Australian Lending Centre Loans

Australian Lending Centre has offered a range of financial services and products since 1993, and it now ranks among the largest providers of alternative loans, debt consolidation solutions and refinancing solutions in the country.

Apart from providing a range of personal loans, Australian Lending Centre also provides debt consolidation loans, home loans, business loans and commercial loans. Secured and unsecured loans are available to you even if you have bad credit.

Financing options available from Australian Lending Centre

Australian Lending Centre provides personal loans to suit different requirements. Here is what’s on offer:

• Short term loans. Short term loans are available for both personal and business use, with $5,000 being the minimum you can borrow. Bad credit applicants are accepted and loan options with no credit check are also available.
• Debt consolidation loans. If you have a significant number of debts from loans, credit cards and store cards, you can benefit by combining them into a single debt consolidation loan.
• Secured loans. If you own a property you can use it to borrow funds for a second property or to consolidate debt with Australian Lending Centre.

Other bad credit personal loans you can apply for

Whilst we don't compare loans directly from Australia Lending Centre, here are a comparison of other loans similar to the Cash Advance.

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Name	Product	Maximum loan amount	Term of Loan	Turnaround time	Arrears Fee	Costs	Fortnightly Repayment (for $1500 Loan)
Sunshine Short Term Loans		$2,000	9-14 weeks	30 minutes - conditions apply	$35	20% of loan amount + 4% of loan amount each month	$396	A small loan up to $2,000 that you repay over 9-14 weeks. Loans approved and funded in as little as 30 minutes.	Go to site More Info	Compare	loading Fetching your data...
Nimble Short Term Loan		$2,000	62 days to 3 months	1 hour - conditions apply	$15	20% of loan amount + 4% of loan amount each month	$372	A loan up to $2,000 with terms up to 62 days to 3 months. Centrelink cannot be your primary source of income.	Go to site More Info	Compare	loading Fetching your data...
Safe Financial Small Loan		$5,000	22 - 52 weeks	Same day - conditions apply	$35	Up to $2,000 - 20% establishment fee + 4% monthly. Above $2,000 - $400 + from 8.7% to 48% APR	$396	Borrow from $1,000 to $5,000 with same-day funding and no early repayment fees.	Go to site More Info	Compare	loading Fetching your data...
Moneyspot Small Loan		$2,000	Up to 90 days	1 hour - conditions apply	$35	20% of loan amount establishment fee + 4% of loan amount monthly.	$396	Borrow under $2,000 and benefit from a transparent fee structure and a simple application. Bad credit borrowers considered.	Go to site More Info	Compare	loading Fetching your data...
Ferratum Cash Loans		$1,900	3 to 12 months	Same day - conditions apply	$55	20% of borrowed amount + 4% of borrowed amount each month	$396	Borrow what you need with loans starting from $500 and approval in minutes.	Go to site More Info	Compare	loading Fetching your data...
Speckle Small Loan		$2,000	3 to 12 months	1 business day	$5	10% of loan amount + 2% of loan amount each month	$348	A small loan up to $2,000 from a lender backed by NAB. Transparent eligibility criteria and competitive costs.	Go to site More Info	Compare	loading Fetching your data...

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Other loan options up to $10,000

Features of an Australian Lending Centre personal loan

• Quick application and approval. The online application takes a few minutes to complete and you find out about your application's status soon after. Once you accept the loan contract, you can expect access to approved funds in around 24 to 72 hours.
• Use funds for varied purposes. Depending on the kind of loan you get, you can use the approved funds in various ways. With proceeds from a regular personal loan, you can pay for a holiday, car repairs, home appliances or wedding expenses.
• Apply if you have bad credit. You can apply for a loan through this lender as long as you have the ability to repay the borrowed amount. If you have bad credit but have equity in your property, you can even get a secured bad credit loan.
• Apply if you’re self-employed. If you’re self-employed, work seasonally, freelance or don’t have lengthy records of financials, you can apply for an Australian lending Centre personal loan.

What other products does Australian Lending Centre offer?

• Home loans. Australian Lending Centre provides home loans for first-time home buyers, property investors and refinancers. It also offers a low doc home loan if you’re self-employed.
• Business loans. Business financing provided by Australian Lending Centre can help you cover tax payments or wages or even to fund expansions.
• Commercial loans. You can apply for factory finance, development and construction finance, mezzanine debt finance, rural property loans and more.

How to apply for a personal loan from Australian Lending Centre

To apply for an Australian Lending Centre personal loan you need to submit an online enquiry. Bear in mind, though, that you have to meet certain application criteria:

• You are at least 18 years old
• You are a permanent resident of Australia
• You have a regular source of income

To complete the application process, Australian Lending Centre requires that you provide the following information:

• Personal details such as your complete name, date of birth, marital status and number of dependants
• Contact details including your home address, phone number and email address
• Your employer’s name and contact details along with income details
• If you’re self-employed, you need to provide proof of income through tax returns and bank statements
• Details of expenses and all existing liabilities