Finder makes money from featured partners, but editorial opinions are our own.

Best 365-day prepaid mobile plans

Compare long expiry plans side by side to find the best one for you.

Finding the best 365-day prepaid mobile plans

Our team of mobile plan experts have compared 39 365-day mobile plans from 18 mobile providers in Australia. We've curated 10 top picks based on price, network and expert analysis. Not all long expiry plans will suit your needs so make sure you compare your options before choosing the right one for you.

Why you can trust our research

39 365-day plans analysed

180+ hours of research

Mariam Gabaji
Expert picks reviewed by Mariam Gabaji – Utilities editor at Finder

Best 365-day prepaid mobile plan under $100: Catch

Catch Connect 365 Day Plan 60GB

60GB

Ongoing

vertical line

$89 for the first 365 days

$120 ongoing

Get this plan

Catch offers the cheapest 365-day deal this month, cutting its plan cost from $120 to $99 for the first 365-days. You'll get the equivalent of 5GB to use each month - perfect for those that don't need too much data.


Best 365-day prepaid mobile plan under $150: Catch

Catch Connect 365 Day Plan 120GB

120GB

Ongoing

vertical line

$109 for the first 365 days

$150 ongoing

Get this plan

Catch is cutting its plan cost from $150 to $119 for the first 365-days. You'll get the equivalent of 10GB to use each month - perfect for those that need just the right amount of data.


Best 186-day prepaid mobile plan under $180: Optus

Optus Flex Plus $160 186 days

120GB for the first recharge

80GB ongoing

vertical line

$120 for the first recharge

$160 ongoing

Get this plan

Get this plan for $160 with 120GB of data on your first 3 recharges.


Best 365-day prepaid mobile plan under $200: Kogan

Kogan Medium 365 Days Flex

200GB

Ongoing

vertical line

$180

Ongoing

Get this plan

Kogan is on a streak this month with its $180 365-day prepaid mobile plan.

Best 365-day prepaid mobile plan with international calls: amaysim

amaysim 240GB Long Expiry Plan

240GB

Ongoing

vertical line

$300

Ongoing

Get this plan

amaysim' plan includes unlimited international calls to 28 and texts to 42 selected countries, which is a pretty generous inclusion for a long expiry plan.


Best 365-day prepaid mobile plan on the Telstra network: Boost Mobile

Boost $230 SIM

170GB for the first 12 months

160GB ongoing

vertical line

$230

Ongoing

Get this plan

Boost Mobile gets full Telstra coverage. This means its network coverage is the same as if you'd signed up with Telstra itself, unlike other mobile providers which operate on the slightly smaller wholesale network.


Best Telstra 365-day prepaid mobile plan

Telstra $320 SIM Kit

230GB for the first 12 months

165GB ongoing

vertical line

$320

Ongoing


If you're settled on buying a plan from Australia's largest telco, Telstra only offers one 365-day prepaid mobile plan so really have a choice. The good news is, it comes with a bunch of features including international inclusions and data rollover.


Best Optus 365-day prepaid mobile plan: Optus

Optus Flex Plus $320 365 days

260GB for the first 365 days

180GB ongoing

vertical line

$220 for the first 365 days

$320 ongoing

Get this plan

If you want more data to your plan then you can opt for this Optus plan which offers 260GB of data for $250 for the first 365-days.


Best Vodafone 365-day prepaid mobile plan

Vodafone $250 Prepaid Plus Starter Pack

240GB for the first 365 days

150GB ongoing

vertical line

$250

Ongoing

Get this plan

Vodafone has a couple of prepaid plans which last 365-days, but only one with any data included. Its $250 plan is available to purchase online and comes with 240GB instead of its original data of 150GB.


Best data-only 365-day plan: Vodafone

Vodafone logo

250GB

Ongoing

vertical line

$250

Ongoing

Get this plan

Vodafone offers the cheapest cost per gigabyte on its data-only mobile broadband plan for plans that offer at least 120GB over a year (that's equivalent to 10GB a day).

2024 Finder Awards for the best long expiry prepaid mobile plan

As part of the 2024 Finder Awards, we selected the Best Long Expiry Prepaid Mobile Plan based on price and data. The winner and finalists were chosen based on their cost per day, daily cost per gigabyte, network coverage and any applicable download speed caps.

Kogan mobile logo

Best Long Expiry Prepaid Mobile Plan

  • Winner: Kogan Mobile
  • Highly commended: Everyday Mobile (previously known as Woolworths Mobile)
  • Highly commended: Catch connect

How do long expiry mobile plans work?

