mi-bike motorcycle insurance review

mi-bike has a particularly strong range of benefits plus options for extra customisation.

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Key takeaways

  • mi-bike offers policies for various motorcycle types including off-road options like ATVs.
  • Key replacement is covered up to $1500 and riding gear up to $3000.
  • Personal effects cover is limited Up to $500; there is no online claims portal available.

Our verdict

Pros

  • Strong range of benefits, including choice of repairer, trailer cover, and wellness cover
  • You can get cover for motocross, enduro, ATV, SSVs and kids fun motorbikes
  • Cover for damaged riding gear: Up to $3,000 - Up to $1,500 per item

Cons

  • Up to $500 of personal effects are covered, but we found two brands that cover up to $5,000.
  • There's no hire car cover if you're in an accident - a common benefit from other brands

Compare mi-bike motorcycle insurance policies

Roadside assistance Accidental damage Fire and theft Choice of repairer Agreed or Market Value
Mi-bike Motorcycle Insurance logo
Standalone
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Mi-bike Motorcycle Insurance logo
Standalone
Agreed or Market
Protects your motorcycle against loss or damage as a result of an accident, storms, flood, fire, theft, transit damage and third-party liability.
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Mi-bike Motorcycle Insurance logo
Standalone
Market
Protects your motorcycle against storms, flood, fire, theft, transit damage and third-party liability.
View details
Compare product selection
Mi-bike Motorcycle Insurance logo
Standalone
Market
View details
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Price

The below prices are for comprehensive motorcycle insurance policies and they're based on a fictional driver profile — they should be used as a guide only. Your own quote will differ based on the model of your motorcycle, your driver history and many other personal circumstances.
Keep in mind, the best motorcycle insurance for you may depend on more than price.

6 of 6 results
Sample quote
QBE Motorcycle Insurance logo
Sample quote
$1,732.22
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Budget Direct Motorcycle Insurance logo
Sample quote
$1,062.22
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AAMI Motorcycle Insurance logo
Sample quote
$2,113.06
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National Motorcycle Insurance logo
Sample quote
$1,479.31
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Mi-bike Motorcycle Insurance logo
Sample quote
$1,114.22
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NRMA Motorcycle Insurance logo
Sample quote
$765.26
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Showing 6 of 6 results

What additional cover options are available?

mi-bike has a range of add-on cover options available, so you can tweak your policy to better fit your needs.

Lay-up cover - Adjust your policy so it's only active on weekends, or when your motorbike is within the gates, walls, or fences of your home address. This makes your policy cheaper and could work for weekend-only riders. Read the PDS for full details.

Tyre and rim cover - Cover if a tyre is damaged, punctured or suffers a blowout, outside of an insured incident. For example, riding over a nail. Cover if a rim is cracked, warped or misshapen by potholes, kerbs, nails, screws, metal, glass, road debris.

Roadside assistance - mi-bike also offers roadside assistance, featuring 24/7 recovery, emergency accommodation, flat battery service, lack of fuel, accident coordination, and more.

Nicola Middlemiss's headshot

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 170 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

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