Youi Comprehensive Motorcycle Insurance
- Cover for road risks & riding gear
- 24/7 roadside assistance included
- Award-winning customer service
Whether you ride your bike to work every day or only on weekend getaways now and then, having an adequate level of motorcycle insurance protection is very important. From fire and theft to accidental damage, you need to protect your set of wheels against a wide range of risks.
Australian insurer Youi specialises in offering cover that can be tailored to suit each customer’s unique needs, and it provides 3 motorcycle insurance cover options: Comprehensive, Third Party Fire & Theft and Third Party Property Only.
Youi Pty Ltd is a registered general insurance company and underwrites its own policies.
Offering the highest level of cover available from Youi, Comprehensive motorcycle insurance is designed to offer complete peace of mind to motorcyclists. It covers accidental and intentional damage, as well as damage caused by fire, theft, storm and a range of other risks. Legal liability cover is included for when your motorcycle damages someone else’s vehicle or property, while optional cover extras are also available.
This mid-range policy is designed to provide an adequate level of cover without breaking the bank. Cover is included for damage caused by fire, theft and earthquake, while legal liability cover is available for when your motorcycle damages someone else’s vehicle or property.
Youi Third Party Property Only motorcycle insurance offers cover to suit bike owners on a tight insurance budget. This entry-level policy is designed to provide cover for the cost of damage that your bike causes to someone else’s property. Cover is also provided when your motorcycle is damaged by an uninsured driver.
Comprehensive | Third Party, Fire & Theft | Third Party Property Only | |
---|---|---|---|
Accidental damage | |||
Intentional damage | |||
Storm or flood | |||
Fire and theft | |||
Earthquake | |||
Emergency accommodation, transport and repairs | |||
Legal liability | $20,000,000 | $20,000,000 | $20,000,000 |
Towing | |||
Locks and keys | $1,000 | $1,000 | No |
Riding gear | |||
Personalised registration plates | |||
Temporary replacement motorcycle | |||
Youi Assist – Roadside | |||
Counselling services | |||
Hire car after theft | Optional | Optional | |
Motorcycle trailer | Optional | Optional | |
Personal items and riding gear upgrade | Optional | Optional |
While you might be covered for the motorcycle itself there might be some aspects that won't be covered, e.g. your business expenses. You might want to also consider small business insurance from Youi.
Your Youi motorcycle insurance claim will not be paid if:
For a full list of exclusions, ensure you always check the Product Disclosure Statement (PDS).
There are several factors that influence the cost of your Youi motorcycle insurance premium, including:
You’ll need to pay an excess for each and every claim you make on your Youi motorcycle insurance policy. The excess you will pay will be the basic excess plus any additional excesses that apply to your policy.
The basic excess applies to every claim and will be shown on your policy schedule. However, if the insured event is the fault of a third party whom can be identified, your basic excess payment may be waived.
There are other options that can affect the amount of excess you pay, including:
If you wish to make a claim on your Youi motorcycle insurance policy, take note that you’ll need to make a separate claim for each incident. You can notify Youi of your claim as soon as possible by filling out an online form or phoning the insurer direct.
There are also a few simple steps you can take to ensure that your claim is paid promptly and in full, including:
Youi motorcycle insurance offers 3 levels of cover to suit the needs and budgets of a variety of bike riders. To guarantee that you find the right cover for you, compare Youi’s motorcycle insurance policies with those from other insurers at finder.com.au today.
Compare Youi motorcycle policies
VIC riders have plenty of motorcycle insurance options to fit their riding style and to protect them from theft, property damage, natural disasters and more.
Read on to see if Third Party Fire & Theft Motorcycle Insurance is right for you.
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Want to know what to look for in order to find the best motorcycle insurance policy for you? Read on.
RACV’s comprehensive policy has good benefits but there are limited customisation options for motorbikes.
RAA Comprehensive Motorcycle Insurance provides new-for-old motorcycle replacement for up to two years, a lifetime guarantee on repairs and $20 million of legal liability cover.
GIO Motorcycle Insurance is backed by a 24/7 claims service and provides three cover options: Comprehensive Motorcycle Insurance; Fire, Theft and Third Party Property Damage Motorcycle Insurance; and Third Party Property Damage Motorcycle Insurance.
NRMA ticks most of the basics, plus a few extra perks. It also offers optional-add ons for more customisation.
RACQ has limited options for riders. There’s only comprehensive cover available and no optional add-ons to customise your policy.
Review of QBE Motorcycle Insurance.
Hi, I’d like a quote of the Third Party Property Only for my motorcycle. Aprilia Mojito 125.Thank you.
Hi Tainan,
Thank you for reaching out to Finder.
To get a quote for third-party property-only insurance, please click the ‘Get Quote’ button found above. It should redirect you to the insurer’s page, you may need to fill out and provide details of your motorcycle and yourself to obtain a quote that will match your details.
Hope this helps, Tainan. Please feel free to contact us back should you require further assistance.
Kind Regards,
Mai