There are 2 main types of long expiry mobile plans:

  1. Prepaid: These expiry periods normally last between 90 and 365 days. You will need to pay the full cost upfront when you sign up. These will typically be cheaper than monthly mobile plans offering the same amount of data.
  2. Pay as you go (PAYG): These types of long expiry plans can be quite cheap, around $5 to $50 for the whole year. However, they tend to not come with any data at all. Instead, you get mobile credit that you can use to make calls, send texts and get online. Be careful though as the rates you get charged for making calls and using data tend to be quite expensive, and may eat up your credit pretty quickly.

How do I find the best long expiry plan?

Apart from the cost of the plan itself and your willingness to pay it upfront, you should consider some other key features before committing to a long expiry plan:

mobile network signal
Network

Figure out which network offers the best reception in your area before committing long term. Telstra offers the widest coverage and you're less likely to deal with reception issues than if you were to go with Optus or Vodafone. Though plans on the Telstra network tend to cost a little more.

  
Plan length
Consider expiry periods

Think about how long you're willing to commit for, whether that's for 90, 180 or 365 days. The longer you commit for, the fewer times in the year you'll need to worry about recharging. Just keep in mind if you choose to leave before your expiry period ends, you'll lose the money you paid upfront.

  
phone with arrows pointing to opposite direction
Data

Choose a data limit suited to your needs. When in doubt, add a couple of extra GB on to how much data you think you'll use. You don't want to get stuck with not enough data after committing to a plan long term. Also keep in mind that some plans allocate monthly data limits.

Compare to find the best long expiry mobile plan

You'll find mobile plans with expiry periods between 90 and 365 days in the comparison table below.

1 - 10 of 47
Name Product Data Price Apply Price
Optus Flex Plus $160 186 days
PrepaidNo lock-in contract
EOFY Deal: $160 SIM for $120. Ends 30.6.24. 120GB on the first 3 recharges, then 80GB. New services only. Excludes eSIM. T&Cs apply.
Optus Flex Plus $160 186 days
Prepaid
EOFY Deal: $160 SIM for $120. Ends 30.6.24. 120GB on the first 3 recharges, then 80GB. New services only. Excludes eSIM. T&Cs apply.
  • Unlimited national calls & texts
  • Optus 5G/4G network
120GB
$120
per 186 day recharge
Go to site
View details
EOFY Deal: $160 SIM for $120. Ends 30.6.24. 120GB on the first 3 recharges, then 80GB. New services only. Excludes eSIM. T&Cs apply.
  • Unlimited standard national calls & texts
120 GB
Data
$120
per 186 days expiry
Catch Connect 365 Day Plan 60GB
PrepaidNo lock-in contract
$89 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
Catch Connect 365 Day Plan 60GB
Prepaid
$89 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited national calls & texts
  • Optus 4G/3G network
60GB
$89
per 365 day recharge
Go to site
View details
$89 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited standard national calls & texts
60 GB
Data
$89
per 365 days expiry
Coles $195
PrepaidNo lock-in contract
175GB for $159 for the first recharge, then 140GB for $195/recharge. Eligibility criteria, T&Cs apply. Ends 25.6.24
Coles $195
Prepaid
175GB for $159 for the first recharge, then 140GB for $195/recharge. Eligibility criteria, T&Cs apply. Ends 25.6.24
  • Unlimited national calls & texts
  • Optus 4G network
175GB
$159
per 365 day recharge
Go to site
View details
175GB for $159 for the first recharge, then 140GB for $195/recharge. Eligibility criteria, T&Cs apply. Ends 25.6.24
  • Unlimited standard national calls & texts
175 GB
Data
$159
per 365 days expiry
amaysim 200GB Long Expiry Plan
PrepaidNo lock-in contract
amaysim 200GB Long Expiry Plan
Prepaid
  • Unlimited national calls & texts
  • Optus 4G network
200GB
$240
per 12 months
Go to site
View details
  • Unlimited standard national calls & texts
200GB
Data
$240
per 12 months
Catch Connect 365 Day Plan 120GB
PrepaidNo lock-in contract
$109 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
Catch Connect 365 Day Plan 120GB
Prepaid
$109 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited national calls & texts
  • Optus 4G/3G network
120GB
$109
per 365 day recharge
Go to site
View details
$109 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited standard national calls & texts
120 GB
Data
$109
per 365 days expiry
Kogan Small 365 days
PrepaidNo lock-in contract
Kogan Small 365 days
Prepaid
Finder Award
  • Unlimited national calls & texts
  • Vodafone 4G network
120GB
$120
per 365 day recharge
Go to site
View details
Finder Award
  • Unlimited standard national calls & texts
120GB
Data
$120
per 365 days expiry
Optus Flex Plus $320 365 days
PrepaidNo lock-in contract
EOFY Deal: $320 SIM for $220. Ends 30.6.24. 260GB on the first 3 recharges, then 180GB. New services only. Excludes eSIM. T&Cs apply.
Optus Flex Plus $320 365 days
Prepaid
EOFY Deal: $320 SIM for $220. Ends 30.6.24. 260GB on the first 3 recharges, then 180GB. New services only. Excludes eSIM. T&Cs apply.
  • Unlimited national calls & texts
  • Optus 5G/4G network
260GB
$220
per 365 day recharge
Go to site
View details
EOFY Deal: $320 SIM for $220. Ends 30.6.24. 260GB on the first 3 recharges, then 180GB. New services only. Excludes eSIM. T&Cs apply.
  • Unlimited standard national calls & texts
260 GB
Data
$220
per 365 days expiry
Kogan Medium 365 Days Flex
PrepaidNo lock-in contract
Kogan Medium 365 Days Flex
Prepaid
  • Unlimited national calls & texts
  • Vodafone 4G network
200GB
$180
per 365 day recharge
Go to site
View details
  • Unlimited standard national calls & texts
200GB
Data
$180
per 365 days expiry
Catch Connect 90 Day Plan 20GB
PrepaidNo lock-in contract
Catch Connect 90 Day Plan 20GB
Prepaid
  • Unlimited national calls & texts
  • Optus 4G/3G network
20GB
$40
per 90 day recharge
Go to site
View details
  • Unlimited standard national calls & texts
20GB
Data
$40
per 90 days expiry
amaysim 240GB Long Expiry Plan
PrepaidNo lock-in contract
amaysim 240GB Long Expiry Plan
Prepaid
  • Unlimited national calls & texts
  • Optus 4G network
240GB
$300
per 12 months
Go to site
View details
  • Unlimited standard national calls & texts
240GB
Data
$300
per 12 months
loading
Aaron McAllister

