Car Insurance Customer Satisfaction Awards 2025

We asked thousands of Australians how they feel about their car insurance provider. They scored them based on value for money, ease of claims, customer service and more.

The Finder Customer Satisfaction Awards are decided by the only votes that really matter – yours. We asked car insurance customers to tell us about their experiences. Now we can reveal what they said.

Most Loved Car Insurance - National: NRMA

Most Loved Car Insurance - National badge

With back to back top scores across the Most Loved categories, NMRA Insurance was the country's most loved car insurer.

Top Value Car Insurance - National: Youi

Top Value Car Insurance - National badge

Youi brought in multiple high scores for value across states, making it Australia's car insurer who delivers top value policies.

Most Trusted Car Insurance - National: NRMA

Most Trusted Car Insurance - National badge

With high recommendation ratings and trust scores, Australians have crowned NRMA as the most trusted car insurer for 2025.

Legendary Service Car Insurance - National: Youi

Legendary Service Car Insurance - National badge

Youi proved itself to be a car insurer that could count on for excellent customer service, making it this year's national winner for legendary service.

Easiest to Claim Car Insurance - National: Youi

Easiest to Claim Car Insurance - National badge

Youi scored highly across the customer service and claims categories, allowing them to take out the top spot as the country's easiest to claim car insurer.

Most Recommended Car Insurance - National: Youi

Most Recommended Car Insurance - National badge

With high satisfaction and recommendation ratings, Youi is Australia's most recommended car insurer for 2025.

Most Loved Car Insurance - NSW: NRMA

Most Loved Car Insurance - NSW badge

Scoring 4.2/5 for brand love, NRMA Insurance was a favourite among NSW respondents.

Loved Brand badge Loved Brand

Top Value Car Insurance - NSW: Budget Direct

Top Value Car Insurance - NSW badge

With a strong 4.2/5 for policy value, Budget Direct stood out for offering great bang for buck.

Value badge Value

Most Trusted Car Insurance - NSW: NRMA

Most Trusted Car Insurance - NSW badge

NRMA Insurance secured 4.3/5 in the trust category, making it a provider NSW drivers rely on.

Trusted Brand badge Trusted Brand

Legendary Service Car Insurance - NSW: Youi

Legendary Service Car Insurance - NSW badge

Achieving 4.3/5 for customer service, Youi impressed policyholders with its standout support.

Quality Service badge Quality Service

Easiest to Claim Car Insurance - NSW: NRMA

Easiest to Claim Car Insurance - NSW badge

Earning 4.2/5 for claims, NRMA Insurance made the process simple and stress-free for its customers.

Easy to Claim badge Easy to Claim

Most Recommended Car Insurance - NSW: Woolworths Everyday Insurance

Most Recommended Car Insurance - NSW badge

Woolworths Everyday Insurance topped the recommendation category, with an impressive 97% of customers saying they'd recommend the insurer.

Recommended Brand badge Recommended Brand

Most Loved Car Insurance - QLD: RACQ

Most Loved Car Insurance - QLD badge

With a 4.35/5 in brand love, RACQ was a clear favourite among QLD drivers.

Loved Brand badge Loved Brand

Top Value Car Insurance - QLD: Woolworths Everyday Insurance

Top Value Car Insurance - QLD badge

Scoring 4.37/5 for value, Everyday Insurance impressed Queenslanders with policies worth their price.

Value badge Value

Most Trusted Car Insurance - QLD: RACQ

Most Trusted Car Insurance - QLD badge

RACQ secured an outstanding 4.46/5 in trust, making it one of QLD's most reliable providers.

Trusted Brand badge Trusted Brand

Legendary Service Car Insurance - QLD: Youi

Legendary Service Car Insurance - QLD badge

Earning 4.48/5 for customer service, Youi proved legendary support is a hallmark of its cover.

Quality Service badge Quality Service

Easiest to Claim Car Insurance - QLD: RACQ

Easiest to Claim Car Insurance - QLD badge

With a 4.39/5 in claims, RACQ made the process simple and straightforward for QLD respondents.

Easy to Claim badge Easy to Claim

Most Recommended Car Insurance - QLD: Youi

Most Recommended Car Insurance - QLD badge

Youi excelled in recommendations, with an impressive 95% of customers saying they'd recommend it.

Recommended Brand badge Recommended Brand

Most Loved Car Insurance - VIC: RACV

Most Loved Car Insurance - VIC badge

RACV earned a 4.1/5 in brand love, showing strong customer appreciation across Victoria

Loved Brand badge Loved Brand

Top Value Car Insurance - VIC: Woolworths Everyday Insurance

Top Value Car Insurance - VIC badge

With a 4.2/5 for policy value, Woolworths Everyday Insurance was a standout for affordability in VIC.

Value badge Value

Most Trusted Car Insurance - VIC: RACV

Most Trusted Car Insurance - VIC badge

Scoring 4.2/5 in trust, RACV proved itself a reliable provider for Victorian drivers.

Trusted Brand badge Trusted Brand

Legendary Service Car Insurance - VIC: Youi

Legendary Service Car Insurance - VIC badge

Youi achieved 4.4/5 for customer service, winning praise from Victorians for its standout support.

Quality Service badge Quality Service

Easiest to Claim Car Insurance - VIC: RACV

Easiest to Claim Car Insurance - VIC badge

RACV scored 4.1/5 for claims, making the process smoother for customers across Victoria.

