Kogan Pet Insurance

You may be familiar with Kogan’s electronics and household goods. What you may not know is that the company is also seeking to offer the best pet insurance for your four-legged family member.

Tailoring policies to the different personalities of pets means you can find the right cover for your agoraphobic cat or danger-loving dog. Whether your focus is protection on a budget or a comprehensive policy for the favourite family member (sometimes it’s okay to have favourites), Kogan’s pet insurance has options for you.

Kogan’s background as an online brand shows, with its online claiming system allowing you to deal with making a claim quickly with a minimum of fuss, should your pet need a sudden trip to the vet.

Kogan Pet Insurance

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1 month free for new customers.

Last verified 3 Aug 2020

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Name	Product	Maximum yearly benefit	Paralysis Tick Benefit	Reimbursement rate	Accidental Injury	Illness
Kogan Pet Luxury Cover		$15,000	$2,000	80% up to age 8 & 65% over age 8			1 month free for new customers.	Go to site View details	Compare	loading Fetching your data...
Kogan Pet Value Cover		$4,000	$1,200	70% up to age 8 & 65% over age 8			1 month free for new customers.	Go to site View details	Compare	loading Fetching your data...
Kogan Pet Primary Cover		$8,000	$1,200	80%			1 month free for new customers.	Go to site View details	Compare	loading Fetching your data...
Kogan Indoor Cat Cover		$5,000	No	80% up to age 8 & 65% over age 8			1 month free for new customers.	Go to site View details	Compare	loading Fetching your data...

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What policies are offered by Kogan?

Kogan pet insurance provides several policy options, each tailored to your pet and their personality, allowing you to get the right fit for your pet regardless of whether they’re a house-dweller or outdoor explorer.

Indoor Cat Cover is the simplest policy; it’s a low-cost option for any pet who shuns the outdoors in favour for a cozy lap, or even the whole couch (if it can get away with it). This policy is for those who want protection against particular illnesses and diseases that felines are prone to.

Pet Primary Cover focuses on injuries and accidents, covering up to 80% of eligible vet bills and other such mishaps such as snake bites or tick paralysis.

Pet Value Cover is one step up from primary cover, covering injuries and accidents as well as specific illnesses, including cancer, bladder stones and eye trauma.

Pet Luxury Cover is the most comprehensive policy. Insuring against accidents and illnesses with up to $15,000 annual claim limit, it gives you and your pet protection against any bumps or bruises, serious or otherwise.

How do policies compare?

What’s covered?

While each policy is different, there are a few things you can expect to be covered in any policy you choose. Vet consultation fees are covered to a limit of $300 annually. Annual limits also apply to other items such as emergency boarding costs and overseas pet travel. Indoor Cat Cover focuses on illnesses specific to our feline friends, but all other policies cover injuries and accidents, tick paralysis and cruciate ligament conditions, as well as motor vehicle accidents. As flexibility is Kogan’s catch phrase in pet insurance, be sure to read each policy carefully to make sure your pet is getting the best.

What isn’t covered?

Each policy will have its own specific exclusions, but general exclusions in all policies are:

Frequently asked questions

• My pet is healthy, do I need pet insurance?

  Yes. While your pet may be healthy now, it will only be a matter of time before your spritely pup becomes an old dog. Even if your pet manages to avoid any bumps or injuries, the chance of them developing an illness increases with their age. As all policies exclude pre-existing conditions, the sooner you get protection for your pet the cheaper it will cost you in the long run, particularly if you get them covered when they are healthy and have yet to develop any issues.

• What optional extras are there?

  For a little extra on top of your policy, you can claim an annual limit of $120 for a range of routine care options, such as:

  • Vaccinations
  • Desexing
  • Microchipping
  • Teeth cleaning

  • Heartworm control
  • Prescription diets
  • Obedience training

How do I make a claim?

Should you need to make a claim, you can do so through Kogan’s user-friendly website. Simply log in and follow the prompts.