Australian Lending Centre Loans
Australian Lending Centre offers loan solutions to help you consolidate existing debt or finance new purchases, even if you have bad credit.

Australian Lending Centre is a finance broker working with lenders. They offer a range of personal loans, including secured and unsecured loans for bad credit. They also provides debt consolidation loans, home loans, business loans and commercial loans. While Australian Lending Centre doesn't charge fees from the customer, fees will still be charged by the lender. For the most part, the lender pays them commission but in case of short term loans and commercial loans, if they do not earn industry standard commissions or if their commission is not paid by the lender, you may be charged a brokerage fee. Your fees will be presented to you when you apply, and they will depend on the type of loan you apply for.
Australian Lending Centre provides personal loans to suit different requirements. Here is what's on offer:
Whilst we don't compare loans directly from Australia Lending Centre, here are a comparison of other loans similar to the Cash Advance.
To apply for an Australian Lending Centre personal loan you need to submit an online enquiry. Bear in mind, though, that you have to meet certain application criteria:
To complete the application process, Australian Lending Centre requires that you provide the following information:
Are secured personal loans better than unsecured personal loans and how do they work?
Personal loans offer a range of loan amounts to suit different purposes and budgets. Here's how to get the loan amount you need.
If you're wanting to bolster your application, buy an asset with your partner or apply for a loan you're not eligible for by yourself, you can consider a joint application personal loan.
Choose between a secured or unsecured personal loan and pay minimal fees. You need to be a member to borrow.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
Compare unsecured personal loans from some of Australia's top lenders. Find the best deal on rates, fees and features in seconds.
Use a personal loan calculator to work out your repayments or compare loans with a comparison calculator.
We’ve written about fixed rate personal loans and what their advantages are.
Find a low interest loan by comparing your options with Finder. See interest rates, fees, and features for loans across Australia, plus guides to help you get the best deal.
Hi ive been bankrupt for 2 of a 3 yr bankruptcy because of business going bad. Ive had numerous car loans over the years and paid everyone off. The main reason I went bankrupt was mainly credit cards which I used to try and sustain thru business expenses. I have since been gainfully employed full time for over a year and my wife works part time. Our joint annual salary is around 80000 per year with only 280 per week rent. Im looking to borrow 15000 for a car with 8000 deposit of my own. Total 23000 for the vehicle inc. Deposit. Is that possible
Hi Keith,
Thank you for your inquiry.
Australian Lending Centre actually accepts applicants who have been bankrupt or have bad credit, so if you want to apply, you can review the criteria and contact them directly to discuss your options. Meantime, if you also want to check other lenders, please check bankrupt loans and see which lender would best meet your needs.
Cheers,
May
Can I get a loan including credit cards,car loan, and personal loan
with bad credit and just been discharged from bankruptcy ?
Hi Ahamad,
Thanks for your question.
Unfortunately, if you have been discharged bankrupt or a bad credit, there may not be any credit card companies that would accept your application. However, their are loan options for bankrupt borrowers featured on our website.
You may also want to check bad credit personal loans.
Cheers,
May