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loans.com.au Car Loans

Drive away with a competitive rate and no ongoing fees when you borrow with loans.com.au.

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loans.com.au

Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.

While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
loans.com.au - New - Variable Rate Special
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
loans.com.au - New - Fixed Rate Special
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.99%
to 8.19%
Comp. Rate (p.a.)
8.11%
to 9.3%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$637.8
Go to siteMore Info
You'll receive a fixed rate of 6.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

loans.com.au - Green Car Loan Fixed
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.49%
to 7.69%
Comp. Rate (p.a.)
7.61%
to 8.8%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.15
Go to siteMore Info
You'll receive a fixed rate from 6.49% p.a. based on your risk profile
0.7% discount on the interest rate, applies on qualifying electric and hybrid car . Early payout available with no monthly or ongoing fees.

loans.com.au - Green Car Loan Variable
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
5.69%
Comp. Rate (p.a.)
6.81%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$625.75
More Info
You'll receive a variable rate from 5.69% p.a. based on your risk profile
0.7% discount on the interest rate, applies on qualifying electric and hybrid car . Early payout available with no monthly or ongoing fees.

loans.com.au - Fixed Rate Used Car < 3 years
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.69%
to 8.89%
Comp. Rate (p.a.)
8.8%
to 10.14%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.35
Go to siteMore Info
loans.com.au - Variable Rate Used Car < 3 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.74%
to 7.74%
Comp. Rate (p.a.)
8.85%
to 8.99%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore Info
loans.com.au - Fixed Rate Used Car < 5 years
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.79%
to 8.99%
Comp. Rate (p.a.)
8.9%
to 10.24%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$645.29
Go to siteMore Info
loans.com.au - Variable Rate Used Car < 5 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.74%
to 7.74%
Comp. Rate (p.a.)
8.85%
to 8.99%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore Info
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
9.09%
to 10.29%
Comp. Rate (p.a.)
10.2%
to 11.54%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$657.57
Go to siteMore Info
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
12.79%
to 13.99%
Comp. Rate (p.a.)
13.9%
to 15.24%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$693.3
Go to siteMore Info
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New car loan from loans.com.au

You can use its new car loan to buy a new or a used car from a car dealership that's less than 5 years old at a variable rate from 6.24% p.a. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 years and 7 years. You can repay the loan early and there's a generous maximum loan amount of $150,000.

Used car loans from loans.com.au

Its used car loan has different rates depending on the age of the car. With a used car loan, you can choose loan terms between 3 to 7 years and borrow from $5,000 to $150,000.

Is your car eligible to be used as security?If you're looking to use your car as a guarantee, it needs to be:

  • New
  • Used up to 12 years old purchased from a car dealership only
  • Worth between $5,000 and $150,000

How can I apply for a car loan from loans.com.au?Applying for a loans.com.au car loan is simple and you can submit a convenient online application.To find out if you're eligible you'll need to submit the following information on the loans.com.au website:

  • Car details. List the vehicle make, model, year and the estimated purchase price.
  • Loan details. Select your loan purchase and your estimated loan amount.
  • Personal details. Enter your name, country of residence and contact information.
  • Finance details. List your monthly after-tax income and indicate whether you've had finance before.

After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your car loan options to ensure you get the right finance for you.

Product NameRate typeInterest rate (p.a.)Comparison rate (p.a.)Balloon option
Used Car < 3 yearsVariable7.74% p.a.8.85% p.a.No
Fixed7.69% p.a.8.8% p.a.Yes
Used Car < 5 yearsVariable7.74% p.a.8.85% p.a.No
Fixed7.79% p.a.8.9% p.a.Yes
Used 6-7 yearsFixed9.09% p.a.10.2% p.a.No
Used 8+ yearsFixed12.79% p.a.13.9% p.a.No

Is your car eligible to be used as security?

If you're looking to use your car as a guarantee, it needs to be:

  • New
  • Used up to 12 years old purchased from a car dealership only
  • Worth between $5,000 and $150,000

How can I apply for a car loan from loans.com.au?

Applying for a loans.com.au car loan is simple and you can submit a convenient online application.

To find out if you're eligible you'll need to submit the following information on the loans.com.au website:

  • Car details. List the vehicle make, model, year and the estimated purchase price.
  • Loan details. Select your loan purchase and your estimated loan amount.
  • Personal details. Enter your name, country of residence and contact information.
  • Finance details. List your monthly after-tax income and indicate whether you've had finance before.

After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your car loan options to ensure you get the right finance for you.

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