Finder Pet Insurance Awards 2026

We compared products from 29 providers, assessing products for features to help you find the best pet insurance products of 2026.

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By

Ceyda Erem

Edited by

Angus Kidman

Updated

Fact checked
4.6 based on 835 reviews

The Finder Pet Insurance Awards showcase the best pet insurance products across two key categories; value and comprehensive. Our methodology has been curated to help pet owners find the best fit for their furry friends by comparing products from 29 providers, assessing products for features, including price.

Best Value Pet Insurance: Budget Direct Essential Cover

Best Value Pet Insurance badge

Budget Direct Essential Cover is this year's Finder Award winner for Best Value Pet Insurance. The insurer keeps premiums affordable while delivering substantial coverage, ensuring customers can keep their pets safe without blowing the bank.

Highly commended badge Highly commended

ING Pet Insurance

ING Pet Insurance keeps things easy with one affordable level of cover for dogs and cats, earning it a 2026 Highly Commended Finder Award.

Guardian Bronze Accident & Illness Cover

Underwritten by The Hollard Insurance Company Pty Ltd, a globally leading pet insurer, Guardian's Bronze Accident & Illness Cover offers a wide range of pet insurance cover types. It gives peace of mind to pet owners when they need it most.

Vets Choice Pro Cover

Vets Choice Pro Cover covers up to 80% of eligible vet bills and is the only insurer to be endorsed by the Australian Veterinary Association, earning it a place in this year's Highly Commended category for value.

Real Insurance Classic Accident & Illness Cover

Real Insurance earned itself a Highly Commended spot for its generous premium benefit and coverage options for a basic policy, covering both accidents and illness.

Best Comprehensive Pet Insurance: Fetch Pet Insurance

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Fetch Pet Insurance offers top to bottom protection for pet owners at a reasonable pricepoint, earning it a 2026 Finder Award for Best Comprehensive Pet Insurance.

Highly commended badge Highly commended

Australian Unity Platinum Cover

Covering a wide range of conditions across accidents and illness at a decent price, Australian Unity Platinum Cover earned itself a Highly Commended Award for Comprehensive Pet Insurance.

Petinsurance.com.au Platinum Cover

petinsurance.com.au Platinum Cover delivers all-round value to pet owners with same-day accident cover, flexible excess options and a generous annual reimbursement rate, earning it a spot in our Highly Commended category.

Everyday Insurance Comprehensive Plus Cover

Everyday Pet Insurance Comprehensive Plus Cover has earned a Highly Commended award for its affordable and fuss-free cover, delivering must-have protection during emergencies.

Bow Wow Meow Nose-to-Tail Cover

Featuring GapOnly claims, competitive pricing and a high benefit limit, Bow Wow Meow Nose-to-Tail Cover was a top performer, earning it a Highly Commended Award for 2026.

About Finder's Pet Insurance Awards methodology

Finder's Pet Insurance Awards recognises market-leading pet insurance products, using our proprietary ratings methodology. We compare products from 29 providers, assessing products for features, including price.

Why you can trust our awards

expert advice
Expert analysis
Our pet insurance award winners are based on 70+ hours of research by our expert authors and insights team.
help
They're comprehensive
We researched popular pet insurance policies including RSPCA, Budget Direct, Petsy and many more.
independent
They're independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.

Explore our past award winners

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To make sure you get accurate and helpful information, this guide has been edited by Angus Kidman as part of our fact-checking process.
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Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 244 Finder guides across topics including:
  • Insurance
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