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Credit Concierge Car Loan

Get access to a range of lenders with Credit Concierge Car Loan.

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Credit Concierge offers both secured and unsecured car loans from over 20 providers. Once you have submitted an enquiry, a Credit Concierge Car Loan expert will contact you with a range of suitable loan products and assist you with your application. The loan can cover a vehicle purchase from a dealer or private seller, as well as be used to refinance an existing car loan. Loans are also offered for both personal and commercial purposes. See if it's right for you in this review.

Main points to consider with the Credit Concierge Car Loan

You can borrow from $10,000 up to $300,000, with a loan term of 1 year to 7 years. You can choose either a secured or unsecured loan and can use the loan to cover a new or used car.

Rates are fixed and start from 6.29% p.a. on a secured loan, with a comparison rate of 7.41% p.a.

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Credit Concierge New Car Loan
Fixed1 - 7 Years $10,000 - $100,000
Interest Rate (p.a.)
to 16.45%
Comp. Rate (p.a.)
to 17.91%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
Credit Concierge Used Car Loan
Fixed1 - 7 Years $10,000 - $1,000,000
Interest Rate (p.a.)
to 17.45%
Comp. Rate (p.a.)
to 18.91%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
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Features of the Credit Concierge Car Loan

  • Competitive fixed rate. Fixed rates start from 6.29% p.a.
  • Secured or unsecured loans. You can choose to use your vehicle as collateral against the loan or opt for an unsecured loan.
  • Flexible loan terms. You can get a loan from 1 year to 7 years.
  • Balloon payment option. Reduce the size of your regular repayments by opting to make a lump sum balloon payment at the end of the loan term.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis.
  • Use a deposit. You can either borrow to cover the full price of the vehicle or use a deposit to reduce your loan amount.
  • Same-day approval. Your car loan can be approved within one business day.

How much does this car loan cost?

ProductsInterest RateComparison Rate
Credit Concierge Car Loan - Prime (Credit Score 800+) 6.29% to 8.29% p.a.7.41% to 9.41% p.a.
Credit Concierge Car Loan - Mid Prime (Credit Score 500-800)8.15% to 10.15% p.a.9.61% to 11.61% p.a.
Credit Concierge Car Loan - Sub Prime (Credit Score Below 500)14.45% to 16.45% p.a.15.91% to 17.91% p.a.
Credit Concierge Used Car Loan - Prime (Credit Score 800+)6.80% to 8.80% p.a.7.56% to 9.56% p.a.
Credit Concierge Used Car Loan - Mid Prime (Credit Score 500-800)8.85% to 10.85% p.a.10.31% to 12.31% p.a.
Credit Concierge Used Car Loan - Sub Prime (Credit Score Below 500)15.45% to 17.45% p.a.16.91% to 18.91% p.a.

Fees and charges

  • Establishment fee. You will pay an initial $553 fee.
  • Monthly fee. There is $10 monthly fee.
  • Missed payment fee. If you fail to make a repayment you will be charged a $25 fee.

You will not be charged a fee if you choose to repay your loan early.

How to apply for the Credit Concierge Car Loan

You can begin your application by clicking "Go to site" above and applying for a quote. You will then be contacted by a Credit Concierge loan expert. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Must be employed Full Time, Part Time or Casual for more than 25hrs a week
  • Self-employed applicants must have an ABN running greater than 12 months
  • No defaults or court judgements accepted
  • Age of Car No older than 10 years old at beginning of loan

You will need to provide the following information as part of your initial enquiry:

  • Your name and contact details
  • Loan amount

You will then need to provide further personal and financial information in order to be approved for a loan.

Credit Concierge offers secured and unsecured car loans from a wide range of lenders and can help you secure a competitive fixed rate. As with any loan, you should always compare a number of car loan products before finding the one that is right for you.

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