TrueCover car insurance review

One of the only car insurers in Australia that is for people, not profit. It also comes with roadside assistance – which usually costs you extra.

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TrueCover

Our verdict

Pros

  • Includes up to $400 in ambulance cover following an accident
  • Roadside assistance is included with third party and comprehensive cover
  • It's for people, not profit.

Cons

  • Reduced excess windscreen cover is optional, like most other insurers
  • You need to pay extra if you want your car contents covered

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Summary: Very comprehensive cover for lots of benefits you don’t get elsewhere, including roadside assistance and ambulance cover.

Who it might be good for: Anyone who wants high quality cover.
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Finder Score for car insurance

We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

Read the full Finder Score methodology

What additional cover options are available?

On top of standard inclusions, TrueCover has a few optional add-ons:

  • Hire car cover. If your car is involved in an incident, it will cover a hire car for up to 14 days, up to a daily rate of $50 per day. This is a similar level of coverage to other insurers, though some have a higher daily rate of around $70.
  • Car contents cover. It will cover up to $2,000 for the loss or damage to personal items during an incident. Some policies automatically include cover for personal belongings.
  • Windscreen cover. This will cover you for up to $1,000 for the repair or replacement of your front windscreen. TrueCover will reduce your excess to $50 for this.

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