
Get exclusive money-saving offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Prime Pet Insurance offers tailored policies to suit your pet’s medical expenses while taking your budget into consideration. No matter what level of cover you have with Prime Pet Insurance, you won't have to pay any excess. You can claim up to 85% of all eligible vet bills (excluding pre-existing conditions), making it easier to treat your pet like royalty. Read on to learn more about the benefits of taking out cover with Prime Pet Insurance.
Read on to learn about your policy options.
Review by our pet insurance expert Alexandra Koster
The highest level of protection offered by Prime Pet Insurance and is suitable for pet owners who want to provide their pets with the highest standard of care. The Sovereign Accident & Illness Cover covers up to 85% of eligible vet bills and for extra protection you can also take out optional routine care that covers vaccination, de-worming, teeth cleaning and regular health checks.
Covers up to 80% of eligible vet expenses with no excess to pay. The Imperial Accident & Illness Cover provides a maximum coverage limit of $14,000 a year.
Protects your pet against accidental injuries and some illnesses, such as fractures, snake bite toxicity and traumatic ligament or tendon injuries caused by motor vehicle incidents, burn or electrocution, or an allergic reaction to an insect bite.
To help give you an idea about costs for Prime pet insurance, we gathered quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like you're own dogs breed, age and your address, so it's always worth comparing policies and getting a few quotes.
Dog Breed | 1yr old | 5yr old |
---|---|---|
Maltese Cross | $866.17 | $1,015.63 |
Cavoodle | $866.17 | $1,015.63 |
Labrador | $1,336.07 | $1,590.11 |
Staffordshire Bull Terrier | $1,077.45 | $1,348.55 |
Border Collie | $1,077.45 | $1,348.55 |
A Pet Insurance Policy from Prime Pet Insurance includes additional benefits to protect you and your pet at no additional cost:
What's covered | Sovereign Accident and Illness | Imperial Accident and Illness | Regal Accident & Illness | |
---|---|---|---|---|
Annual benefit limit |
|
|
| |
Percentage of eligible vet bills covered |
|
|
| |
Excess |
|
|
| |
Multi-pet discount |
|
|
| |
Accidental injury cover |
|
|
| |
Illness cover |
|
|
| |
Optional routine care |
|
|
| |
Additional dental benefit |
|
|
| |
Paralysis tick benefit |
|
|
| |
Cruciate ligament conditions benefit |
|
|
| |
Consulations and vet visits |
|
|
| |
Emergency boarding |
|
|
| |
Minimum age when cover starts |
|
|
| |
Maximum age when cover first starts |
|
|
| |
Waiting period |
|
|
|
Some of the key exclusions of Prime Pet include:
Note: See the product disclosure statement (PDS) for a full list of exclusions.
Filing a claim with Prime Pet Insurance is simple. Before you begin the paperwork, you must ensure that you file your claim within 90 days after visiting your vet for treatment. Once you’re within the appropriate time frame, there are two options to choose. You may either file your claim: Online: Option One To file your claim online, you must first register online in order for you to manage your policy. Then you should:
Through Paper Claiming: Option Two For those people who would like to go he more traditional route and submit their claim through the mail, you must first complete the process below before submitting your claim:
Prime Pet Insurance, Locked Bag 9021, Castle Hill, NSW 1765
$100,000 life insurance policies can be very affordable. Compare costs and cover here.
Compare $500,000 life insurance policies, costs and cover here.
How to get life insurance for women.
Find the right granny flat insurance, whether you're renting yours out or you've moved into one.
From gazebos to furniture to water features, outdoor living home insurance can cover a range of things we keep outside.
From qualifications to getting the right insurance in place, here’s our guide to starting your beautician business.
Find out about standalone and bundled life insurance.
No need to get in a spin – washing machine insurance has you and your clothes washer covered.
Find out more about the costs of egg freezing and how to get cover.
How to insure your iPad against theft, loss and accidental damage – including the dreaded cracked screen.
Get cover that works for your pet and your budget.
Want to save on pet insurance? Here's how.
How much does it cost to insure a dog in Australia?
The average price to insure a cat.