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$12,000
Maximum yearly benefit
80%
Reimbursement rate
No
Routine Care
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Product Name | Budget Direct Pet Insurance |
---|---|
Accidental Injury | |
Routine Care | No |
Lifetime Cover | |
Reimbursement rate | 80% |
Cooling Off Period | 21 days |
Cruciate Ligament Benefit | $2,600 |
Excess options | $100 |
Emergency Boarding | No |
Here are some of the main reasons why it might be worth getting a policy with Budget Direct Pet Insurance.
To give you an idea of Budget Direct pet insurance costs, we got quotes for several different dog breeds. Remember, prices will change based on your dog's breed, age, health and your address.
Dog Breed | 1yr old | 5yr old |
---|---|---|
Maltese Cross | $437.60 | $512.89 |
Cavoodle | $437.60 | $512.89 |
Labrador | $608.04 | $712.65 |
Staffordshire Bull Terrier | $842.96 | $987.99 |
Border Collie | $437.60 | $512.89 |
Budget Direct provides 1 level of cover for dogs or cats. Here's an overview of what you get with each policy:
Benefit | |
---|---|
Overall annual limit | $12,000. The following sub-limits apply: Orthopaedic conditions: Up to $4,000 Cruciate ligament conditions: Up to $2,600 (6 month waiting period) Tick paralysis: Up to $1,500 (30 day waiting period) Snake attacks: Up to $1,200 |
% of eligible vet bill reimbursed | Up to 80% |
Excess (per condition) | $100 |
Entry age limits | Your pet must be over 8 weeks and under 9 years |
Accidental injury | |
Illness | |
Multi-pet discount | N/A |
Consultation fees | |
Prescribed medication | |
Diagnostic testing | |
Surgery | |
Hospitalisation | |
Chronic conditions | |
Cancer treatments |
Here's a more detailed breakdown of what exactly Budget Direct covers for your pet.
Accidental injuries can cover car incidents, burns, allergic reactions and more. It comes with a 2 day waiting period and can pay 80% of eligible vet bills related to:
Your pet must be at least 8 weeks old to be covered.
If your cat or dog gets sick, Budget Direct can pay 80% of eligible vet bills. You'll need to serve a 30 day waiting period, 6 months for cruciate ligament conditions and pay a $100 excess for every claim you make. Like most pet insurers, you also won't be covered for pre-existing conditions. It can cover you for:
All policies come with exclusions. With Budget Direct Pet Insurance, some of what you won't be covered for includes:
You also won't be covered for anything during the waiting period (30 days for illnesses, 2 days for Accidental Injuries & 6 months for cruciate ligament). To review the full list of exclusions, you should always read the Product Disclosure Statement (PDS).
Follow these steps to make your Budget Direct pet insurance claim as simple and straightforward as possible: