RACV Car Loans Comparison & Reviews

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Predominantly a motoring club, the RACV or Royal Automobile Club of Victoria now provides roadside assistance, car and personal loans, vehicle, home and travel insurance. Their services include driving instruction, tourism and home security products.

With one membership card, you open up a large number of possibilities for channeling your money the right way and not missing out on even a cent of savings. It's not just a one stop shop for buying your car but also getting all the associated services in place.

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Finder Score	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Finder Score 8.5 Great RACV New Car Loans Fixed1 - 7 Years $5,000 - $100,000	Finder Score 8.5 Great	Interest Rate (p.a.) 6.59% to 17.69%	Comp. Rate (p.a.) 7.29% to 18.47%	Application Fee $499	Monthly Fee $0	Monthly Repayment $629.11	Go to site View details Compare product selectionCompare	loading
Finder Score 8.2 Great RACV Used Car Loans Fixed1 - 7 Years $5,000 - $100,000	Finder Score 8.2 Great	Interest Rate (p.a.) 7.89% to 17.69%	Comp. Rate (p.a.) 8.6% to 18.47%	Application Fee $499	Monthly Fee $0	Monthly Repayment $641.32	Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.	Go to site View details Compare product selectionCompare	loading
Finder Score 8.9 Great RACV Green Car Loan Fixed1 - 7 Years $5,000 - $100,000	Finder Score 8.9 Great	Interest Rate (p.a.) 5.09% to 17.69%	Comp. Rate (p.a.) 5.78% to 18.47%	Application Fee $499	Monthly Fee $0	Monthly Repayment $615.2	View details Compare product selectionCompare	loading
Finder Score Not scored yet RACV Caravan Loan Fixed1 - 7 Years $5,000 - $250,000	Finder Score Not scored yet	Interest Rate (p.a.) 6.59% to 17.69%	Comp. Rate (p.a.) 7.29% to 18.47%	Application Fee $499	Monthly Fee $0	Monthly Repayment $629.11	View details Compare product selectionCompare	loading
Finder Score 8.5 Great RACV Personal Loan Fixed1 - 7 Years $5,000 - $100,000	Finder Score 8.5 Great	Interest Rate (p.a.) 10.29%	Comp. Rate (p.a.) 11.02%	Application Fee	Monthly Fee $0	Monthly Repayment $648.07	View details Compare product selectionCompare	loading

Showing 5 of 5 results

Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full methodology

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How to apply for a RACV car loan

When applying online for a car loan, you'll need to supply some key details:

Details of the car you're borrowing for, include make, model, year and purchase price
How much you're looking to borrow
Your name, address and contact information
Details of your employment and income

Sources

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11 Responses

DaveOctober 15, 2018

Hi there,
Are the same rates (car loan rates) applicable for purchasing a bike? Wanting to buy a used motorcycle. Thanks.
Cheers,
D

Finder

JohnOctober 16, 2018Finder

Hi Dave,

Thank you for leaving a question.

Bike rates are different from car loan rates but you may do a comparison by visiting our page for motorcycle loans which gives you the providers that could assist you on this. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have. Hope this helps!

Cheers,
Reggie

CatMay 12, 2016

Hi, can I ask for personal loan of 100.000 and use it for holidays abroad? Thanks.

Finder

ElizabethMay 12, 2016Finder

Hi Cat,

You can consider an RACV personal loan to use for a holiday, You can read our RACV personal loan review for more details.

Hope this helps,

Elizabeth

CameronJanuary 27, 2015

Hi,

Buying a new Jayco camper and am looking to finance some of it. Does the 6.99 apply to Caravan loans also?

Cheers
C

Finder

ShirleyJanuary 28, 2015Finder

Hi Cameron,

Thanks for your question.

Yes the RACV car loan can be used to finance the purchase of a caravan. Please note that the interest rate is ‘from 6.99% p.a.’

Cheers,
Shirley

edoJanuary 20, 2014

Hi, I’m currently on temporary business visa 457 (4 years visa) and I’m on the market for buying a car. What I want to know is do I eligible to get a loan from your company. Thank you

Finder

MarcJanuary 21, 2014Finder

Hello edo,
thanks for the question.

The eligibility requirements of this loan include that applicants are Australian residents or citizens for tax purposes.

I hope this helps,
Marc.

edoJanuary 24, 2014

Hi Marc,
How can I apply for pre-approved car loan?

Finder

MarcJanuary 28, 2014Finder

Hi Edo,

Thanks for the question.

While not every lender will offer pre-approved car loans, you may refer to our guide on car loans that offer pre-approval and then contact them for more information. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

Cheers,
Marc

edoJanuary 21, 2014

Hi Marc,
thanks for the answer.

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