The winner of the Car Loan Awards 2023 is Beyond Bank Australia. Its car loan offers fixed repayments for the length of the loan, flexible loan terms of up to 7 years and a maximum value of $125,000. You can make additional repayments, redraw for free and pay off the loan early without being charged early repayment fees.
Finder Personal & Car Loan Awards 2023
Recognising Australia’s best personal loans through comprehensive, objective analysis.
The Finder Personal Loan Awards 2023 celebrate Australia's best personal loans. Using 12 months' worth of data, Finder's experts have analysed the rates, fees and offer details for every personal loan in our database. Check out the winners for best personal loans below.
Finder Car Loan 2023 Winners
The IMB car loan comes in 2nd place for the best car loan of 2023. It has a strong interest rate and no account-keeping fees, meaning your repayments remain low. You can also make additional repayments towards the loan and pay off the loan early without early repayment fees.
Heritage Bank's car loan comes with a low fixed rate with low account fees, offering you certainty on how much you'll pay each month. Whether you finance a new or a used car, Heritage Bank could finance 100% of the value.
Finder Unsecured Personal Loan 2023 Winners
With some of the cheapest personal loan interest rates on the market, the ING unsecured personal loan deserves to be in 2nd place. You can borrow from $5,000 to $60,000 depending on your loan term, with zero ongoing fees, fast access to funds and early repayment options.
Borrow from $2,000 to $70,000 with a Harmoney unsecured personal loan and pay no ongoing fees during the life of the loan. Your interest rate will be personalised to your circumstances and with the fixed rate your repayments will remain the same over the life of the loan.
Finder Secured Personal Loan 2023 Winners
IMB's secured personal loan ranked in second-place. It has a competitive interest rate and no monthly fees to consider. While repayments are fixed, you can make additional repayments and pay off the loan early without incurring any additional costs.
With low, personalised interest rates the Bank of Melbourne secured personal loan comes in 3rd place. As it's a fixed loan, your repayments will remain the same and you can choose to pay weekly, fortnightly or monthly depending on what works best for you.
Meet our experts
Associate Publisher, Personal Loans
Richard is Finder's personal loans publisher. He oversaw the scoring of all the features we analyse and determining the award winners.
Insights Analyst, Finder Awards
Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.
Senior Writer, Money
Rebecca is Finder's money expert. She has been writing about lending in Australia for more than 5 years.
- Personal loan 2023 Finder Awards
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