Australian Lending Centre Loans

Australian Lending Centre offers loan solutions to help you consolidate existing debt or finance new purchases, even if you have bad credit.

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Elizabeth Barry

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Australian Lending Centre

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How to apply for a Australian Lending Centre personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval.

Sources

Elizabeth Barry's headshot
Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 202 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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4 Responses

    Default Gravatar
    keithMarch 23, 2017

    Hi ive been bankrupt for 2 of a 3 yr bankruptcy because of business going bad. Ive had numerous car loans over the years and paid everyone off. The main reason I went bankrupt was mainly credit cards which I used to try and sustain thru business expenses. I have since been gainfully employed full time for over a year and my wife works part time. Our joint annual salary is around 80000 per year with only 280 per week rent. Im looking to borrow 15000 for a car with 8000 deposit of my own. Total 23000 for the vehicle inc. Deposit. Is that possible

      Default GravatarFinder
      MayMarch 23, 2017Finder

      Hi Keith,

      Thank you for your inquiry.

      Australian Lending Centre actually accepts applicants who have been bankrupt or have bad credit, so if you want to apply, you can review the criteria and contact them directly to discuss your options. Meantime, if you also want to check other lenders, please check bankrupt loans and see which lender would best meet your needs.

      Cheers,
      May

    Default Gravatar
    AhamadJanuary 10, 2017

    Can I get a loan including credit cards,car loan, and personal loan
    with bad credit and just been discharged from bankruptcy ?

      Default GravatarFinder
      MayJanuary 10, 2017Finder

      Hi Ahamad,

      Thanks for your question.

      Unfortunately, if you have been discharged bankrupt or a bad credit, there may not be any credit card companies that would accept your application. However, their are loan options for bankrupt borrowers featured on our website.

      You may also want to check bad credit personal loans.

      Cheers,
      May

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