Keep your pets covered with flexible insurance policies from one of Australia’s leading online retail brands.
You may be familiar with Kogan’s electronics and household goods. What you may not know is that the company is also seeking to offer the best pet insurance for your four-legged family member.
Tailoring policies to the different personalities of pets means you can find the right cover for your agoraphobic cat or danger-loving dog. Whether your focus is protection on a budget or a comprehensive policy for the favourite family member (sometimes it’s okay to have favourites), Kogan’s pet insurance has options for you.
Kogan’s background as an online brand shows, with its online claiming system allowing you to deal with making a claim quickly with a minimum of fuss, should your pet need a sudden trip to the vet.
finder.com.au’s 3 fave features
- Its flexible options allow you to pick the perfect cover for your pet.
- Kogan’s reputation as an online brand means making a claim through its website is simple.
- All policies have overseas pet travel cover and allow for routine care as an optional extra.
What policies are offered by Kogan?
Kogan pet insurance provides several policy options, each tailored to your pet and their personality, allowing you to get the right fit for your pet regardless of whether they’re a house-dweller or outdoor explorer.
Indoor Cat Cover is the simplest policy; it’s a low-cost option for any pet who shuns the outdoors in favour for a cozy lap, or even the whole couch (if it can get away with it). This policy is for those who want protection against particular illnesses and diseases that felines are prone to.
Pet Primary Cover focuses on injuries and accidents, covering up to 80% of eligible vet bills and other such mishaps such as snake bites or tick paralysis.
Pet Value Cover is one step up from primary cover, covering injuries and accidents as well as specific illnesses, including cancer, bladder stones and eye trauma.
Pet Luxury Cover is the most comprehensive policy. Insuring against accidents and illnesses with up to $15,000 annual claim limit, it gives you and your pet protection against any bumps or bruises, serious or otherwise.
How do policies compare?
| Indoor Cat Cover | Pet Primary Cover | Pet Value Cover | Pet Luxury Cover | |
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| Coverage |
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| Consultation fees |
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| Emergency boarding |
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| Tick paralysis sub-limit |
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| Cruciate ligament condition |
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| Overseas pet travel |
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What’s covered?
While each policy is different, there are a few things you can expect to be covered in any policy you choose. Vet consultation fees are covered to a limit of $300 annually, as are emergency boarding costs and overseas pet travel. Indoor Cat Cover focuses on illnesses specific to our feline friends, but all other policies cover injuries and accidents, tick paralysis and cruciate ligament conditions, as well as cancers and motor vehicle accidents. As flexibility is Kogan’s catch phrase in pet insurance, be sure to read each policy carefully to make sure your pet is getting the best.
What isn’t covered?
Each policy will have its own specific exclusions, but general exclusions in all policies are:
- Pre-existing conditions
- Issues resulting from breeding or obstetrics
- Dental treatments
- Elective or preventative care
- Alternative therapies
- Non-essential items (food, cages, collars, treats, toys, etc)
Frequently asked questions
How do I make a claim?
Should you need to make a claim, you can do so through Kogan’s user-friendly website. Simply log in and follow the prompts.
