Max Finance

Rates and Fees verified correct on March 27th, 2017

Borrow from a lender that will look past your credit history, with loan amounts up to $10,000 on offer

Max Finance specialises in large loan amounts with a quick approval and turnaround time. Get pre-approved for a loan up to $10,000 within five minutes, and if the loan is processed before noon you can see the money on the same day. Business loans are also available. You can apply if you have bad credit, and if you don’t meet the eligibility criteria you have the option of submitting a joint application. Find out the type of loans Max Finance offers, and if they might be the right choice for you.

MaxFinance offers personal loans of between $1,600 to $10,000 with minimal hassle and fast approval. Decisions are given in 5 minutes and money made accessible to you within 24 hours. Customers with bad credit are also considered for approval.

Max Finance Personal Loan

Max Finance Personal Loan Offer

Max Finance allow you to borrow up to $10,000 for up to 1 year - even if you have bad credit. Finance a wedding, your next car or simply consolidate debts.

  • Interest Rate Type: Fixed
  • Application Fee: $0
  • Minimum Loan Term: 0.5 year
  • Maximum Loan Term: 1 year
  • Minimum Loan Amount: $1,600
  • Maximum Loan Amount: $10,000
Rates last updated March 27th, 2017
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Max Finance Personal Loan
Get a decision in 5 mins with your money on the same day if you're eligible.Bad credit borrowers are considered.
From (fixed) $1,600 0.5 to 1 years $0 Go to site More

If you need money urgently, MaxFinance can provide you with the finances you need to cater for paying bills, financing a wedding or holiday or covering other personal needs. Here is all you need to know about the MaxFinance fast personal loans :

What kind of loans does Max Finance offer?

  • Fast Personal Loans. Max Finance offers pre-approval within five minutes and can have your loan amount in your account on the same business day. If you’re an existing customer, borrowing again is easy with a quick five minute application form.
  • Bond Loans. Need a loan to cover bond money? You can take be pre-approved for a loan up to $10,000 and pay it back over a period of up to twelve months. See the loan amount in your account on the same day if the loan is processed by noon.
  • Short Term Loans. Financing is also offered for shorter terms. There is no penalty for early repayment of your loan, so you can still borrow up to  $10,000 and repay the loan in the short term to save on interest.
  • Business loans. If you’re after business financing, Max Finance offers loans ranging from $1,000 to $500,000+. Pre-approval is offered in a matter of hours and can be accessed by both new and established businesses.

What features are offered with a Max Finance loan?

  • Fast pre-approval. When you apply online you can be pre-approved for a loan within five minutes.
  • No penalty for early repayments. If you’re able to make additional repayments and pay out your loan early, you won’t be charged to do so.
  • Easy re-applying for existing borrowers. If you’ve taken out a loan with Max Finance, applying with them again is simple. You just need to fill out a five minute application form to update your details.
  • Loan amounts. You can borrow between $1,600 and $10,000 to finance a range of needs.

Interest and repayments

When you apply for pre-approval, Max Finance will determine your interest rate based on various risk criteria. You will need to agree to this rate before the loan is completely approved.

Repayments can be made weekly, fortnightly or monthly and will be directed from your nominated bank account.

Are you eligible for a Max Finance loan?

In order to be eligible for a loan with Max Finance, you’ll need to meet some criteria. If you don’t meet the below criteria, you’re able to submit a joint application with someone who does meet the criteria. To be approved, you’ll need to:

  • Own an asset. This needs to be a registered motor vehicle or real estate property. Either of these can be owned through finance (eg. a mortgage).
  • Earn $500 per week per week after tax. You also cannot be on Newstart, Austudy or Youth Allowance.

Those with adverse credit histories are still able to apply.

Frequently asked questions

What will my interest rate be?

Max Finance calculates interest on a case-by-case basis, using risk assessment determined in your initial application. You will need to agree to the interest rate before you are approved for the loan.

Can I top up my loan?

Yes. If you have paid off at least 50% of your loan you may be eligible for a top-up. Just get in touch with Max Finance directly to organise this.

Does Max Finance administer credit checks?

No credit check will be done at the pre-approval stage, but once you are pre-approved Max Finance will check your credit file before final loan draw-down.

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 12 October 2016 at 2:42pm.

HSBC Personal Loan

A competitive fixed interest rate loan with the option to make extra repayments. Min. income $30,000

ANZ Variable Rate Personal Loan

A variable rate loan that lets you make and redraw additional repayments.

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

NOW FINANCE Personal Loans

Get rewarded with a low interest rate for your good credit history.

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy, receive follow up emails related to and to create a user account where further replies to your questions will be sent.

4 Responses to Max Finance

  1. Default Gravatar
    CONNIE | September 12, 2015


    • Staff
      Elizabeth | September 14, 2015

      Hi Connie,

      Max Finance is an Australian lender and currently only offers loans to people currently residing in Australia. You will need to get in contact with Canadian lenders in order to find and apply for similar loan.

      I hope this has helped.



  2. Default Gravatar
    carolprowd | August 5, 2015

    I have applied for a personal loan and I am awaiting a reply, which is taking a long time why is this

    • Staff
      Elizabeth | August 5, 2015

      Hi Carol,

      Thanks for your question.

      If you applied for pre-approval you should’ve received a response in a few minutes. You’ll need to get in touch with Max Finance to check on the progress of your application.



Ask a question