We currently don't have that product, but here are others to consider:
How we picked these
Finder Score for pet insurance
We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.
Cover you can tailor to your pet: With RSPCA Pet Insurance’s PetFlex cover, you can customise your pet’s policy to suit your needs and budget.
No sub-limits: Claim up to your chosen annual limit, with no tricky sub-limits to worry about.
Your policy supports the RSPCA: Every policy contributes to the RSPCA’s animal welfare initiatives.
A wide range of optional extras: From dental illness to supportive therapies, RSPCA Pet Insurance offers a wide range of optional extras to boost your pet’s cover.
Have your vet submit claims for you: Direct2Vet (RSPCA Pet Insurance’s online claims portal for vet clinics) allows vets to submit claims for you. If your claim is approved, they pay your vet directly and you simply pay the gap between the invoice and what's covered by your policy.
What isn’t covered under RSCPA Pet Insurance?
Pre-existing conditions, unless an exception to this exclusion is approved by us after a pre-existing symptoms and conditions assessment as specificed on your Certificate of Insurance.
Desexing
Brachycephalic Obstructive Airway Syndrome (BOAS), unless an assessment is completed and approved
Annual health exams/check-ups, vaccinations, or microchipping (unless routine care cover has been added as an optional extra)
Please note that this is just a summary of what’s not covered. For the full list of exclusions, please refer to the RSPCA Pet Insurance PDS
How to submit a claim
To submit a pet insurance claim with RSPCA Pet Insurance, you’ll need to complete the following steps:
Log into customer portal: Sign into your account and click on ‘Submit a claim’.
Submit necessary documentation: Upload information relating to your claim, such as invoices, clinical notes, or any other supporting documents.
Save your claim number: Once your claim has been submitted, you’ll receive a claim number. Keep this somewhere safe, as it will be your reference for your claim.
Await a response: The RSPCA Pet Insurance team will be in touch with you shortly with a claim outcome, or if they need further information regarding your claim.
Prefer to have your claim submitted for you by your vet? With RSPCA Pet Insurance’s Direct2Vet service, you can! If your claim is approved, they’ll pay your vet directly and you’ll simply need to pay the gap between the invoice and what’s covered by your policy.
Here’s how it works:
Your pet receives treatment at a participating vet clinic.
Your vet submits your claim through the Direct2Vet portal.
Your claim is assessed based on your policy’s terms and conditions.
If your claim is approved, RSPCA Pet Insurance pays your clinic directly for the covered amount.
You simply pay any remaining costs not covered by your policy.
FAQs
Yes, on 1 April 2026, the RSPCA entered into a new strategic partnership with Pacific International Insurance. If you have an active RSPCA-branded pet insurance policy that started before 1 April 2026, this means your policy may no longer be contributing to the RSPCA. The good news? Switching to a policy that does is simple.
You can switch to comparable cover with the PetShield product, or get a quote for the new, customisable PetFlex product. For more information about switching your policy, it’s best to speak to the RSPCA Pet Insurance team directly.
RSPCA Pet Insurance policies include cover for illnesses, injuries, essential euthanasia, and emergency boarding.
When it comes to adding extra cover: PetFlex product: You can add cover for things like dental illnesses, supportive therapies, behavioural conditions, and routine care. PPetShield product: You can add cover for routine care.
For more information, please refer to the RSPCA Pet Insurance PDS.
This isn’t an easy question to answer, as the cost of your pet insurance policy will depend on a range of factors, such as your pet’s breed, age, the level of cover you’re after and previous claims history. To get the best deal for your pet, it’s best to compare a few different quotes before selecting the right option for your pet.
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University.
See full bio
Ceyda's expertise
Ceyda
has written
112
Finder guides across topics including:
How much is it for my dogs to get their teeth cleaned. Is it covered with this policy and what is the outlay for me. Thank you
JoelNovember 10, 2018
Hi Shelly,
Thanks for leaving a question on finder.
If you’d like to take out an increased level of cover for your furry friend, the routine care option may offer the protection you desire. Designed to promote responsible pet ownership, this benefit is designed to help you cover the cost of routine preventative healthcare treatments for your pet. This includes:
– $15 a year for heartworm test or blood screen
– FeLV/FIV test or urinalysis – $15 a year
– a $50 annual benefit for one of the following routine treatments: desexing, microchipping, preventative heartworm medication, teeth cleaning, vaccinations, dewclaw removal, council registration fees, prescription diets, alternative therapies, health checks.
