Gateway Bank Personal Loans
Choose between a fixed or variable rate loan. Borrowing amounts are limited, and rates and terms depend on the type of rate chosen.
![Gateway Bank Ltd Gateway Bank Ltd](https://www.finder.com.au/global/images/providers/gateway-bank-logo-140px.png)
Gateway Bank is a member-owned financial institution. They offer two types of unsecured personal loans, a fixed and variable rate loan. The credit limit for both loans is capped at $30,000, with a minimum loan amount of $3,000. The interest rate for its variable loan is slightly lower than the fixed loan, starting from 11.59% p.a., while for fixed it is 12.34% p.a. The maximum term for the variable rate loan is 7 years, while the fixed rate loan has a maximum term of 5 years. While there is no ongoing account keeping fee, an establishment fee of $149 applies.
To apply for a personal loan with Gateway, just click "Go to Site" to start your application. You can either download and fill in the application form or if you are an existing member you can apply via Internet banking. The process is quick and simple. You simply need to determine the type of loan you want, the interest rate – either fixed or variable – and the amount you want to apply for.
Make sure you meet the below criteria to ensure you're eligible to apply:
Your submission should include the following documents:
Compare your loan options before deciding on the right product for you, but if a personal loan from Gateway Bank sounds like the right option for you, apply today.
Almost a million homeowners could be forced to take drastic action if interest rates remain elevated until next year, according to new research by Finder.
Passport prices have jumped how many times in 7 months?
Credit cards and buy now pay later services are common ways to pay, but you should think twice if you're planning on buying a home any time soon.
Some parents are contributing generously towards their children’s wedding festivities, according to new research by Finder.
A list of insurers who can provide cover for accidental death and total and permanent disability.
A list of life insurance policies with TPD included in the policy or available as an optional extra.
A list of life insurance policies that will cover you for accidental death so you can live, laugh, love your way through the rest of your days.
They're gaslighting me on my gas bill! But at least it's an easy fix.
Save up to $168 by switching to a 365-day mobile plan.
We analysed 60+ pet insurance policies and spent 80+ hours researching the best plans (we reeeeally love our pets!). These are the top dogs.
I am self employed but don’t have my financials completed as yet but my accountant has interim figures and has provided a letter stating my income. Is this sufficient proof of income for a PL?
Hi Mark,
Thanks for your question.
This may not be enough documentation; most lenders need a copy of your tax returns as well. If you have any questions about this, please speak directly to Gateway Credit Union.
All the best,
Shirley
Hello,
I am looking for a $30,000, 3 year, fixed interest unsecured loan. Do I need to have an account with your credit union?
Regards
Gerard
Hi Gerard,
Thanks for your question.
You will need an account with Gateway Credit Union to be able to sign up for their products.
To be eligible, you need to be an Australia citizen or permanent resident and have a good credit history.
Cheers,
Shirley