I used to be lazy and just top up my phone each month. I then realised that the monthly cost for a 365 day plan worked out to be far cheaper and I wouldn't exceed the data limit. The savings was $16 per month less than what I was paying, which meant I was able to reduce my phone bill by $192 a year.
— Aaron McAllister, Utilities publisher

How we researched the best 365-day prepaid mobile plans

  • We looked at prepaid plans in our database designed for personal use, with a plan length of 12 months and 360-365 days.
  • Other selection criteria to narrow down our shortlist included looking at active Finder partners across the categories which allowed for this.
  • Promotional discounts were also taken into account during scoring.

Best 365-day plan categories

Each month, we select the best 365-day prepaid mobile plans across 9 categories.

  1. Best 365-day prepaid mobile plan under $100: Based on our internal value scoring system, limiting results to plans equal to or under $100.
  2. Best 365-day prepaid mobile plan under $150: Based on our internal value scoring system limiting results to plans equal to or under $150.
  3. Best 365-day prepaid mobile plan under $200: Based on our internal value scoring system limiting results to plans equal to or under $200.
  4. Best 365-day prepaid mobile plan with international calls: Based on our internal value scoring system limiting results to plans equal to or under $250 and include international calls.
  5. Best 365-day prepaid mobile plan on the Telstra network: Based on our internal value scoring system limiting results to plans equal to or under $250 on the Telstra network.
  6. Best Telstra 365-day prepaid mobile plan: Based on Telstra's current lineup of 365-day prepaid mobile plans, its single offering defaults as the winner.
  7. Best Optus 365-day prepaid mobile plan: Based on Optus' current lineup of 365-day prepaid mobile plans, its single offering defaults as the winner.
  8. Best Vodafone 365-day prepaid mobile plan: Based on Vodafone's current lineup of 365-day prepaid mobile plans, we limited results to those that offer data. Its single offering defaults as the winner.
  9. Best data only 365-day prepaid plan: Based on the cheapest cost per gigabyte for data-only SIMs that offer a minimum of 120GB over 365-days or 12 months.

