Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.
While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.
Loans.com.au - New Car Loan
Loans.com.au - New Car Loan
Early payout available
No monthly ongoing fee
Borrow up to $100,000
100% confidential application
Loans.com.au - New Car Loan
A competitive fixed rate to purchase a car up to four years old. Option to add on-road costs into loan amount.
Car Loan. You can use this loan to buy a new or used car up to seven years old at a fixed rate of 4.89% p.a. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 years and 5 years. You can repay the loan early and there's a generous maximum loan amount of $100,000.
Business Car Loan. This commercial hire purchase option is available for businesses and business owners, but you can also use the loan to purchase a car for personal use. Loans.com.au buys the car you wish to drive and rents it to you at a pre-agreed rate for between 3 years and 5 years. Flexible repayment solutions and tax benefits are available. This arrangement keeps you from making the initial upfront payment, and you continue building equity in the vehicle with every passing payment. Once you make the final payment, loans.com.au transfers ownership of the car to you.
Is your car eligible to be used as security?
If you're looking to use your car as a guarantee, it needs to be:
New or used
Less than seven years old
Worth between $5,000 and $100,000
How can I apply for a car loan from loans.com.au?
Applying for a loans.com.au car loan is simple and you can submit a convenient online application.
To find out if you're eligible you'll need to submit the following information on the loans.com.au website:
Car details. List the vehicle make, model, year and the estimated purchase price.
Loan details. Select your loan purchase and your estimated loan amount.
Personal details. Enter your name, country of residence and contact information.
Finance details. List your monthly after-tax income and indicate whether you've had finance before.
After entering this information you will find out your outcome. Remember that while loans.com.au has a competitive car loan on offer, there are other offerings out there. Compare all of your options to ensure you get the right finance for you.
Matt Corke is the head of publishing in Australia for Finder. He previously worked as the publisher for credit cards, home loans, personal loans and credit scores. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time he has survived the dot-com crash and countless Google algorithm updates.
You'll receive a fixed or variable rate depending on the lender you are approved with Apply for up to $100,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
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