Medibank Pet Insurance Review

Medibank pet insurance now has one of the most comprehensive policies on the market – and health members get a discount.

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$30,000

Maximum yearly benefit

90%

Reimbursement rate

Optional

Routine Care

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Details

Product NameMedibank Pet Max Cover with Extra Care
Accidental Injury
Routine CareOptional
Lifetime Cover
Reimbursement rate
90%
Cooling Off Period21 days
Cruciate Ligament BenefitYes
Excess optionsChoice of $0, $100 and $250
Emergency BoardingYes

Pros

  • Maximum yearly benefit of $30,000 is better than the majority of insurance on the market.
  • It has 3 options to suit various budgets
  • It can cover up to 90% of eligible vet bills – that's better than most insurers (the average is 80%)

Cons

  • You get 10% off if your an ahm or Medibank health member – this is good but only if you have health insurance
  • Its most basic option has $4,000 cap for paralysis ticks (its other options have no sub-limit)
Deal

5% Multi-Pet Discount

Verified 2 days ago
Save 5% when you insure multiple pets with Medibank Pet Insurance.
1 - 3 of 3
Name Product Accidental Injury Illness Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Reimbursement Rate Bonuses
Medibank Pet Max Cover with Extra Care
$30,000
$30,000
90%
90%
Medibank and ahm health members save 10% on premiums.
Medibank Pet Max Cover includes Extra Care benefits for specified dental conditions and specialised therapies including physio. T&Cs apply. Medibank and ahm health members also save 10% on yearly premiums.
Medibank Pet Plus Cover
$25,000
$25,000
80%
80%
Medibank and ahm health members save 10% on premiums.
No sub-limits on tick paralysis, consultation, curciate ligament, or joint hip surgery (including total hip replacement). T&Cs apply. Medibank and ahm health members also save 10% on yearly premiums.
Medibank Pet Protect Cover
$10,000
$4,000
70%
70%
Medibank and ahm health members save 10% on premiums.
Medibank Extra Care is available as an optional benefit with Pet Protect cover. It covers specified dental conditions and specialised therapies including physio. T&Cs apply. Medibank and ahm health members also save 10% on yearly premiums.
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Medibank Pet Insurance FAQs

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