Compare comprehensive motorcycle insurance

Compare cover from over 10 providers in Australia.

Peta Taylor's headshot

By

Peta Taylor

Updated

Fact checked

QBE Comprehensive Motorcycle Insurance

QBE Comprehensive Motorcycle Insurance logo image
Promoted
  • Competitive cover limits
  • Lifetime guarantee on repairs
Get Quote
T&Cs apply.

Start comparing

Comprehensive motorbike insurance can cover your bike against a whole range of events including accidental damage, collision, fire, storm, theft and much more.

Comprehensive motorcycle insurance

1 - 4 of 19
Product Roadside assistance Accidental damage Fire and theft Choice of repairer Agreed or Market Value
Youi Comprehensive Motorcycle Insurance
Youi Motorcycle Insurance logo
Agreed or Market
Summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
Get QuoteView details
AAMI Comprehensive Motorcycle Insurance
AAMI logo
Agreed
Summary: AAMI’s comprehensive motorcycle insurance policy covers more than some of its competitors with the inclusion of riding apparel as standard. For further coverage, more options to customise cover are available.

⭐ Current offer: $25 off when you buy online.

Who it might be good for: With a paperless claims process, AAMI could be good if you’re keen to manage everything online.
View details
QBE Comprehensive Motorcycle Insurance
QBE Motorcycle Insurance logo
Agreed or Market
Summary: Budget friendly and environmentally friendly.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
Get QuoteView details
eric Motorcycle Comprehensive Insurance
Eric logo
Market
Get cover for your Motorcycle.
View details
loading

What does comprehensive motorcycle insurance cover?

With comprehensive motorcycle insurance, you’ll be covered for:

  • Accidental damage to your bike
  • Damage you cause to other people’s car, bikes and property
  • Fire, storm and theft
  • Hire vehicle after theft
  • New bike replacement
  • Key replacement
  • Emergency repairs
  • Towing and storage costs

You can also add on cover for:

  • Roadside assistance
  • Personal effects
  • Riding gear
  • Emergency accommodation
  • No excess windscreen protection

What will impact how much I pay?

Comprehensive motorcycle insurance can be expensive but there are ways to save. It's good to know what to expect when you're gathering quotes. Your premiums are determined by factors such as:

  • The price of your bike. More valuable motorcycles cost more to insure. Similarly, it is often more expensive to insure a vehicle at agreed value than market value.
  • Your age and gender. Younger riders, and males in particular, are statistically more accident prone and will often have higher premiums.
  • The engine capacity. More powerful engines may be more likely to lead to accidents, and higher speeds mean accidents are often more severe. As such, more powerful engines will often carry higher premiums.
  • Additional modifications and features. Modifications and features can raise the cost of your bike, which in turn raises premiums.
  • How you store your bike. Keeping your motorcycle in a secure garage overnight will often get you lower premiums than if parking it in the open.
  • Your chosen excess. A higher basic excess means lower premiums.
  • Your policy options. Adding additional options to your comprehensive motorcycle insurance will typically raise premiums.
  • Your location. Living in a high crime area, or an area with a statistically higher rate of vehicle accidents, can raise your premiums.

Finder survey: What is the most important feature when choosing motorcycle insurance?

Response
Price48.72%
Features43.59%
Customer service7.69%
Source: Finder survey by Pure Profile of 1006 Australians, December 2023

How I saved $550 by comparing and switching

Peta Taylor

"My husband's comprehensive motorcycle insurance was up for renewal and I couldn't believe the bill we were served. The insurance provider wanted us to renew our policy for over $1,300 when it used to cost about $900 to insure. Inflation is bad but it's not that bad. I shopped around and ended up finding a policy that only charged us $750. This policy even included more features, like roadside assistance, and higher benefit limits than the $1,300 policy. It always pays to shop around."
-Peta Taylor

FAQs

Peta Taylor's headshot
Written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

More resources on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Default Gravatar
    THIBAUTMay 7, 2025

    Dear Sir / Madam,

    I would like to get a quote for my electric motorcycle which is a Fonzareli Arthur 2 model from 2020. The vehicle has no improvement / addition except for a surfboard rack which has been mounted.

    Could you please provide some quotes from different insurance companies.

    Best regards,
    Thibaut

      AvatarFinder
      PetaMay 7, 2025Finder

      Hi Thibaut,
      You’ll need to click the ‘Get quote’ button to add your details and get a personalised quote from insurers you’re interested in. We’re unable to do this for you as quotes are tailored to your personal circumstances and will include questions about your bike and your driver profile that only you can answer. I hope this helps!

More guides on Finder

Go to site