NRMA offers a Car Loan to borrowers who want to buy new or used vehicles. This loan allows you to acquire cars, caravans, motorbikes or motorhomes. With its competitive interest rate, flexible repayments and customer service, the loan is an option worth considering.
NRMA also offers a further 1% p.a. off the interest rate if you are an NRMA member. Applicants can also expect a relatively fast approval process when they apply for a loan.
NRMA New Car Loan
NRMA New Car Loan
Low fixed interest rate
No ongoing fees
Borrow from $5,000
100% confidential application
NRMA New Car Loan
You could get a new car with an NRMA Car Loan featuring a fixed rate of interest and no monthly fees.
As a company that specialises in motoring services, NRMA offers one type of personal loan: Car Loans. These loans are designed to meet the needs of aspiring car owners at any stage of their lives. It doesn’t matter if you want an new car, a used car or an expensive vehicle—or a motorbike, caravan or motorhome—as the NRMA Car Loan is designed to suit a wide range of borrowers.
Features and benefits of an NRMA personal loan
Five-hour approvals. Find out if you can get a loan within five hours of applying. NRMA also offers pre-approvals so you can negotiate a better deal on your vehicle.
Next-day funding. Once the paperwork has been sorted, NRMA will give you access to the funds on the next working day.
No maintenance fees. NRMA does not charge a monthly loan maintenance fee and there are no additional hidden fees.
Secure fixed rate. Enjoy the peace of mind that comes with knowing exactly how much you have to repay during the term of your loan with a fixed rate.
What other products does NRMA offer?
Roadside assistance. Get help when you need it most with NRMA’s roadside assistance service. NRMA can provide quick and convenient service if your car breaks down or if you need a tyre replaced.
Driving school. Learn how to drive with the help of a qualified instructor from NRMA.
Motor servicing. If your car needs some repairs or some parts replaced, NRMA has a division that offers log book servicing and vehicle inspections.
How to apply for a personal loan from NRMA
NRMA will ask you to provide details of your identity and income. Some of the documents you have to present include your driver’s licence, proof of income and the value of your assets. For self-employed applicants, financial statements will be required.
The application for the loan can be completed online or over the phone. The process is quick and you can receive a notification of pre-approval after five hours.
Matt Corke is the head of publishing in Australia for Finder. He previously worked as the publisher for credit cards, home loans, personal loans and credit scores. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time he has survived the dot-com crash and countless Google algorithm updates.
You'll receive a variable rate between p.a. and 16.40 p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile Apply for loans from $5,000 and get a dedicated loan manager. No security required. Note: Applicants approved before 31 December 2019 will receive a special offer $200 Coles Gift Card.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.