BankSA personal loans

If you're after a flexible personal loan, the offerings from BankSA are worth considering. You can use a loan from this lender for various purposes, ranging from buying a car to consolidating your debt. Each loan comes with different features and benefits, with you having the option of choosing between fixed or variable interest rates and a secure or unsecured option.

Compare BankSA's personal loan offerings

Loan amount

$

Loan term

1 year 2 years 3 years 4 years 5 years 6 years 7 years

Calculate

Sort by:

Name	Product	Interest Rate (p.a.)	Comparison Rate (p.a.)	Min Loan Amount	Loan Term	Application Fee	Monthly Service Fee	Monthly Repayment
BankSA Unsecured Variable Rate Personal Loan		From 12.99% (variable)	14.06%	$2,000	1 to 7 years	$0 ($195 establishment fee waived)	$12		You'll receive a variable rate between 12.99% p.a. and 18.9% p.a. based on your risk profile An unsecured loan up to $40,000 with flexible features such as a redraw facility and early repayment. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.	More Info	Compare	loading Fetching your data...
BankSA Fixed Rate Car Loan		From 8.49% (fixed)	9.6%	$3,000	1 to 5 years	$195	$12		You can choose a fixed or variable interest rate A secured loan with a low minimum borrowing amount of $3,000 that lets you also purchase items other than the vehicle.	More Info	Compare	loading Fetching your data...
BankSA Unsecured Fixed Rate Personal Loan		From 12.99% (fixed)	14.06%	$2,000	1 to 5 years	$0 ($195 establishment fee waived)	$12		You'll receive a fixed rate between 12.99% and 18.9% based on your risk profile A low minimum borrowing amount of $2,000 on a loan you can use for a range of purposes. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.	More Info	Compare	loading Fetching your data...
BankSA Get Set Loan		From 17% (variable)		$5,000		$150	$12		Receive a variable rate of 17% A reusable source of credit with a high limit up to $50,000. Only pay for what you use.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

• Secured Personal Loan. Using your car as security, you can get a loan with a lower interest rate for a term of 1 year to 7 years. This can come at a fixed or variable rate with flexible repayments to help you pay off your loan according to your own budget.
• Unsecured Personal Loan. The Unsecured Personal Loan also comes with the option of fixed or variable interest rates. A redraw facility is available for variable rate loans and extra repayments are accepted.
• Get Set Personal Loan. This is a combined Visa Debit card and cheque account to help you easily access the money repaid on your loan. It comes with no specified repayment period or expiry date and is only charged on the original loan amount.
• Unsecured Personal Overdraft. Get access to funds easily and quickly paying interest only on the overdraft limit. The overdraft will be linked directly to your BankSA Complete Freedom or Express Freedom transaction account and will be able to be accessed 24 hours a day.

Features and benefits of a BankSA personal loan

BankSA offers a number of competitive benefits with its personal finance products.

• Fixed or variable rates. Many of its loans give you the choice of fixed between a fixed or variable interest rate. This lets you decide between flexibility or having your repayments remain the same during your loan term.
• Loan terms. Terms are available up to 7 years, making it suitable for a range of needs and situations.
• Various loan amounts available. You can apply for a loan up to $80,000 secured or $40,000 unsecured, helping you to finance whatever you need.
• Flexible repayment options. If you opt for the variable rate loan, you can make extra repayments whenever you like, and you can take advantage of the redraw facility should you need to. All loans come with the option of weekly, fortnightly or monthly repayments to suit your pay cycle.

What other products are available from BankSA?

BankSA offers a wide range of financial products and services that can be used for personal, business and corporate purposes.

• Bank accounts. Apply for savings accounts, everyday accounts or term deposits with BankSA for your everyday banking needs.
• Home loans. A Standard Variable Rate and Fixed Rate Home Loan are available at competitive rates from BankSA.
• Insurance products. You can opt for Home and Contents Insurance, Car Insurance and even Travel Insurance from the bank.
• Credit cards. Low rate, rewards and no annual fee credit cards are available for application.
• Investments and super. Share trading with its directshares product plus superannuation and term deposits products are available.

Ready to apply?

If you've found a personal loan to apply for from BankSA's suite of products, click "Go to Site" to submit your application. To apply for a personal or car loan from BankSA you'll need to have an Australian residential address and also be 18 or over.

Make sure you have the following details on hand:

• Your current employer's name and contact details
• If you're self-employed, your tax information
• Weekly after-tax income details
• Assets, savings and investments
• Any amounts you owe on your credit cards and store accounts
• Your expenses
• One personal reference including their name, address and contact number

The application won't take longer than 15 minutes, but make sure you've compared your options before submitting your application so you know BankSA is the right lender for you.

Matt Corke

twitter linkedin googleplus

Matt Corke is the head of publishing in Australia for Finder. He previously worked as the publisher for credit cards, home loans, personal loans and credit scores. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time he has survived the dot-com crash and countless Google algorithm updates.

Read more on this topic

Citi Personal Loan Plus

You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.67% p.a. to 18.6% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: The establishment fee will be waived if you apply before 30 September 2019.

More info

ING Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $30,000.

More info

NOW FINANCE Personal Loans

You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required.

More info

Westpac Unsecured Personal Loan

You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.

More info