Vets Choice Pet Insurance
Vets Choice pet insurance comes recommended by the Australian Veterinary Association, the main body representing vets across Australia.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Vets Choice is a pet insurance product provided by Guild Insurance and endorsed by the Australian Veterinary Association (AVA). It provide two levels of pet insurance - pro cover and elite cover - which can include protection for accidents and illnesses including bone fractures, snake bites and arthritis.
Compare pet insurance from Vets Choice
What policies does Vets Choice offer?
Vets Choice offers two pet insurance policy options to choose from and the option to add on dental cover. Keep in mind that waiting times apply and each policy comes with an excess charge as well as a sub and annual benefit limit.
You will receive 100% of approved claim costs, minus any relevant excess, up to the annual limit for most claims. The annual limit is $12,000, though sub-limits may also apply. Cover with a Pro Cover policy includes cover for accidents and illnesses such as:
- Cruciate ligament condition
- Cherry eye
- Non-diabetic cataracts
- Intervertebral disc disease (IVDD)
- Lumps, growths & cyst removal
- Hip dysplasia including hip replacement
- Urinary tract infections, diseases and obstructions
- Bone fractures
- Heat stroke
- Tick paralysis
- Snake bite toxicity
- Ingestion of a foreign object
- An embedded grass seed
- Anaphylactic Shock
- Torn nail
As well as cover for everything that you get with a Pro Cover policy - and a higher annual limit of $15,000 - Elite Cover also includes cover for accidents and illnesses including:
- Ear conditions
- GI conditions
- Heart conditions
- Skin conditions
- All other illnesses
What additional benefits does Vets Choice offer?
Vets Choice has a number of add-ons and additional benefits. These include:
- Dental: You can get cover for treatment of certain dental conditions such as gingivitis, abscesses or removal of teeth.
- Dental Plus: This pays for approved Vet costs for certain preventative dental treatments up to the applicable annual sub-limit. You don't need to pay any excess for these benefits and there is no waiting period either.
- Multi-pet discount: Vets Choice will take 5% off your premiums if you insure another pet.
- Essential Euthanasia: Vets Choice will pay the Vet costs to euthanise your pet if a Vet decides euthanasia is necessary.
- Lifetime cover. You can get guaranteed lifetime cover for your pet as long you join before they reach their 9th birthday and your policy remains active.
What is not covered?
Here are some of the services excluded from a Vets Choice pet insurance policy.
- Vaccinations and regular check-ups. Routine care is not generally covered. Some of the treatments excluded include:
- General consultations
- Dental treatment (unless you have selected the the optional dental add-on)
- Pre-existing conditions. Vets Choice won't cover your pet for the cost of any treatment related to a pre-existing condition.
- Alternative treatments. You are only covered for the treatments outlined in your policy, even if the alternative treatment is done by a vet.
- Elective treatment. Treatment for accidental injuries or illnesses that are not covered under your policy even if they may be beneficial to your dog or cat but are not essential to their survival.
- Age restrictions. Keep in mind that, like many insurers, Vets Choice will only insure dogs and cats between the ages of 8 weeks and 8 years.
To ensure you know exactly what is and isn't covered, always read the product disclosure statement (PDS).
More guides on Finder
Optical inclusion: Extras cover the top reason for taking out health insurance, survey finds
Extras cover is the number one drawcard for Australians who take out private health cover, new research from Finder, Australia’s most visited comparison site, reveals.
Going up: 4.6 million health insurance customers are missing out on potential savings
Millions of Australians could be missing out saving money on their health insurance policy, according to Finder, Australia’s most visited comparison site.
Home office insurance
We talk you through how to get home office insurance.
How to find safe, secure and affordable boat storage near you.
Fixtures and fittings: Why they matter in home insurance
Knowing the difference between fixtures and fittings can help you decide which home insurance policy is right for you.
BMW X7 car insurance
Thinking about buying a BMW X7? See average car insurance costs and find out about prestige car insurance
Porsche 911 car insurance
Want to insure a Porsche 911? Here are things we think you should know.
Mercedes-Benz G-Class luxury car insurance
Find out about how to insure the luxury Mercedes-AMG G 63 4x4 SUV.
Compare $100,000 life insurance policies
$100,000 life insurance policies can be very affordable. Compare costs and cover here.
Compare $500,000 life insurance policies
Compare $500,000 life insurance policies, costs and cover here.
You might like these...
How much does it cost to insure a dog in Australia?