RACQ Motorcycle Insurance review

RACQ has limited options for riders. There’s only comprehensive cover available and no optional add-ons to customise your policy.

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By

Nicola Middlemiss

Updated

Fact checked

Key takeaways

  • RACQ Motorcycle Insurance exclusively provides comprehensive cover without optional add-ons.
  • Your comprehensive policy includes a $7,500 death benefit but excludes cover for key replacement.
  • Roadside assistance is available as a separate product alongside various RACQ member discounts.

Our verdict

Pros

  • Towing and storage costs are covered following an incident
  • Your next of kin receives a Yes - Up to $7,500 death benefit if you're fatally injured
  • Access a range of member discounts with RACQ

Cons

  • Only comprehensive cover is available for motorbikes
  • There's no hire car offered if your bike is stolen
  • There's no cover for key replacement, which is offered by many other brands

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What additional cover options are available?

Roadside assistance - While roadside assistance isn't available as part of a motorcycle insurance policy, it is available as a seperate product. Choose between four levels of cover, in case you break down on the road. Up to 200km towing, flat battery service, tyre changing, and more.

Compare other products from RACQ

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Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 170 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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