Easy to Claim badge Easy to Claim

Most Recommended Car Insurance - VIC: Youi

Most Recommended Car Insurance - VIC badge

With 92% of customers saying they'd recommend it, Youi was a top choice in Victoria.

Recommended Brand badge Recommended Brand

Most Loved Car Insurance - WA: RAC

Most Loved Car Insurance - WA badge

RAC scored 4.2/5 in brand love, making it a much-loved provider for WA customers.

Loved Brand badge Loved Brand

Top Value Car Insurance - WA: RAC

Top Value Car Insurance - WA badge

Achieving 4.2/5 for policy value, RAC proved popular for affordability and cover in WA.

Value badge Value

Most Trusted Car Insurance - WA: RAC

Most Trusted Car Insurance - WA badge

With a 4.3/5 in trust, RAC was a provider West Australians could count on.

Trusted Brand badge Trusted Brand

Legendary Service Car Insurance - WA: RAC

Legendary Service Car Insurance - WA badge

RAC secured 4.3/5 for customer service, showcasing its commitment to strong support.

Quality Service badge Quality Service

Easiest to Claim Car Insurance - WA: RAC

Easiest to Claim Car Insurance - WA badge

Earning 4.3/5 for claims, RAC made the process easy and efficient for WA respondents.

Easy to Claim badge Easy to Claim

Most Recommended Car Insurance - WA: RAC

Most Recommended Car Insurance - WA badge

RAC achieved a 94% recommendation rate, making it a top choice among West Australians.

Recommended Brand badge Recommended Brand

Most Loved Car Insurance - SA: RAA

Most Loved Car Insurance - SA badge

RAA scored 4.4/5 in brand love, showing its strong connection with South Australian customers.

Loved Brand badge Loved Brand

Top Value Car Insurance - SA: Youi

Top Value Car Insurance - SA badge

With a 4.3/5 for policy value, Youi impressed South Australian respondents with cover that delivers on price.

Value badge Value

Most Trusted Car Insurance - SA: RAA

Most Trusted Car Insurance - SA badge

Achieving 4.5/5 in trust, RAA proved to be one of the most reliable car insurers in SA.

Trusted Brand badge Trusted Brand

Legendary Service Car Insurance - SA: RAA

Legendary Service Car Insurance - SA badge

RAA stood out with a 4.6/5 for customer service, showcasing exceptional support for its members.

Quality Service badge Quality Service

Easiest to Claim Car Insurance - SA: RAA

Easiest to Claim Car Insurance - SA badge

Scoring 4.5/5 in claims, RAA made the process simple and stress-free for South Australians.

Easy to Claim badge Easy to Claim

Most Recommended Car Insurance - SA: RAA

Most Recommended Car Insurance - SA badge

With 94% of customers saying they'd recommend it, RAA was a top pick in SA.

Recommended Brand badge Recommended Brand

How we picked our Customer Satisfaction Awards

Each year, thousands of Australians rate brands they've used as part of Finder's Customer Satisfaction Awards. Consumers assess brands within a product category across various metrics, including trust, customer service, value and overall satisfaction. Finder surveyed thousands of customers and analysed their feedback.

Customers reviewed products they had purchased or used recently, with the recency period varying by category—from within the past year to up to five years.

Surveys continued until each category reached a minimum sample size of 500 to 5,000 responses, depending on the category. Respondents selected a brand from a pre-populated list or entered their own. Responses were recorded as they fell naturally.

We used the following metrics to assess brands and asked customers between 4-8 questions, including:

  • if they would recommend this brand to a friend.
  • how they would rate each brand on a scale between 1 and 5 in terms of several metrics that varied by category, including: brand love, customer service, trust, reliability, features, value, and any factors unique to each product category (for example, 'rewards programs' for retailers).

The final scores were determined exclusively based on the relevant metric. For example, the Most Trusted award was calculated based on responses to the question on how much people trust a brand, while the Most Loved award was based on responses to the question on how much people love a brand.

If a brand or product no longer exists in the market, they were disqualified and excluded from our assessment, meaning that they were ineligible for consideration for any Award (even though responses may have been collected in relation to the relevant brand's product(s) at such time that they were previously available). However, if only the brand's name changed and the products remained the same, the brand was still eligible for consideration for an Award and was assessed by us on the basis of the new brand name. Additionally, brands that did not meet the minimum per-brand sample size were excluded. The threshold ranged from 40 to 100 responses per brand, depending on the category, with most being 100.

The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.

Disclaimer: We tried to collect feedback and data from survey participants on as many products and providers in the market as possible. Although we were able to assess an extensive range of products and providers from the survey responses, we can't say that every provider and/or product currently available in the market was considered as part of our review and winner selection process. Some products and/or providers may have been omitted from survey responses and therefore not considered by us for any Customer Satisfaction Award. Read our Advertiser Disclosure.

Meet our experts

Graham Cooke

Graham Cooke, Head of consumer research

Graham Cooke is Finder’s Head of Consumer Research, leading the team responsible for gathering and analysing data on everything from consumer spending and saving habits to how different financial products perform in the real world.

Ceyda Erem

Ceyda Erem, Senior writer, Insurance

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance.

Explore our past Award winners

Sources

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Written by

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 55 Finder guides across topics including:
  • Insurance

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