How does Finder's value scoring system work?

For certain categories, we use a value scoring system to choose the best 365-day plan by scoring the following factors:

  • Cost per gigabyte. This is calculated by taking the price of the plan over 12 months divided by the amount of data (GB). The price includes any promotional offers that are valid for 2 or more weeks from when we selected the plan.
  • Network coverage. We awarded scores depending on how wide the network coverage is across Australia.
  • Data rollover. We weight providers that offer data rollover higher than those that don't have this feature.
  • International calls. We weight providers that offer data rollover higher than those that don't have this feature. This includes those that offer unlimited calls or credit/minutes for international purposes.
  • Wi-Fi calling. We weight providers that offer Wi-Fi calling higher than those that don't have this feature.

We then assign a weight to each of the factors in order to calculate a value score. Price and data are given the highest weighting.

Is a 365-day prepaid mobile plan right for me?

Among other factors, it'll largely depend on if you're comfortable paying a large cost upfront and whether the features on the plan will suit you for whatever expiry period you sign up for.

Pros

  • Total yearly costs usually work out cheaper compared to a month-to-month plan.
  • No need to worry about paying for recharges to top up your plan or paying monthly phone bills.
  • Most plans let you use your data freely throughout the year so you can use less one month and more on another, and it'll even out.

Cons

  • You'll usually need to pay a decent amount of money upfront ($100+).
  • There's no option of a refund in case you're not happy with your service.
  • You'll need to recharge early if you aren't careful about your data usage.

Which mobile providers offer long expiry plans?

Not all mobile providers in Australia offer long expiry prepaid mobile plans. Here's a breakdown of some popular ones and what they offer:

ALDImobile

ALDImobile runs on the Telstra wholesale network and offers a PAYG long expiry plan that lasts the full year. It's just $5 to sign up and that's also how much credit you'll have in the first instance. After that you can buy blocks of credit to top up.

Coles Mobile

Coles Mobile runs on the Optus network and offers good bang for buck on its 365-day plans with a range of low, medium and high data limits to choose from. You also get unlimited international calls and texts to selected destinations and data rollover up to 50GB.

Optus

Optus has a couple of 365-day plans suited to moderate data users. You get up to 200GB of data rollover and the option to add on 300 minutes for $5 per 28 days for 50 destinations.

Kogan Mobile

Kogan Mobile runs on the Vodafone network and has a good range of 365-day plans to meet your data needs. These vary from small to extra large plans that are generally good value for money. You also get Wi-Fi calling and the option for an instant eSIM setup if you have a compatible smartphone.

Telstra

Telstra has the largest 4G and 5G network coverage in Australia and it's available to access on both its 6-month and 12-month long expiry plans. This can come in handy if you live in rural or regional Australia. You also get a limited amount of free international minutes.

Everyday Mobile (formerly Woolworths Mobile)

Everyday Mobile runs on the Telstra wholesale network and offers both 180- and 365-day prepaid mobile plans for light to moderate data users. You also get 10% off your monthly Woolworths grocery shop (up to $50), the option to get an eSIM and data rollover when you recharge the same plan before it expires.

Boost Mobile

Boost Mobile is the only smaller provider to offer access to the full Telstra 4G and 5G network. Boost offers 12-month long expiry plans for moderate data users. In return you also get unlimited international minutes to 20 selected countries and 1,200 minutes to 30 other countries.

Vodafone

Vodafone's long expiry prepaid plans last 180–365 days with a decent amount of data allocation for light to moderate users. You can also bank up to 200GB of data for future use and make 50 standard international texts for free. Vodafone also offers PAYG long expiry plans. These come with no set data allocation, but with credit to use for calls, texts and data as you need it.

amaysim

amaysim runs on the Optus 4G network and it also won the 2022 Finder Retail Award for Best Rated Mobile Plan Provider. You have the option to sign up to a 6- or 12-month long expiry plan that is well suited to both light to moderate data users. You can also conveniently add on any of its 4 international roaming packs when you travel to one of 90+ countries on its list.

Frequently asked questions


Why compare broadband internet with Finder?

favourite icon

We know our stuff. We review every dollar, every GB, every plan, every month. Our data usage is bonkers.

we're experts icon

You can rely on us. We update our database of plans and deals every month, and we're constantly fact-checking.

we're here to help icon

We're here to help. We've helped millions of Aussies find better broadband internet, with no plans to slow down.


Latest mobile news

More guides on Finder

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.