loans.com.au

loans.com.au Car Loans

Drive away with a competitive rate and no ongoing fees when you borrow with loans.com.au.

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Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.

While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
loans.com.au - New and Dealer Used Car Loan
3.99% (fixed)
4.53%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
loans.com.au - Green Car Loan
3.29% (fixed)
3.83%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 3.29% p.a. based on your risk profile
0.7% discount on the interest rate, applies on qualifying electric and hybrid car . Early payout available with no monthly or ongoing fees. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
loans.com.au - Used Car Loan (6+ years)
5.19% (fixed)
5.74%
$5,000
3 to 5 years
$400
$0
You'll get a fixed rate of 5.19% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee and balloon payment option. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
loans.com.au - Used Car Loan (8+ years)
9.19% (fixed)
9.76%
$5,000
3 to 5 years
$400
$0
You'll get a fixed rate of 9.19% p.a.
Borrow up to $100,000 for a used car for 8+ years, with no monthly fee and balloon payment option. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
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Compare up to 4 providers

New car loan from loans.com.au

You can use its new car loan to buy a new or a used car from a car dealership that's less than 5 years old at a fixed rate of 3.99% p.a. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 years and 5 years. You can repay the loan early and there's a generous maximum loan amount of $100,000.

Used car loans from loans.com.au

Its used car loan has different rates depending on the age of the car. With a used car loan, you can choose loan terms between 3 and 5 years and borrow from $5,000 to $100,000.

Car Loan TypeInterest rate (p.a.)Comparison rate (p.a.)Balloon option

Used < 5 years

3.99%4.53%

Used 6 - 7 years

5.19%5.74%

Used 8+ years

9.19%9.76%

If you settle the loan before 30 June 2022, you can enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.

Is your car eligible to be used as security?

If you're looking to use your car as a guarantee, it needs to be:

  • New
  • Used up to 12 years old purchased from a car dealership only
  • Worth between $5,000 and $100,000

How can I apply for a car loan from loans.com.au?

Applying for a loans.com.au car loan is simple and you can submit a convenient online application.

To find out if you're eligible you'll need to submit the following information on the loans.com.au website:

  • Car details. List the vehicle make, model, year and the estimated purchase price.
  • Loan details. Select your loan purchase and your estimated loan amount.
  • Personal details. Enter your name, country of residence and contact information.
  • Finance details. List your monthly after-tax income and indicate whether you've had finance before.

After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your car loan options to ensure you get the right finance for you.

More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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