TrueCover car insurance review

One of the only car insurers in Australia that is for people, not profit. It also comes with roadside assistance – which usually costs you extra.

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TrueCover

Key takeaways

  • TrueCover operates on a not for profit model and includes roadside assistance in its policies.
  • Comprehensive cover provides up to $400 ambulance cover and an agreed value option.
  • Optional cover is available for hire car, car contents up to $2,000 and reduced excess windscreen.

Pros

  • Includes up to $400 in ambulance cover following an accident
  • Roadside assistance is included with third party and comprehensive cover
  • It's for people, not profit.

Cons

  • Reduced excess windscreen cover is optional, like most other insurers
  • You need to pay extra if you want your car contents covered

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Finder Score Roadside assistance Accidental damage Storm Choice of repairer Agreed or market value
TrueCover logo
8.7 Great
TrueCover Comprehensive Car Insurance
8.7 Great
No
Agreed
Summary: Very comprehensive cover for lots of benefits you don’t get elsewhere, including roadside assistance and ambulance cover.

Who it might be good for: Anyone who wants high quality cover.
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TrueCover Third Party Property Damage
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No
None
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

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Why choose TrueCover car insurance?

On top of standard inclusions, TrueCover has a few optional add-ons:

  • Hire car cover. If your car is involved in an incident, it will cover a hire car for up to 14 days, up to a daily rate of $50 per day. This is a similar level of coverage to other insurers, though some have a higher daily rate of around $70.
  • Car contents cover. It will cover up to $2,000 for the loss or damage to personal items during an incident. Some policies automatically include cover for personal belongings.
  • Windscreen cover. This will cover you for up to $1,000 for the repair or replacement of your front windscreen. TrueCover will reduce your excess to $50 for this.

FAQs

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2 Responses

    Kaitlyn's avatar
    KaitlynMarch 8, 2026

    How much to insure a Santa Fa 2014 and what is the excess, for an agreed value

      Sarah Megginson's headshotFinder
      SarahMarch 9, 2026Finder

      Hi Kaitlyn,

      You’ll need to reach out to TrueCover to get a quote for your car, they’re not currently a live partner with Finder. It’s worth getting a quote for both third-party insurance and comprehensive insurance so you compare prices and decide which one is right for you. Hope this helps!

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