Our verdict
Pros
- Comprehensive cover from PD is budget-friendly and cheaper than most brands.
- Add the excess-buster feature to remove the excess from one claim a year.
- No-excess windscreen repair is included in comprehensive cover as standard.
Cons
- If you want vehicle contents covered, you'll have to pay extra (and it's capped at $750).
- Hire car cover is limited at $50 a day for 14 days - lower than many other brands.
- Up to $500 is covered for emergency repairs but some brands offer up to $1,000.
As part of the Finder car insurance awards, we analysed over 30 car insurance providers and found that PD car insurance offers good, comparatively budget-friendly cover. It has some impressive and unusual perks, but its benefit limits are lower than many other brands.
Features
Price
PD is a budget-friendly insurer. On average, a comprehensive car insurance policy costs $934 a year - that's 37% cheaper than the national average. If it's cheap car insurance that you're after then this brand is worth considering.
Keep in mind, the best car insurance for you may depend on more than just price. Always be sure to read the PDS.
The below quotes are based on a fictional profile and your own quotes will differ.
 | $1,262 | $934 | $995 | $825 | $1,467 | $876 | $1,060 | More info |
| $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
| $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
| $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
| $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,252 | More info |
About our car insurance methodology
PD has a range of add-on options to customise your policy, including:
- Roadside assist. Get 24/7 help with breakdowns and lock-outs for $89 a year.
- Hire car after incident. Get hire car costs covered if your car is out of action due to an insured event - Up to $50 per day - Up to 14 days.
- Excess buster. Make up to one claim per year without paying any excess.
- Windscreen/window glass. One excess-free glass replacement per year.
- Vehicle contents. Cover belongings inside your car Up to $750.
- Personal accident. $10,000 is paid to your estate if you die in an insured incident.
We're free
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We're experts
Our team of car insurance experts have
researched and rated dozens of policies as part of our
Finder Awards and published 330+ guides to make it easier for you to compare.
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Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