Please send me a message if you need anything else. :)
Cheers,
Joel
RobertJuly 30, 2017
I have economy RSPCA cover, does it cover prescription medication? It pays 75% accident illness.
Finder
RenchJuly 31, 2017Finder
Hi Robert,
Thanks for reaching out to us. Please note that we are not affiliated with RSPCA Pet Insurance or any company we feature on our site and so we can only offer you general advice.
Yes, all plans with RSPCA Pet Insurance cover medicine and drugs. The only exclusion are medications that is not approved or listed by the APVMA (Australian Pesticides and Veterinary Medication Authority).
Cheers,
Rench
debbielgSeptember 18, 2016
Could you give me some monthly quotes on an insurance package for my 8 year old long haired domestic cat?
Thanks
Debbie
Finder
RichardSeptember 20, 2016Finder
Hi Debbie,
Thanks for your question. Finder is a comparison service and RSPCA is not part of the panel of pet insurance brands we have access to.
If you would like to compare the products from the brands in our panel, you can do so by heading to our pet insurance home page.
All the best,
Richard
paulAugust 6, 2016
i got a small dog call king charles but has anal gland want best insurance
Finder
RichardAugust 9, 2016Finder
Hi Paul,
Thanks for getting in touch. If you would like to review the cover options available from the pet insurance brands in our panel, please head over to our pet insurance homepage.
All the best,
Richard
BillJuly 7, 2016
Do the premiums increase with each year as/because the dog ages?
How long does it take for reimbursement?
Cheers Bill
Finder
RichardJuly 8, 2016Finder
Hi Bill,
Thanks for your question.
Your premiums will be set at the outset of the policy, and stated on your Certificate of Insurance. For information about the claims process, you should consult page 25 of the RSPCA Pet Insurance’s policy disclosure statement (PDS).
Discover some funds that cover senior pets, what to look for in a policy and how you can help your furry friend feel comfortable in their twilight years.
Accident only pet insurance will protect your pet from a range of accidents including getting hit by a car, being bit by a snake and even eating things they shouldn’t be eating.
Find out what will impact your pet insurance premium and receive quotes from Australian pet insurance brands. Key steps to reduce what you pay for cover.
Complete guide to finding the right pet insurance with a side-by-side comparison of major brands.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
How much is it for my dogs to get their teeth cleaned. Is it covered with this policy and what is the outlay for me. Thank you
Hi Shelly,
Thanks for leaving a question on finder.
If you’d like to take out an increased level of cover for your furry friend, the routine care option may offer the protection you desire. Designed to promote responsible pet ownership, this benefit is designed to help you cover the cost of routine preventative healthcare treatments for your pet. This includes:
– $15 a year for heartworm test or blood screen
– FeLV/FIV test or urinalysis – $15 a year
– a $50 annual benefit for one of the following routine treatments: desexing, microchipping, preventative heartworm medication, teeth cleaning, vaccinations, dewclaw removal, council registration fees, prescription diets, alternative therapies, health checks.
Please send me a message if you need anything else. :)
Cheers,
Joel
I have economy RSPCA cover, does it cover prescription medication? It pays 75% accident illness.
Hi Robert,
Thanks for reaching out to us. Please note that we are not affiliated with RSPCA Pet Insurance or any company we feature on our site and so we can only offer you general advice.
Yes, all plans with RSPCA Pet Insurance cover medicine and drugs. The only exclusion are medications that is not approved or listed by the APVMA (Australian Pesticides and Veterinary Medication Authority).
Cheers,
Rench
Could you give me some monthly quotes on an insurance package for my 8 year old long haired domestic cat?
Thanks
Debbie
Hi Debbie,
Thanks for your question. Finder is a comparison service and RSPCA is not part of the panel of pet insurance brands we have access to.
If you would like to compare the products from the brands in our panel, you can do so by heading to our pet insurance home page.
All the best,
Richard
i got a small dog call king charles but has anal gland want best insurance
Hi Paul,
Thanks for getting in touch. If you would like to review the cover options available from the pet insurance brands in our panel, please head over to our pet insurance homepage.
All the best,
Richard
Do the premiums increase with each year as/because the dog ages?
How long does it take for reimbursement?
Cheers Bill
Hi Bill,
Thanks for your question.
Your premiums will be set at the outset of the policy, and stated on your Certificate of Insurance. For information about the claims process, you should consult page 25 of the RSPCA Pet Insurance’s policy disclosure statement (PDS).
I hope this was helpful,
Richard