Travel insurance with natural disaster cover
If you have travel insurance that covers natural disasters, you can get your money back for delayed flights, last-minute schedule changes, cancelled trips and more.

Yes - as long as you had insurance before the natural disaster occurred. Most comprehensive policies will cover:
In rare cases, some insurers won't cover you for natural disasters at all unless you buy a "natural disaster" add-on. So without the add-on, you wouldn't be able to make a claim if a natural disaster caused you to cancel your trip – even if you had cancellation cover.
Most insurers have a fairly similar list of events they consider to be natural disasters. These natural disasters include the following:
The disaster also has to create significant obstacles to your travel, such as causing your destination to be uninhabitable or triggering a state of emergency.
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Note: This information was last updated November 2024
Yes, and it works similarly to the situations described above, with all of the same requirements. If your flight is delayed or your cruise ship is stuck in port because of bad weather, you're eligible to claim for any activity you need to cancel as listed under "cancellation" above, plus food and accommodation charges while you wait (depending on how long the delay is).
All insurance policies will contain a list of situations where you would not be covered (called exclusions). Here are some common reasons you wouldn't be covered:
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Are there any companies offering travel insurance to cover future activity of the Mount Agung volcano covering travel to Bail as of 11/9/2019? Thanks
Hi Kylie,
Thank you for leaving a question.
You may refer to our Bali travel insurance quotes form to compare quotes from insurers offering future activity of the Mount Agung volcano. I hope this helps you.
Cheers,
Reggie