Kogan Pet Insurance

Keep your pets covered with flexible insurance policies from one of Australia’s leading online retail brands.

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Kogan Pet Insurance

You may be familiar with Kogan’s electronics and household goods. What you may not know is that the company is also seeking to offer the best pet insurance for your four-legged family member.

Tailoring policies to the different personalities of pets means you can find the right cover for your agoraphobic cat or danger-loving dog. Whether your focus is protection on a budget or a comprehensive policy for the favourite family member (sometimes it’s okay to have favourites), Kogan’s pet insurance has options for you.

Kogan’s background as an online brand shows, with its online claiming system allowing you to deal with making a claim quickly with a minimum of fuss, should your pet need a sudden trip to the vet.

finder.com.au’s 3 fave features

Kogan pet insurance

  1. 5% multi-pet discount available with all policies.
  2. Kogan's reputation as an online brand means making a claim online is simple and efficient.
  3. Accident & illness cover for most common pet issues - ear infections, skin conditions & more.

Popular Kogan Pet Insurance coupon codes

Last checked Code description Code
1 Jun 2020 Get 1 month FREE KOG****

Compare pet insurance from Kogan

Name Product Maximum yearly benefit Paralysis Tick Benefit Reimbursement rate Accidental Injury Illness
Kogan Pet Luxury Cover
$15,000
$2,000
80% up to age 8 & 65% over age 8
1 month free + $50 Kogan.com Credit for new customers.
Kogan Pet Value Cover
$4,000
$1,200
70% up to age 8 & 65% over age 8
1 month free + $50 Kogan.com Credit for new customers.
Kogan Pet Primary Cover
$8,000
$1,200
80%
1 month free + $50 Kogan.com Credit for new customers.
Kogan Indoor Cat Cover
$5,000
No
80% up to age 8 & 65% over age 8
1 month free + $50 Kogan.com Credit for new customers.
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What policies are offered by Kogan?

Kogan pet insurance provides several policy options, each tailored to your pet and their personality, allowing you to get the right fit for your pet regardless of whether they’re a house-dweller or outdoor explorer.

Indoor Cat Cover is the simplest policy; it’s a low-cost option for any pet who shuns the outdoors in favour for a cozy lap, or even the whole couch (if it can get away with it). This policy is for those who want protection against particular illnesses and diseases that felines are prone to.

Pet Primary Cover focuses on injuries and accidents, covering up to 80% of eligible vet bills and other such mishaps such as snake bites or tick paralysis.

Pet Value Cover is one step up from primary cover, covering injuries and accidents as well as specific illnesses, including cancer, bladder stones and eye trauma.

Pet Luxury Cover is the most comprehensive policy. Insuring against accidents and illnesses with up to $15,000 annual claim limit, it gives you and your pet protection against any bumps or bruises, serious or otherwise.

How do policies compare?

Indoor Cat CoverPet Primary CoverPet Value CoverPet Luxury Cover
Ingestions & Toxicity
  • Yes
  • Yes
  • Yes
  • Yes
Cancer
  • Yes
  • No
  • Yes
  • Yes
Multi-pet discount
  • 5%
  • 5%
  • 5%
  • 5%
Elbow and Hip dysplasia
  • No
  • No
  • Yes
  • Yes
Patella Luxations
  • No
  • No
  • Yes
  • Yes
Intervertebral Disc Disease
  • No
  • Yes
  • Yes
  • Yes
Diabetes
  • Yes
  • No
  • No
  • Yes
Arthritis
  • Yes
  • No
  • No
  • Yes
CT Scan & MRIs
  • Yes
  • Yes
  • Yes
  • Yes
Consultation fees
  • $300
  • $300
  • $300
  • $300
Emergency boarding
  • $500
  • $500
  • $500
  • $1,000
Tick paralysis sub-limit
  • No
  • $1,200
  • $1,200
  • $2,000
Cruciate ligament condition
  • No
  • $2,600
  • $2,600
  • $2,600
Overseas pet travel
  • Yes
  • Yes
  • Yes
  • Yes

What’s covered?

While each policy is different, there are a few things you can expect to be covered in any policy you choose. Vet consultation fees are covered to a limit of $300 annually. Annual limits also apply to other items such as emergency boarding costs and overseas pet travel. Indoor Cat Cover focuses on illnesses specific to our feline friends, but all other policies cover injuries and accidents, tick paralysis and cruciate ligament conditions, as well as motor vehicle accidents. As flexibility is Kogan’s catch phrase in pet insurance, be sure to read each policy carefully to make sure your pet is getting the best.

What isn’t covered?

Each policy will have its own specific exclusions, but general exclusions in all policies are:

  • Pre-existing conditions
  • Issues resulting from breeding or obstetrics
  • Dental treatments
  • Elective or preventative care
  • Alternative therapies
  • Non-essential items (food, cages, collars, treats, toys, etc)

Frequently asked questions

How do I make a claim?

Should you need to make a claim, you can do so through Kogan’s user-friendly website. Simply log in and follow the prompts.

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