Suncorp car insurance review

Suncorp’s benefit limits are high in comparison to many other providers, but its policies are more expensive than most.

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Our verdict

Pros

  • Strong benefit limits, including Up to $1,000 for emergency repairs
  • Save $50 when you buy a new comprehensive car insurance policy online
  • Customers who drive less than 10,000km a year may be eligible for a reduced premium

Cons

  • Suncorp's policies are more expensive than most other providers
  • Some policy wording is ambiguous, including hire car cover up to a "Reasonable costs - Up to 21 days"
  • Young and inexperienced drivers automatically have a higher excess

How does Suncorp car insurance compare with other car insurers?

Suncorp generally has high benefit limits compared to other car insurers, offering strong cover. As such, its policies are more expensive than most.

Price

Price comparison data from the 2024 Finder Insurance Awards found that, on average, an annual comprehensive car insurance policy from Suncorp costs $1,559 — that's almost 13% higher than the general average of $1,362.

Keep in mind, these prices are based on a fictional profile and your own quote will differ. This should be used as a guide only.

Additionally, the best car insurance for you may be based on more than price and a policy's features should be considered too.

InsurerNSWQLDSATASVICWAAustralia averageApply
Suncorp car insurance logo$2,003$2,107$1,240$1,100$1,588$1,317$1,559More info
$1,148$941$978$829$1,180$880$992Get quote
youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info
AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info

About our car insurance methodology

Compare Suncorp car insurance's policies

Product Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Suncorp logo
Finder Score
Optional
  • If your car is written off in the first 2 years
  • Reasonable costs - Up to 21 days
  • Summary: Suncorp comprehensive policyholders can benefit from flexible payment options, a lifetime guarantee on authorised repairs, baby capsules and child seats cover, and more. Eligible Suncorp insurance customers can take advantage of Suncorp Benefits including 5% discount on fuel from Caltex.

    ⭐ Current offers: Save $50 on your first year’s premium when you quote and buy comprehensive car insurance online. T&Cs apply.

    Who it might be good for: People who drive less than 10,000km per year can benefit from additonal discounts.
    View details
    Suncorp logo
    Finder Score
    Optional
  • Reasonable costs - Up to 21 days
  • View details
    Suncorp logo
    Finder Score
    Optional
  • If your car is written off in the first 2 years
  • Reasonable costs - Up to 21 days
  • View details
    Suncorp logo
    Finder Score
  • Reasonable costs - Up to 21 days
  • View details
    Suncorp logo
    Finder Score
  • View details
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    Finder Score for car insurance

    We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

    To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

    Read the full Finder Score methodology

    Finder Awards badge

    Congratulations, Suncorp!

    Suncorp received the following awards in the 2024 Customer Satisfaction Awards:

    • 'Car Insurance - QLD' - Legendary Service (Winner)
    • 'Car Insurance - QLD' - Loved Brand (Highly Commended)
    Full list of 2024 winners

    What additional cover options are available?

    Depending on which level of comprehensive cover you choose, Suncorp offers some optional extras, including:

    • Roadside assist - Get 24/7 roadside recovery for mishaps including flat batteries and tyres.
    • Windscreen and window glass cover - Repair or replace your windscreen, windows, or sunroof once a year without paying any excess.
    • Hire car after an event - Get a hire car for up to 21 days after any insured event – including at-fault incidents and weather damage.

    FAQs about Suncorp car insurance

    Compare other products from Suncorp Bank

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 250 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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