Finder's 3 favourite features
- No excess and no joining fee to pay.
- Choose from any licenced vet in Australia.
- Claim up to $12,000 per year.
Review by our pet insurance expert Alexandra Koster
A pet is both a friend, companion and member of the family, and therefore deserves the best level of care available if they fall ill or are injured. However as all pet owners know, veterinary bills can be astronomical and as sickness and accidents can't be foreseen, can end up playing havoc with your finances. Guardian Pet Insurance gives you economic peace of mind while ensuring that your pet has the adequate care and treatment to get them on the road to recovery.
Guardian Pet Insurance gives you economic peace of mind while ensuring that your pet has the adequate care and treatment to get them on the road to recovery.
Read on to learn more about policy features.
Review by our pet insurance expert Alexandra Koster
Just as no pet is the same, different owners require different levels of coverage. That's why Guardian Pet Insurance offers 3 levels of cover to suit everyone's budget, providing you with a reimbursement on bills of up to 80% along with additional options for routine things such as flea control. Even better there is no excess to pay, and Guardian Pet Insurance accepts eligible claims as a result of procedures undertaken by any licensed vet nationwide.
|Levels of cover||What your pets covered for||Bill reimbursement caps|
|Platinum Accident and Illness Cover||80% of the total cost of eligible vet bills up to an annual cap of $12,000|
|Gold Accident and Illness Cover||75% of the total cost of eligible vet bills up to an annual cap of $12,000|
|Bronze Accident & Illness Cover||Up to 60% of the total cost of eligible vet bills relating to accidental injury & some illnesses only up to an annual cap of $12,000.|
Extra features are offered to each member based on the Benefit Limit shown on your Certificate of Insurance and can include:
While Guardian Insurance endeavours to cover your pet for most types of veterinary treatments, there are certain things that aren’t covered under this policy, unless otherwise stated on your Certificate of Insurance. Things that aren’t covered are known as exclusions and include, but aren’t limited to:
See the product disclosure statement (PDS) for a full list of exclusions.
The stress and anguish of having your pet fall ill or be injured is bad enough without having to deal with bureaucratic red tape. That's why Guardian Pet Insurance has made the process of submitting a claim as simple and convenient as possible to ensure you receive your reimbursements quickly.
* - Pre-existing conditions are excluded and sub-limits may apply.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.