Navigate credit cards
Find a credit card by provider or offer type
At Finder, we do our best to compare the entire credit card market. This means we endeavour to list every bank and lender as well as every credit card available in Australia. Below, you can click through to each provider page where you can see all of their credit cards. If you're looking for a specific type of offer, you can find links to each of our guides here too.
Credit card providers
Credit cards by type and offer
See our guide on how to apply for a credit card for more tips.
Back to topMore guides on Finder
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Horizon Bank Visa Credit Card
This low-cost card offers the same interest rate for all transactions and a $0 annual fee for life.
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How to choose a credit limit for your credit card
Learn how to choose the right credit limit to suit your financial needs and avoid overspending.
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Why was my credit card declined?
Understand why your bank may decline your credit card transaction and what you can to do avoid this embarrassing and inconvenient issue.
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How to get a credit card
If you're worried about getting approved for your first credit card or just don't know where to start, these insights will put you on the right path.
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Credit card vs debit card
While a credit card is linked with a line of credit, a debit card is connected to your own money. Compare the differences between the card types in this guide.
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Credit card repayment calculator
Calculate how much you're paying in interest based on your current credit card repayments and discover how much you should pay each month to meet your financial goal.
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Credit card benefits and drawbacks
Credit cards come with both benefits and risks, so use our list of pros and cons to weigh up your options.
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What to do when your credit card is lost or stolen
The steps to follow and contact information you'll need to notify your bank if your credit card is lost or stolen.
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No Foreign Transaction Fee Credit Cards
Find out how you can keep your overseas spending costs down by comparing credit cards with no foreign transaction fees and no currency conversion fees.
Ask an Expert
best credit card for low annual fees and best in points earn for dollar spend
Hi Martin,
Finder’s guides to credit cards with $0 annual fees and rewards credit cards include tables that allow you to filter based on specific features you want. Alternatively, you can check out the 2023 Finder Credit Card Awards, with categories including Best No Annual Fee Card and Best Rewards Credit Card. I hope this helps.
best credit card for
no overseas transaction fees
international travel insurance
velocity points
Hi Gavin,
You can find credit cards with no foreign transaction fees on this page, credit cards with travel insurance on this page and credit cards that earn Velocity Points on this page.
If you are looking for credit cards to travel with you can take a look at this page.
Hope this helps,
Elizabeth
I’m looking for a Credit card that gives domestic and international travel and car hire excess insurance also points that can be transferred to the flight company points programs would be preferable. I am currently a temporary resident on a bridging visa. I have checked my credit score which scored excellent. Currently with NAB bank but they don’t allow temporary residents on their cards
Hi David,
You can review a number of options for cards that provide travel insurance here:
https://www.finder.com.au/what-is-the-best-credit-card-complimentary-travel-insurance
Every card provider has different policies about providing cards to applicants on different visas; for instance, St George accept applicants if you’re a non-resident or migrant and hold an acceptable Visa, with a minimum 1 year before expiry. You can review some credit card options for visa holders here:
https://www.finder.com.au/credit-cards/credit-cards-for-temporary-residents
Hope this helps!
Can I share a new balance transfer over two credit cards?
Hi Lucas,
If you have balances on two existing credit cards, you’ll usually be able to request a balance transfer to a new card to consolidate them, as most cards allow balance transfers from 1-3 accounts held with different providers. I hope that helps.
If I apply and I got knocked back, go on my credit rating😢
Hi Maria,
All credit card applications are listed on your credit report regardless of the outcome. If you’re application is not approved it can have an impact on your credit score, but more frequent applications increase the risk of a lower credit score. You can learn more about declined credit card applications in Finder’s guide. You can also check your credit report and score for free and learn more about how it works in Australia with Finder’s credit score guide. I hope that helps.