Travel with Kit travel insurance offers cover for most of what you’ll need before and after travel with a reduced $100 excess to make claims a little easier.
Travel with Kit provides a $100 standard excess, often better than many quotes and includes specific COVID-19 cover.
This insurer covers travellers aged 69 or younger, offering four policy levels including domestic options.
Consider optional packs for adventure or device cover and review exclusions like cruise travel or quad bike use.
Our Verdict: Travel with Kit
Travel with Kit offers a fairly standard policy with cover for the most common travel mishaps. You'll find an option for every budget, cover for some pre-existing medical conditions and extras to suit most types of travellers.
Pros
Travel with Kit is one of the 26 travel insurance brands we found who offered some specific cover for COVID-19-related expenses.
The standard excess payment of $100 is better than most quotes you can find on our site.
Cons
Older travellers will have to look elsewhere as Travel with Kit only offers cover if you're 69 years or younger.
Compare your travel insurance quotes
Compare travel insurance quotes from 16
brands – that’s more than any other site in Australia.
Got a quote before?
What policies do Travel with Kit offer?
Travel with Kit has four levels of travel insurance available: Saver, Basic, Comprehensive and Domestic. The insurance is issued by Agile Underwriting Services Pty Limited (AGILE) and is underwritten by certain underwriters at Lloyd's.
Travel with Kit's insurance policies are available with a 14-day money-back guarantee. If you cancel your policy within this period, you will receive a full refund, provided your trip hasn't yet started and you haven't made a claim.
Here's a breakdown of Travel with Kit travel insurance features
Travel with Kit Travel Insurance policies have a stack of benefits that covers you for the majority of travel mishaps you might run into. Here are some of the key benefits to help you decide if Travel with Kit is the right insurer for you:
Airfares for resumption of travel
Cancellation costs
Cash in hospital
Emergency accommodation expenses
Emergency repatriation expenses
Personal belongings and baggage
Personal money
Travel delay expenses
Overseas dental expenses
Overseas medical and hospital expenses
Optional add-on
Along with their long list of benefits, Travel with Kit also offers a range of optional packs to give you flexibility and cover for the things that are most important to you.
Adventure pack. For all the explorers and adrenaline junkies out there, this pack includes things like abseiling, diving and trekking.
Device pack. It's tough to survive without a phone. The device pack covers your digital devices for theft, loss and damage above the standard limits.
Rental pack. Driving abroad in a foreign country can be a little scary and intimidating. This add-on has got your back, covering your insurance excess for any dings, dents or theft to your hire vehicle.
Snow pack. Snowboarding and skiing are great fun, but before you take to the slopes, get yourself and your gear covered.
Exclusions
Like all insurers, Travel with Kit may refuse claims in the certain circumstances referred to as general exclusions. Here are some exclusions to be aware of:
If you ride a motorcycle without wearing a helmet, or without having a valid licence as required in both Australia and in the country of travel, or as a passenger without a helmet
Any claims arising due to volcanic ash carried by the wind
Any claim related to behavioural diagnoses such as autism, eating disorders or a drug or alcohol addiction
Make sure you review Travel with Kit's Product Disclosure Statement for a full list of what is and isn't covered.
How to make a Travel with Kit claim
If you have an emergency while overseas, Travel with Kit has a 24-hour emergency response team which you can contact on +61 2 8880 9428.
All other claims can be made online by following these steps:
Head to https://www.travelwithkit.com/claim-online/
Select your claim type
Answer all sections, including details of the incident
Attach any supporting documents
Submit, and your claim should be paid within 5 business days
Frequently asked questions
Yes, Travel with Kit has a domestic policy that can cover you for cancellations, travel agent fees, travel delays and lost luggage and belongings.
Yes. Travel with Kit's policies cover any financially-dependent children or grandchildren 17 years of age and under as long as they are named on your certificate of insurance.
Travel with Kit offers a $100 s standard exces on all policies. This cannot be increased or reduced.
Cristal Dyer is a travel writer at Finder. She has been writing about travel for over five years and has visited over 40 countries around the world. Cristal currently travels full-time, writing about her favourite cities and food finds, and she is always on the lookout for amazing flight deals to share.
See full bio
InsureandGo Travel Insurance can save you time with a comprehensive range of policies that are easy to digest and understand. Its policies include winter sports coverage plus both single and multiple trip policies.
Our verdict: AllClear Travel Insurance covers globetrotters of any age and more than 1,300 pre-existing medical conditions, including heart complications and diabetes.
Annual travel insurance not only lets you travel worry-free all year, but can also save you time and money in the process.
Important information about this website
Finder is a comparison service. We do not compare every product or every provider in the market.
We make money through commercial arrangements with some of the providers on this site. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement.
Our editorial content, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements.
The default order of products in our tables can be influenced by commercial arrangements. You can re-sort or filter using the controls above each table.
Some content on this site may be generated or supported by AI tools. You should verify details directly with the provider.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
Our comparison service does not include every product or every provider in the market. Some product issuers offer their products under multiple brands or through associated companies. Where we can, we identify the underlying issuer so you can compare like with like, but you should always check with the provider directly to confirm which brand you are dealing with.
Finder is a comparison website and an intermediary. We are not a product issuer and we do not provide personal financial or credit advice. When you click a link to a product, or apply for a product through our site, you deal directly with the product issuer. We may receive a referral fee, commission or other payment from the issuer if you click through, apply or take out a product. We describe these arrangements in more detail under 'How we make money' below.
Product features, fees, terms and eligibility criteria are set by the product issuer and may change. We rely on information supplied by issuers when we present product details on our site. Before you apply for or take out any product, you should confirm the details directly with the issuer.
We earn revenue from Finder in four principal ways:
Referral fees and commissions. When you click a product link, complete an enquiry form or apply for a product through our site, we may receive a referral fee, commission or other payment from the product issuer. We may also receive payment based on the volume of leads or conversions we send to an issuer.
Sponsored placements. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement between Finder and the issuer. These labels always indicate a paid placement. We do not use them for editorial choices.
Display advertising. Banner advertising, newsletter advertising and similar display ads on our site are paid by advertisers.
Content sponsorship. Some articles, videos and social media posts are sponsored by an issuer and are clearly labelled as such.
Our editorial opinions, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements. A 'Top Pick' is an editorial choice made by our writers and editors based on the criteria described on each comparison page. A 'Top Pick' is not a personal recommendation and does not mean the product is appropriate for your circumstances.
If you would like to know whether we have a commercial arrangement with a specific product issuer, please contact us.
When products are grouped in a table or list, the default order can be influenced by commercial arrangements we have with product issuers. In some categories, sponsored or featured products appear in the top positions of the table by default, and are always labelled as such.
Other factors that influence default order include price, fees and features, and (where relevant) our editorial view of the product.
You can re-sort every comparison table using the controls above the table. You can filter by product features that matter to you. The order you see after re-sorting or filtering is not influenced by commercial arrangements.
Some content on this site is generated or supported by artificial intelligence tools, including our AI-powered assistant FinderBot. AI-generated content may contain errors. Please verify important information directly with the product issuer before making a financial decision. For more information about FinderBot, see the FinderBot Terms of Use and FinderBot Privacy Collection Notice.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
