NRMA Personal Loans

Rates and fees last updated on

If you need a loan to finance the purchase of a new car, motorbike, caravan or motorhome, an NRMA Car Loan can give you access to the funds you need.

NRMA offers a Car Loan to borrowers who want to buy new or used vehicles. This loan allows you to acquire cars, caravans, motorbikes or motorhomes. With its competitive interest rate, flexible repayments and customer service, the loan is an option worth considering.

NRMA also offers a further 1% p.a. off the interest rate if you are an NRMA member. Applicants can also expect a relatively fast approval process when they apply for a loan.

NRMA Personal Loan Offer

NRMA New Car Loan


7.49 % p.a.

fixed rate


8.03 % p.a.

comparison rate

  • Low fixed interest rate
  • No ongoing fees
  • Borrow from $15,000
Security Logo

100% confidential application

NRMA Personal Loan Offer

The NRMA car loan is a fixed rate offering with no ongoing fees

  • Interest rate from: 7.49% p.a.
  • Comparison rate: 8.03% p.a.
  • Interest rate type: Fixed
  • Application fee: $378
  • Minimum loan amount: $15,000
  • Maximum loan amount: $100,000
Go to site

Compare NRMA Loans

Rates last updated June 23rd, 2017
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment Product Description
NRMA New Car Loan
From 7.49% (fixed)
1 to 7 years
Purchase a new car with an NRMA Car Loan with a fixed rate term and no monthly fees. NRMA Members could save 1% on loan rates.

Compare up to 4 providers

Types of personal loans offered by NRMA

As a company that specialises in motoring services, NRMA offers one type of personal loan: Car Loans. These loans are designed to meet the needs of aspiring car owners at any stage of their lives. It doesn’t matter if you want an new car, a used car or an expensive vehicle—or a motorbike, caravan or motorhome—as the NRMA Car Loan is designed to suit a wide range of borrowers.

Features and benefits of an NRMA personal loan

  • Five-hour approvals. Find out if you can get a loan within five hours of applying. NRMA also offers pre-approvals so you can negotiate a better deal on your vehicle.
  • Next-day funding. Once the paperwork has been sorted, NRMA will give you access to the funds on the next working day.
  • No maintenance fees. NRMA does not charge a monthly loan maintenance fee and there are no additional hidden fees.
  • Secure fixed rate. Enjoy the peace of mind that comes with knowing exactly how much you have to repay during the term of your loan with a fixed rate.

What other products does NRMA offer?

  • Roadside assistance. Get help when you need it most with NRMA’s roadside assistance service. NRMA can provide quick and convenient service if your car breaks down or if you need a tyre replaced.
  • Driving school. Learn how to drive with the help of a qualified instructor from NRMA.
  • Motor servicing. If your car needs some repairs or some parts replaced, NRMA has a division that offers log book servicing and vehicle inspections.

How to apply for a personal loan from NRMA

NRMA will ask you to provide details of your identity and income. Some of the documents you have to present include your driver’s licence, proof of income and the value of your assets. For self-employed applicants, financial statements will be required.

The application for the loan can be completed online or over the phone. The process is quick and you can receive a notification of pre-approval after five hours.

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 20 April 2017 at 1:46pm.

RateSetter Personal Loan

Ratesetter allow you to get a personalised rate based on your credit score.

Citi Personal Loan Plus

Borrow up to $75,000. All approved applicants will receive the advertised variable rate of 11.99% p.a.

CUA Discount Variable Personal Loan (Loans over $30,000)

Apply for a loan over $30,000 and enjoy a discounted interest rate

MyState Unsecured Personal Loan

Apply for up to $50,000 and make additional repayments without penalty.

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy, receive follow up emails related to and to create a user account where further replies to your questions will be sent.

4 Responses to NRMA Personal Loans

  1. Default Gravatar
    Andy | January 16, 2016

    Hi Can you refinance are car you own outright?

    • Staff
      Elizabeth | January 18, 2016

      Hi Andy,

      This isn’t possible as refinancing is referring to the loan you are paying for the car with. However, you may be able to take out a secured personal loan and use your car as a guarantee. You can compare some of your options on this page.

      I hope this has helped.



  2. Default Gravatar
    Helen | August 12, 2015

    Do you have loans for scooters

    • Staff
      Elizabeth | August 12, 2015

      Hi Helen,

      Thanks for your question.

      You aren’t currently able to finance a scooter with a loan from NRMA, however you can compare your other secured loan options on this page.

      I hope this has helped.



Ask a question