loans.com.au caravan loans

Buy a new or used caravan, or refinance your existing loan, up to $100,000 with a caravan loan from loans.com.au.

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loans.com.au

loans.com.au is an Australian lender which offers home loans, personal loans and vehicle loans. Across its caravan loan range it has loans for new caravans up to 3 years old as well as used caravans up to 7 years old. It also has options if you are wanting to refinance your existing loan.

loans.com.au has both fixed and variable options for its caravan loans, with greater flexibility over the vehicle's age with a fixed rate loan.

3 things you should know about this loan:

  • Borrow from $5,000 to $100,000.
  • Loans are available for homeowners only.
  • You can borrow for a loan term of up to 7 years.

loans.com.au caravan loan comparison

$
years
Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Interest Rate (p.a.)
5.94%
to 16.64%
Comp. Rate (p.a.)
7.07%
to 17.76%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.05
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Compare product selection
loans.com.au logo
Not scored yet
loans.com.au - New Caravan Loan (Variable)
Variable3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
7.24%
Comp. Rate (p.a.)
8.37%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$640.13
View details
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loans.com.au logo
Not scored yet
loans.com.au - New Caravan Loan (Fixed)
Fixed3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
8.04%
Comp. Rate (p.a.)
9.17%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$647.64
View details
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loans.com.au logo
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loans.com.au - Variable Rate Used Caravan < 3 years
Variable3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
8.49%
Comp. Rate (p.a.)
9.62%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$651.88
View details
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loans.com.au logo
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loans.com.au - Fixed Rate Used Caravan < 3 years
Fixed3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
8.74%
Comp. Rate (p.a.)
9.87%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$654.25
View details
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loans.com.au logo
Not scored yet
loans.com.au - Variable Rate Used Caravan < 5 years
Variable3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
8.49%
Comp. Rate (p.a.)
9.62%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$651.88
View details
Compare product selection
loans.com.au logo
Not scored yet
loans.com.au - Fixed Rate Used Caravan < 5 years
Fixed3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
8.84%
Comp. Rate (p.a.)
9.97%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$655.2
View details
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loans.com.au logo
Not scored yet
loans.com.au - Fixed Rate Used Caravan 6 - 7 years
Fixed3 - 7 Years $10,000 - $150,000
Not scored yet
Interest Rate (p.a.)
9.14%
Comp. Rate (p.a.)
10.27%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$658.04
View details
Compare product selection
loans.com.au logo
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
Go to siteView details
Compare product selection
loans.com.au logo
loans.com.au - New/Demo - Variable Rate
Variable3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
5.94%
to 16.64%
Comp. Rate (p.a.)
7.07%
to 17.76%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.05
Go to siteView details
Compare product selection
loans.com.au logo
loans.com.au - Variable Rate Used Car < 3 years
Variable3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
5.94%
to 16.64%
Comp. Rate (p.a.)
7.07%
to 17.76%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.05
Go to siteView details
Compare product selection
loans.com.au logo
loans.com.au - Fixed Rate Used Car < 3 years
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
loans.com.au logo
loans.com.au - Green Car Loan Fixed
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
loans.com.au logo
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
loans.com.au logo
loans.com.au - Fixed Rate Used Car < 5 years
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
loans.com.au logo
loans.com.au - New/Demo - Fixed Rate
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
loans.com.au logo
loans.com.au - Car Loan Refinance (Fixed)
Fixed3 - 7 Years $10,000 - $150,000
Interest Rate (p.a.)
7.19%
to 15.99%
Comp. Rate (p.a.)
8.32%
to 17.11%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$639.67
View details
Compare product selection
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Read the full methodology

Points to consider with a loans.com.au caravan loan

With this loan you can purchase:

  • A caravan (a rigid unit which can be towed by a motor vehicle)
  • Camper trailer/camper
  • A hybrid caravan (a cross between a caravan and a camper trailer)

You cannot purchase a campervan, a motor home or any DIY home built caravans. To find out if the vehicle you want to purchase or refinance is eligible, you'll need to contact loans.com.au.

Features of a loans.com.au caravan loan:

  • Loan term. You can repay your loan over 3 to 7 years.
  • Loan amount. You can borrow from $5,000 to $100,000.
  • Rate types. You can choose between a fixed rate and a variable rate.
  • Seller flexibility. You can take out a loan whether you're buying from a dealer or a private seller.
  • Flexible repayment frequencies. You can choose to repay your caravan loan weekly, fortnightly or monthly.
  • Online application. You can apply online and receive approval within minutes.
  • Redraw. You can redraw a maximum of $5,000 a day, as long as you're on a variable rate and ahead on your repayments.

How to apply:

To apply for a loans.com.au caravan loan you can apply through the website and receive your approval within minutes.

You must:

  • Be aged 18 or over
  • Own a home
  • Be an Australian citizen, permanent resident or have a skilled work visa
  • Be employed
  • Have a good credit history
  • Have a caravan which meets the requirements

You will need:

  • The year, make and model of the caravan
  • Your personal details
  • Your income and expenses

Other criteria may apply so be sure to check the full eligibility of yourself and the caravan before you submit a loan application.

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Written by

Editor, Money

Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 284 Finder guides across topics including:
  • Home loans
  • Personal Loans
  • Car Loans
  • Cost of living
  • Budgeting

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