loans.com.au Car Loans

Drive away with a competitive rate and no ongoing fees when you borrow with loans.com.au.

Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.

While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.

loans.com.au Car Loan Offer

Loans.com.au - New Car Loan

5.44 % p.a.

fixed rate

5.99 % p.a.

comparison rate

  • Early payout available
  • No monthly ongoing fee
  • Borrow up to $100,000
Security Logo

100% confidential application

loans.com.au Car Loan Offer

The loans.com.au car loan features a competitive interest rate and a car buying service for vehicles up to 9 years old

  • Interest rate: 5.44% p.a.
  • Comparison rate: 5.99% p.a.
  • Interest rate type: Fixed
  • Application fee: $400
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
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Rates last updated October 22nd, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
Loans.com.au - New Car Loan
5.44% (fixed)
5.99%
$5,000
3 to 5 years
$0
$400
You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Compare up to 4 providers

  • Car Loan. You can use this loan to buy a new or used car up to nine years old at a fixed rate of 5.44% p.a.. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 and 5 years. You can repay the loan early and there's a generous maximum loan amount of $100,000.
  • Business Car Loan. This commercial hire purchase option is available for businesses and business owners, but you can also use the loan to purchase a car for personal use. Loans.com.au buys the car you wish to drive and rents it to you at a pre-agreed rate for between 1 and 5 year(s). Flexible repayment solutions and tax benefits are available. This arrangement keeps you from making the initial upfront payment, and you continue building equity in the vehicle with every passing payment. Once you make the final payment, loans.com.au transfers ownership of the car to you.

Is your car eligible to be used as security?

If you're looking to use your car as a guarantee, it needs to be:

  • New or used
  • Less than nine years old
  • Worth between $5,000 and $100,000

How can I apply for a car loan from loans.com.au?

Applying for a loans.com.au car loan is simple and you can submit a convenient online application.

To find out if you're eligible you'll need to submit the following information on the loans.com.au website:

  • Car details. List the vehicle make, model, year and the estimated purchase price.
  • Loan details. Select your loan purchase and your estimated loan amount.
  • Personal details. Enter your name, country of residence and contact information.
  • Finance details. List your monthly after-tax income and indicate whether you've had finance before.

After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your options to ensure you get the right finance for you.

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Important Information*
IMB New Car Loan

You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Loans.com.au - New Car Loan

You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Latitude Motor Vehicle Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Stratton Finance New Car Loan

You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $100,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.

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