Suncorp car insurance review

Suncorp’s benefit limits are high in comparison to many other providers, but its policies are more expensive than most.

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Our verdict

Pros

  • Strong benefit limits, including Up to $1,000 for emergency repairs
  • Save $50 when you buy a new comprehensive car insurance policy online
  • Customers who drive less than 10,000km a year may be eligible for a reduced premium

Cons

  • Suncorp's policies are more expensive than most other providers
  • Some policy wording is ambiguous, including hire car cover up to a "Reasonable costs - Up to 21 days"
  • Young and inexperienced drivers automatically have a higher excess

How does Suncorp car insurance compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Sample quote
Sample quote
$1,117.48
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Suncorp logo
Sample quote
$2,344.19
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NRMA logo
Sample quote
$2,166.09
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AAMI logo
Sample quote
$2,075.50
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Allianz logo
Sample quote
$1,917.48
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Showing 5 of 5 results

Compare Suncorp car insurance's policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
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Optional
  • If your car is written off in the first 2 years
  • Reasonable costs - Up to 21 days
  • Save $50 on your first year’s premium when you quote and buy comprehensive car insurance online. T&Cs apply.
    Summary: Suncorp comprehensive policyholders can benefit from flexible payment options, a lifetime guarantee on authorised repairs, baby capsules and child seats cover, and more. Eligible Suncorp insurance customers can take advantage of Suncorp Benefits including 5% discount on fuel from Caltex.

    Who it might be good for: People who drive less than 10,000km per year can benefit from additonal discounts.
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    Suncorp logo
    Finder Score
    Finder Score
    Optional
  • If your car is written off in the first 2 years
  • Reasonable costs - Up to 21 days
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    Suncorp logo
    Finder Score
    Not scored yet
    Finder Score
    Not scored yet
    Optional
  • If your car is written off in the first 2 years
  • Reasonable costs - Up to 21 days
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    Suncorp logo
    Finder Score
    Finder Score
  • Reasonable costs - Up to 21 days
  • More info
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    Suncorp logo
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

    Read the full methodology

    Finder Awards badge

    Congratulations, Suncorp!

    Suncorp received the following awards in the 2024 Customer Satisfaction Awards:

    • 'Car Insurance - QLD' - Legendary Service (Winner)
    • 'Car Insurance - QLD' - Loved Brand (Highly Commended)
    Full list of 2024 winners

    What additional cover options are available?

    Depending on which level of comprehensive cover you choose, Suncorp offers some optional extras, including:

    • Roadside assist - Get 24/7 roadside recovery for mishaps including flat batteries and tyres.
    • Windscreen and window glass cover - Repair or replace your windscreen, windows, or sunroof once a year without paying any excess.
    • Hire car after an event - Get a hire car for up to 21 days after any insured event – including at-fault incidents and weather damage.

    FAQs about Suncorp car insurance

    Sources

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 257 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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