Finder's 3 favourite features
- 85% of vet bills covered - one of the highest reimbursement rates.
- Cover for your pet while travelling overseas.
- Huge $14,000 annual benefits cap.
Review by our pet insurance expert Alexandra Koster
Prime Pet Insurance offers tailored policies to suit your pet’s medical expenses while taking your budget into consideration. No matter what level of cover you have with Prime Pet Insurance, you won't have to pay any excess. You can claim up to 85% of all eligible vet bills (excluding pre-existing conditions), making it easier to treat your pet like royalty. Read on to learn more about the benefits of taking out cover with Prime Pet Insurance.
Read on to learn about your policy options.
Review by our pet insurance expert Alexandra Koster
The highest level of protection offered by Prime Pet Insurance and is suitable for pet owners who want to provide their pets with the highest standard of care. The Sovereign Accident & Illness Cover covers up to 85% of eligible vet bills and for extra protection you can also take out optional routine care that covers vaccination, de-worming, teeth cleaning and regular health checks.
Covers up to 80% of eligible vet expenses with no excess to pay. The Imperial Accident & Illness Cover provides a maximum coverage limit of $14,000 a year.
Protects your pet against accidental injuries, such as fractures, snake bite toxicity and traumatic ligament or tendon injuries caused by motor vehicle incidents, burn or electrocution, or an allergic reaction to an insect bite.
A Pet Insurance Policy from Prime Pet Insurance includes additional benefits to protect you and your pet at no additional cost:
|What's covered||Sovereign Accident and Illness||Imperial Accident and Illness||Royal Accident|
|Annual benefit limit|
|Percentage of eligible vet bills covered|
|Accidental injury cover|
|Optional routine care|
|Additional dental benefit|
|Paralysis tick benefit|
|Cruciate ligament conditions benefit|
|Consulations and vet visits|
|Minimum age when cover starts|
|Maximum age when cover first starts|
Some of the key exclusions of Prime Pet include:
Note: See the product disclosure statement (PDS) for a full list of exclusions.
Filing a claim with Prime Pet Insurance is simple. Before you begin the paperwork, you must ensure that you file your claim within 90 days after visiting your vet for treatment. Once you’re within the appropriate time frame, there are two options to choose. You may either file your claim: Online: Option One To file your claim online, you must first register online in order for you to manage your policy. Then you should:
Through Paper Claiming: Option Two For those people who would like to go he more traditional route and submit their claim through the mail, you must first complete the process below before submitting your claim:
Prime Pet Insurance, Locked Bag 9021, Castle Hill, NSW 1765
How much does it cost to insure a dog in Australia?
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.