ANZ car insurance review

ANZ car insurance is typically more expensive than average, but it does have some generous benefits.

No reviews yet. Write a review

Key takeaways

  • Lifetime workmanship guarantee on all authorised repairs for as long as you own the vehicle.
  • New car replacement if your vehicle is written off within three years of original registration.
  • Customisable cover with optional choice of repairer and excess-free window glass protection.

Pros

  • You're covered if you accidentally put the wrong fuel in your car - a very rare benefit
  • Up to $1,500 for emergency accommodation, higher than any other brand we compared
  • Up to $1,000 for emergency repairs - most brands only offer $500

Cons

  • You have to call ANZ directly to request a quote or buy a policy, you can't do this online
  • Historically, ANZ's policies have been more expensive than average
  • Only certain policyholders can claim online, otherwise you'll have to call

Compare ANZ's policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
ANZ logo
Finder Score
Finder Score
  • If your car is written off in the first 3 years
  • Up to $100 per day - Up to 21 days
  • View details
    Compare product selection
    ANZ logo
    Finder Score
    Finder Score
  • Up to $65 per day - Up to 21 days
  • View details
    Compare product selection
    ANZ logo
    Finder Score
    Finder Score
  • View details
    Compare product selection
    loading

    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Read the full methodology

    Compare car insurance in under a minute

    No contact details required

    How much does ANZ car insurance cost?

    To help give you an idea about ANZ car insurance costs, we gathered annual quotes across their various policy types. Just remember, prices are going to change based on things like your vehicle make, model and year, where the car is parked, driver's age, claim history and your address, so it's always worth comparing policies and getting a few quotes.

    3 of 3 results
    Comprehensive annual quote Third party fire & theft annual quote Third party property damage annual quote
    ANZ logo
    Finder Score
    $3,370.83
    N/A
    N/A
    View details
    Compare product selection
    ANZ logo
    Finder Score
    N/A
    $827.48
    N/A
    View details
    Compare product selection
    ANZ logo
    Finder Score
    N/A
    N/A
    $719.26
    View details
    Compare product selection
    loading
    Showing 3 of 3 results

    What isn't covered?

    Based on the ANZ Car Insurance Product Disclosure Statement (PDS), the following general exclusions apply to all levels of cover. These are circumstances where a claim will typically be refused:

    • Unlicensed drivers or drivers under the influence
    • Motorsport, racing, or trials
    • Unsafe or unroadworthy condition
    • Mechanical, structural, or electrical breakdown
    • Wear and tear, rust, or corrosion
    • Tyre damage
    • Hire, fare, or reward
    • Incidents occurring outside of Australia
    • Lawful seizure or repossession
    • Sale of the vehicle

    How to make an ANZ car insurance claim online

    Follow these steps to lodge your car insurance claim through ANZ's online portal:

    1. Prepare your details: Have your policy number, the date of the incident, and a detailed description of the event ready.
    2. Gather evidence: Collect the names and residential addresses of any other parties involved, along with photos of the damage if possible.
    3. Access the portal: Visit the ANZ insurance claims page and select the car insurance option to begin the online lodgment process.
    4. Submit the claim: Fill in the required digital forms with your incident details and attach any supporting documentation.
    5. Confirmation: Once submitted, you will receive a claim number and an insurance representative will contact you to discuss the next steps.

    FAQs

    Sources

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 246 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

    Get rewarded $$ for switching with Finder Rewards

    Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

    Ask a question

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    More guides on Finder

    • Kogan car insurance review

      Although Kogan’s cover is strong, its premiums were the second most expensive out of 30 car insurance brands we compared.

    • Bupa car insurance review

      With three levels of cover and a range of flexible features available, Bupa Car Insurance is worth considering if you want to protect yourself and your vehicle against loss, damage and liability.

    • Pay as you drive car insurance

      Find out how pay as you drive car insurance works and the benefits of getting cover in place and who it may be suitable for.

    • Seniors car insurance for over 60s

      Read our guide to getting car insurance if you are an older driver looking for cover.

    • EV insurance

      The media always talks about how cheap electric cars are to run, but will you save money when insuring one?

    • Car insurance: loaned, leased or owned

      Your guide to understanding the costs of car insurance for your car, whether it’s been financed, leased or you own it outright.

    • Car insurance with a criminal record

      To give it to you straight — getting car insurance with a criminal record is really difficult. We’ve done the research to help you out.

    • Laid up car insurance

      Everything you need to know about pressing pause on your car insurance cover while your vehicle is off the road.

    • Can DUI offenders get car insurance?

      Your guide to car insurance when you've been convicted of drink driving.

    • Budget Direct car insurance review

      Your guide to the car insurance products available from Budget Direct.

    Go to site