Benefit | Definition | QBE's policy |
Damage to your motorcycle | Covers repair or replacement after accidents, theft, or disasters. | Yes |
Agreed or market value | The amount your insurer will pay if your motorcycle is written off: Agreed value: A fixed amount agreed upon when you purchase the policy. Market value: The estimated value of your motorcycle at the time of the claim. | Agreed or Market
|
New motorcycle replacement | Replaces written-off motorcycle with a brand-new one. | Yes |
Motorcycle apparel cover | Cover for your gear like helmets and leathers. | Up to $4,000 |
Choice of repairer | Allows you to select your preferred repair service. | No |
Roadside assistance | Helps with breakdowns, towing, battery issues, or flat tyres. | No |
Key replacement | Covers lost, stolen, or damaged keys, including electronic reprogramming. | Up to $1,500 |
Hire car after accident | Provides temporary vehicle while yours is repaired. | Yes |
Personal effects | Covers stolen or damaged belongings inside your motorcycle. | No |
Damage to other people's property | Covers repair costs for others' damaged property. This will be called legal liability on the PDS. | Yes |
Third party fire & theft policy |
Fire | Covers repair or replacement costs of your bike if damaged by fire. | Yes |
Theft | Covers repair or replacement costs of your bike is damaged by theft or stolen. | Yes |
Legal liability | Covers repair costs for others' damaged property. | $30,000,000 |
Uninsured motorist damage | Cover for damage to your vehicle if inflicted by an uninsured driver. | No
|
Third party property damage policy |
Legal liability | Covers repair costs for others' damaged property. | $30,000,000 |
Uninsured motorist damage | Cover for damage to your vehicle if inflicted by an uninsured driver. | No |