| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Unlimited |
| Luggage and Personal Effects | $5,000 |
| Maximum Age Limit | 64 |
Table updated October 2023
Ski Insurance offers limited cover for COVID-19. In most cases, you or your travelling companion would have to be diagnosed with COVID-19 to make a claim. Here’s what you can expect:
Ski Insurance also offers travellers the option to add further cover for COVID-19. If this is selected, you can also expect:
There are lots of scenarios that are not covered by Ski Insurance, including costs incurred if your accommodation, travel or activities are cancelled due to COVID-19.
There is also no cover if you travel against medical advice, knowing you have COVID-19, or if you knowingly and willingly come into close contact with someone who has COVID-19.
Ski Insurance offers four insurance policies to travellers. International, Domestic, Professional and Annual Multi-Trip.
International
Domestic
Professional
Annual Multi-Trip
The insurer of this product is HDI Global Specialty. It comes with a cooling-off period of 14 days and choice of $100 standard excess for international plans.
These are some of the main insured events that Ski Insurance will cover. Some of these benefits may only apply on the International Plan.
Ski Insurance offers three add-ons that provide cover for a wider range of risks.
Unfortunately, travel insurance doesn’t cover everything. Generally, Ski Insurance will not pay your claim if it relates to:
This is not an exhaustive list. Make sure you review the Ski Insurance PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions.
You can submit your claim online via the Ski Insurance Online Claims Form.
If you need help with your claim, you can email Ski Insurance at info@travelclaimscentre.com.
Ski Insurance is designed with skiers and snowboarders in mind, so there are some benefits that are difficult to find elsewhere. For example, it offers cover to competitive skiers and snowboarders, for heli-skiing and off-piste skiing, and for ski equipment rental excess.
However, there is no cover available for specific pre-existing medical conditions or pregnancy. The lack of cover for pregnancy, at any stage, is rare for travel insurance brands. Cover for COVID-19 is also limited.
If you're still not sure about Ski Insurance, you can compare other travel insurance companies here.
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