TrueCover car insurance review
One of the only car insurers in Australia that is for people, not profit. It also comes with roadside assistance – which usually costs you extra.
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Our verdict
Pros
- Includes up to $400 in ambulance cover following an accident
- Roadside assistance is included with third party and comprehensive cover
- It's for people, not profit.
Cons
- Reduced excess windscreen cover is optional, like most other insurers
- You need to pay extra if you want your car contents covered
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How we picked theseFinder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score. Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.
What additional cover options are available?
On top of standard inclusions, TrueCover has a few optional add-ons:
- Hire car cover. If your car is involved in an incident, it will cover a hire car for up to 14 days, up to a daily rate of $50 per day. This is a similar level of coverage to other insurers, though some have a higher daily rate of around $70.
- Car contents cover. It will cover up to $2,000 for the loss or damage to personal items during an incident. Some policies automatically include cover for personal belongings.
- Windscreen cover. This will cover you for up to $1,000 for the repair or replacement of your front windscreen. TrueCover will reduce your excess to $50 for this.
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How much to insure a Santa Fa 2014 and what is the excess, for an agreed value
Hi Kaitlyn,
You’ll need to reach out to TrueCover to get a quote for your car, they’re not currently a live partner with Finder. It’s worth getting a quote for both third-party insurance and comprehensive insurance so you compare prices and decide which one is right for you. Hope this helps!