Skiinsurance.com.au

Ski-Insurance.com.au Review

Looking to hit the slopes? Ski-Insurance.com.au offers unlimited cover for overseas medical expenses or trip cancellation at home or abroad.

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Important:

Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Our Verdict

    • Benefit from unlimited cover for trip cancellation or amendment on its domestic travel insurance policy. Of the 10 brands we reviewed, this feature was only matched by Zoom and Fast Cover.
    • Ski-Insurance.com.au offers a strong rate of up to $5,000,000 for personal liability cover on both its international and domestic policies. Out of fifteen travel insurance providers that we compared, only three offered the same high coverage.
    • Ski-Insurance.com.au wasn't one of the travel insurance providers we found who offer specified cover for travel expenses related to COVID-19.

    Review by our senior insurance writer James Martin

    Ski-Insurance.com.au offers competitively priced travel insurance policies for both professional and recreational skiers. Compare its domestic and international policies below to find suitable cover for your trip.

    Ski-Insurance.com.au travel insurance is not currently available via Finder. You can head to the Ski-Insurance.com.au website or compare alternative options available below.

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    Summary of Ski-insurance.com.au's Ski Plus policy

    Overseas Medical and Hospital ExpensesUnlimited
    Cancellation and Amendment FeesUnlimited
    Luggage and Personal Effects$5,000
    Maximum Age Limit64

    Table updated July 2021

    What policy options do I have?

    Ski Insurance offers several different types of policies. If you're heading away on an overseas or domestic ski adventure, it is important to have the right cover in place, not only for the usual mishaps that can occur while travelling but also for ski related losses that can leave you out of pocket.

    Policies can be taken out as single, group or family cover with additional cover options available to ensure you have the right level of protection in place.

    International and Domestic Winter Sports Insurance

    Heading over to Japan to catch the freshest powder? Staying in Australia and heading over to Jindabyne?

    Ski Insurance can provide you with essential international holiday cover, as well as specialised ski insurance benefits. These include:

    • Emergency rescue
    • Cover for snow ski equipment hire following loss, theft, or breakage
    • Ski pack gives you cover for the value of unused ski passes, hire, and tuition if you're too sick to use them
    • Cover for travel to an alternative resort if you're unable to ski at your pre-booked resort
    • Bad weather/avalanche cover

    Annual Ski Insurance

    If you're chasing snow all year round, the annual multi-trip policy from Ski Insurance might be the right option for you.

    This policy provides cover for an unlimited number of trips within any 12-month period with cover available for both domestic and international journeys.

    Taking out an annual policy is not only more convenient for frequent travellers but can also attract significant premium discounts.

    Professional Ski Insurance

    Ski-Insurance.com.au is the only insurance company that provides protection for competitive skiing and snowboarding in Australia.

    This policy covers the pros with the following cover:

    • Overseas emergency medical assistance & hospital expenses
    • Emergency rescue
    • Additional accommodation and travel expenses
    • Permanent disability
    • Accidental death
    • Personal liability

    Compare policy benefits

    CoverDomesticOverseas
    Overseas emergency medical assistance
    • No
    • Unlimited
    Overseas medical and hospital expenses
    • No
    • Unlimited
    Includes dental expenses (per person)
    • No
    • $500
    Additional accommodation & travel expenses
    • $50,000
    • $50,000
    Includes family emergency
    • Yes
    • Yes
    Includes emergency companion cover
    • Yes
    • Yes
    Resumption of journey
    • No
    • $3,000
    Hospital cash allowance
    • No
    • $5,000
    Accidental death
    • $25,000
    • $25,000
    Permanent disability
    • No
    • $25,000
    Loss of income
    • No
    • $10,400
    Credit card fraud & replacement
    • No
    • $5,000
    Travel documents & traveller's cheques
    • No
    • Yes
    Theft of money
    • No
    • $250
    Luggage & personal effects
    • $5,000
    • $5,000
    Luggage & personal effects delay expenses
    • No
    • $250
    Cancellation fees & lost deposits
    • Unlimited
    • Unlimited
    Disruption of journey
    • $1,000
    • $1,000
    Alternative transport expenses
    • No
    • $5,000
    Personal liability
    • $5,000,000
    • $5,000,000
    Rental vehicle excess
    • $5,000
    • $5,000
    Domestic pets
    • No
    • $500
    Domestic services
    • No
    • $500
    Emergency rescue
    • Unlimited
    • Unlimited
    Snow skiing hire equipment
    • $1,500
    • $1,500
    Ski pack
    • $750
    • $750
    Piste closure
    • $1,000
    • $1,000
    Bad weather and avalanche closure
    • $750
    • $750

    Table updated: July 2021
    Note: It is important to note that the conditions for benefit payment and sum that will be paid can vary significantly between policies. It is critical that you read through the product disclosure statement closely prior to application.

    What cover types are available?

    Cover can be taken out as single, group or family.

    Single man

    Single

    Provides cover for unexpected events you while you're away. Look out for benefit limits, restrictions and exclusions that apply to your policy.

    Family

    Family

    Provides cover for two adults and their financially dependant children under 18 years. The cover limits apply to the total of all claims combined, regardless of the number of persons the claims relate to.

    Group of users

    Group

    Provides cover for up to 10 people under the single policy. There will only be one issue of insurance provided, though each person will have the same cover as that provided under a single policy.

    What other benefits do they offer?

    In addition to the common cover benefits that you can expect on travel insurance policies, Ski-insurance.com.au policies also include a range of ski-related cover options to help ensure cover for losses that may occur.

    • Emergency rescue cover. In the event that you suffer a serious injury while on the slopes (including off-piste skiing provided it is within the resort boundaries), you can get emergency evacuation or transport to the closest hospital for emergency treatment.
    • Snow Ski Equipment Hire. Ski Insurance may pay for hiring of alternative ski equipment if your equipment is lost or damaged.
    • Ski Pack. Ski Insurance can reimburse certain costs if you get sick and can't use prepaid ski passes, ski hire, tuition fees, and lift passes.
    • Piste Closure. In the event that you are unable to ski due to there not being enough snow, bad weather, power failure at your resort or lift closure, Ski Insurance may pay up to $100 per 24 hour period for transport to another resort or for additional ski passes.
    • Bad weather and avalanche closure. You can claim for the reasonable expenses of extra travel and alternative accommodation if your pre-booked outward or return journey is delayed for more than 12 hours due to bad weather or avalanche closure.
    • Specified luggage and personal effects cover. This option allows you to register any additional items that have a maximum value of $5,000.
    • Heli-Skiing. You can purchase additional cover for single trip heli-skiing trips that you take. You will be covered for the events listed in your policy, in line with policy terms, provided cover is taken out at least 24 hours prior to your heli-skiing trip. An additional excess of $500 will apply for claims arising out of heli-skiing.

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