Finder's 3 favourite features
- No excess and no joining fee to pay.
- Choose from any licenced vet in Australia.
- Claim up to $12,000 per year.
Review by our pet insurance expert Alexandra Koster
A pet is both a friend, companion and member of the family, and therefore deserves the best level of care available if they fall ill or are injured. However as all pet owners know, veterinary bills can be astronomical and as sickness and accidents can't be foreseen, can end up playing havoc with your finances. Guardian Pet Insurance gives you economic peace of mind while ensuring that your pet has the adequate care and treatment to get them on the road to recovery.
Guardian Pet Insurance gives you economic peace of mind while ensuring that your pet has the adequate care and treatment to get them on the road to recovery.
Read on to learn more about policy features.
Review by our pet insurance expert Alexandra Koster
Just as no pet is the same, different owners require different levels of coverage. That's why Guardian Pet Insurance offers 3 levels of cover to suit everyone's budget, providing you with a reimbursement on bills of up to 80% along with additional options for routine things such as flea control. Even better there is no excess to pay, and Guardian Pet Insurance accepts eligible claims as a result of procedures undertaken by any licensed vet nationwide.
|Levels of cover||What your pets covered for||Bill reimbursement caps|
|Platinum Accident and Illness Cover||80% of the total cost of eligible vet bills up to an annual cap of $12,000|
|Gold Accident and Illness Cover||75% of the total cost of eligible vet bills up to an annual cap of $12,000|
|Silver Accident Cover||80% of the total cost of eligible vet bills relating to Accidental Injury only up to an annual cap of $8,000|
Extra features are offered to each member based on the Benefit Limit shown on your Certificate of Insurance and can include:
While Guardian Insurance endeavours to cover your pet for most types of veterinary treatments, there are certain things that aren’t covered under this policy, unless otherwise stated on your Certificate of Insurance. Things that aren’t covered are known as exclusions and include, but aren’t limited to:
See the product disclosure statement (PDS) for a full list of exclusions.
The stress and anguish of having your pet fall ill or be injured is bad enough without having to deal with bureaucratic red tape. That's why Guardian Pet Insurance has made the process of submitting a claim as simple and convenient as possible to ensure you receive your reimbursements quickly.
* - Pre-existing conditions are excluded and sub-limits may apply.
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