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RACV Motorcycle Insurance review

RACV’s comprehensive policy has good benefits but there are limited customisation options for motorbikes.

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Our verdict

Pros

  • Generous benefits for emergency repairs, transport and accommodation
  • Get a hire car for Up to $60 per day - Up to 21 days if your bike is stolen
  • Cover options for vintage, veteran and classic motorbikes

Cons

  • Aside from protective gear, personal effects aren't covered
  • Some benefit limits are vague, including towing up to 'a reasonable cost'
  • There's no option to add hire car cover for accidents

Compare RACV motorcycle insurance policies

RACV has a range of motorcycle insurance policies to choose from.

Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
RACV Comprehensive Motorcycle Insurance
Optional
Agreed or Market
Finder's summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
RACV Third Party Fire & Theft Motorcycle Insurance
RACV Third Party Property Damage Motorcycle Insurance
RACV Veteran, Vintage and Classic Vehicle Insurance
Agreed
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Compare your options to find the best motorcycle insurance policy for your needs.

Name Product Accidental damage Roadside assistance Fire and theft Agreed or market value
RACV Comprehensive Motorcycle Insurance
Optional
Both
Finder's summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
QBE Comprehensive Motorcycle Insurance
Agreed or Market
Finder's summary: QBE won our Green Insurer of the Year Award, and offers a great price-beat guarantee. Budget friendly and environmentally friendly.

⭐ Current offer: QBE guarantees to beat any price offered by their competitors for comprehensive motorcycle insurance for new customers. T&Cs apply.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
Youi Comprehensive Motorcycle Insurance
Agreed or Market
Finder's summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
Budget Direct Comprehensive Motorcycle Insurance
Agreed or Market
⭐ Current offer: Get a quote now for your chance to win 1 of 2 Triumph Motorcycles. T&Cs apply.
NRMA Comprehensive Motorcycle Insurance
Agreed or Market
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What additional cover options are available?

No excess windscreen option - waive the excess when you claim for a repair or replacement of your windscreen.

Roadside assistance - Breakdown cover from just $25.17 a month, including rescue in severe weather, following a flat tyre, or even if you're just too exhausted to ride.

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