QBE Comprehensive Motorcycle Insurance
QBE is our Finder Green Awards winner this year. A portion of your premiums go towards a social or environmental cause and it's on target to be a net-zero emissions organisation by 2030.
Motorbike insurance is a lot like car insurance in that premiums are largely determined by your riding history, previous claims, vehicle and location. Some states might also need you to purchase a Compulsory Third Party policy. This means insurers are ready to compete for your business, and QBE in particular is going above and beyond to deliver effective motorcycle insurance.
*Conditions apply, see the product disclosure statement for details.
| Benefits | Comprehensive | Third party, fire and theft | Third party only |
|---|---|---|---|
| Accidental damage | |||
| Fire and theft | |||
| Legal liability | $30,000,000 | $30,000,000 | $30,000,000 |
| Motorcycle apparel | $4,000 | ||
| Travelling expenses | $1,000 | ||
| Emergency accommodation | $1,000 | ||
| Lifetime repair guarantee |
Note: These additional benefits may only be available on comprehensive policy. Always check the PDS before going ahead with cover.
Exclusions are what is not covered by the policy, and can include situations where the insurer won't pay out and circumstances where the bike isn't covered. Your QBE motorcycle insurance policy won't pay out if:
Insurers may also refuse to pay claims if the policyholder is found to have breached the terms and conditions of the policy, including by being dishonest or otherwise failing to meet the policy requirements.
The cost of your motorcycle insurance premiums depends on a variety of factors, much like with car insurance. QBE considers factors including:
The excess is an additional amount that must be paid when making a claim. All motorcycles start off with a standard excess, which is then modified according to other factors including:
After an accident, your first steps are to prevent further loss or damage, make sure everyone's safe and notify the police if needed.
Call QBE on 133 723 as soon as possible if you intend to make a claim or do it online.
You will need:
Once you've informed QBE of the incident and what happened they will assess the claim, get in touch with the other parties, manage repairs and settle your claims.
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