In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

St.George Amplify Qantas Signature Card

  • Avatar
St.George Amplify Qantas Signature
Terms and conditions apply
Bonus points
Purchase rate
19.49% p.a.
Reward points per $ spent
Annual fee
$370 p.a.

Our verdict

Offers 90,000 bonus Qantas Points, airport lounge passes and complimentary insurance, with a $370 annual fee.

The St.George Amplify Qantas Signature Card has a strong bonus points offer, Qantas Club Lounge invitations and complimentary insurance that makes it suited to frequent travellers. To give you an idea of the potential value of the 90,000 bonus Qantas Points, you could use them for a return business class flight from Melbourne to Cairns (83,000 points), or get $400 worth of Woolworths WISH digital gift cards (87,280 points for 4 gift cards worth $100).


  • 90,000 bonus Qantas Points when you spend $6,000 within 90 days of card approval
  • 0% p.a. for the first 24 months on balance transfers
  • Earn 0.75 Qantas Point per $1 spent
  • 2 complimentary Qantas Club lounge passes per year
  • Shopping cashbacks through ShopBack


  • A relatively high standard annual fee of $370 p.a. applies
  • Charges a one-time 1% balance transfer fee
  • Charges a 3% foreign transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The St.George Amplify Qantas Signature Card offers a mix of frequent flyer perks and earns 0.75 Qantas Point per $1 on eligible spending.


Product details

Product Name St.George Amplify Qantas Signature
Balance transfer rate p.a. 0% for 24 months with 1% balance transfer fee, then 21.49%
Balance transfer limit 80% of available limit
Purchase rate p.a.
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $15,000
Max credit limit $80,000
Card type Visa


Available to temporary residents Yes - Conditions apply
Joint application No


Rewards program Qantas Frequent Flyer
Bonus points 90,000
Rewards points per $ spent 0.75
Rewards points cap 250,000


Annual fee
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the St.George Amplify Qantas Signature Card online in 10 minutes. Before you get started, make sure you meet the eligibility requirements and have the necessary documents ready:

Eligibility criteria

  • New cardholder. To take advantage of the bonus points offer on this card, you must not currently hold an Amplify Platinum or Amplify Signature credit card from Bank of Melbourne, St.George or BankSA. You also must not have held any of these accounts within the past 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus points offer. Receive 90,000 bonus Qantas Points when you apply by 31 July 2024 and spend $6,000 on eligible purchases using your new card within the first 90 days from approval. Your points will be credited to your account within 12 weeks of meeting the spend requirement.
  • Balance transfer offer. Apply by 31 July 2024, request a balance transfer during the application and take advantage of a 0% interest rate for the first 24 months. A one-time 1% balance transfer fee applies. You can transfer up to 80% of your approved credit limit. After the promotional period, any balances remaining will be charged at the variable cash advance rate.

Rates & fees

  • Annual fee. This card charges an annual fee of $370. This includes both $295 standard fee and $75 annual Qantas Rewards fee.
  • Interest rates. The variable interest for purchases is 19.49% p.a., while the cash advance rate is 21.49% p.a.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Amy Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.



September 02, 2023

If I am a Bank of Melbourne customer and don’t hold any Credit Card issued by either Bank od Melbourne or St George, do I qualify for the Qanats Bonus points if I apply


Amy Bradney-George Finder

September 03, 2023

Hi Birendra,

Yes, as long as you haven’t had an Amplify Platinum or Signature credit card issued by Bank of Melbourne, St.George or BankSA in the past 12 months, you would be considered a “new cardholder” and would qualify for this offer. Just remember to check the other offer requirements as well. I hope this helps.

Show more Show less


June 24, 2019

My wife & I are both retired and have combined super in 7 figures. No card company wants to know this as we don’t have a pay slip. Our credit rating is perfect. It almost seems impossible to get a new card with these Qantas specials. Any suggestions?


Nikki Angco

June 26, 2019

Hi Allan,

Thanks for getting in touch!

It’s great to know that your credit rating is perfect. While this may give high hopes of approval, the probability of being approved or not depends on how you match the eligibility requirements of the card so make sure to always check carefully.

If you are still looking to get a credit card, you may refer to our list of credit cards for pensioners and retirees. On the page, you’ll find:

  • a long list of providers along with retiree and pensioner application details

  • Mistakes to avoid when applying for a credit card

You can click the name of the bank if you wish to read our product review. When you’re ready to apply for the card, press the ‘Go to site’ button to be redirected to the bank’s main website.

As a friendly reminder, read the eligibility criteria, features, as well as the Product Disclosure Statement and Terms and Conditions of the card before making a decision and consider whether the product is right for you.

Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.



Show more Show less


March 22, 2019

Hi, is there a minimum salary earning for this please?


Mai Finder

March 23, 2019

Hi Vanessa,

Thank you for visiting Finder and for leaving a question.

I’m afraid St.George Amplify Signature – Qantas Credit Card did not specify if there’s a minimum income requirement to be eligible for this card. Although, you still need to show your proof of income and employment as well as your financial commitments for their checking.

I suggest that you contact St. George first to check prior to application to make sure that your income is eligible for the credit card product you wish to have.

Hope this helps and ​please feel free to contact us back should you require further assistance.

Kind Regards,


Show more Show less


March 14, 2019

Does the St George Amplify Signature – Qantas card give supplementary cards for spouse?


Jeni Finder

March 16, 2019

Hi Chris,

Thank you for getting in touch with Finder.

This card accepts joint account application or you may have your spouse as your additional cardholder at no cost.

I hope this helps.

Thank you and have a wonderful day!





February 21, 2019

Overseas travel insurance. The cardholder and their family have access of up to 6 months of coverage.

Could you please explain what is meant by access of up to 6 months for overseas travel insurance?


Jhezelyn Finder

February 22, 2019

Hello John,

Thank you for your comment.

It means that the coverage of your complimentary travel insurance will be provided for six months or until you return to your home in Australia, whichever occurs first.



Go to site