|---|
| Used Car < 3 years | Variable | 7.74% p.a. | 8.85% p.a. | No |
| Fixed | 7.89% p.a. | 9% p.a. | Yes | |
| Used Car < 5 years | Variable | 7.74% p.a. | 8.85% p.a. | No |
| Fixed | 7.99% p.a. | 9.1% p.a. | Yes | |
| Used 6-7 years | Fixed | 9.29% p.a. | 10.4% p.a. | No |
| Used 8+ years | Fixed | 12.99% p.a. | 14.1% p.a. | No |
If you're looking to use your car as a guarantee, it needs to be:
Applying for a loans.com.au car loan is simple and you can submit a convenient online application.
To find out if you're eligible you'll need to submit the following information on the loans.com.au website:
After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your car loan options to ensure you get the right finance for you.
Passport prices have jumped how many times in 7 months?
Credit cards and buy now pay later services are common ways to pay, but you should think twice if you're planning on buying a home any time soon.
Some parents are contributing generously towards their children’s wedding festivities, according to new research by Finder.
A list of insurers who can provide cover for accidental death and total and permanent disability.
A list of life insurance policies with TPD included in the policy or available as an optional extra.
A list of life insurance policies that will cover you for accidental death so you can live, laugh, love your way through the rest of your days.
They're gaslighting me on my gas bill! But at least it's an easy fix.
Save up to $168 by switching to a 365-day mobile plan.
We analysed 60+ pet insurance policies and spent 80+ hours researching the best plans (we reeeeally love our pets!). These are the top dogs.
This supermarket gift card hack can earn you points while you buy a new phone.