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Max Finance

Borrow from a lender that will look past your credit history, with loan amounts up to $10,000 on offer



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Important Information

Max Finance no longer accepts personal loan applications as their personal finance products are no longer available. The information provided and loan mentioned cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

This is a snapshot of this page as it appeared on the 26th June 2017.

You can compare other short term loan options in our comparison tables.

Max Finance specialises in large loan amounts with a quick approval and turnaround time. Get pre-approved for a loan up to $10,000 within five minutes, and if the loan is processed before noon you can see the money on the same day. Business loans are also available. You can apply if you have bad credit, and if you don’t meet the eligibility criteria you have the option of submitting a joint application. Find out the type of loans Max Finance offers, and if they might be the right choice for you.

MaxFinance offers personal loans of between $1,600 to $10,000 with minimal hassle and fast approval. Decisions are given in 5 minutes and money made accessible to you within 24 hours. Customers with bad credit are also considered for approval.

If you need money urgently, MaxFinance can provide you with the finances you need to cater for paying bills, financing a wedding or holiday or covering other personal needs. Here is all you need to know about the MaxFinance fast personal loans :

What kind of loans does Max Finance offer?

  • Fast Personal Loans. Max Finance offers pre-approval within five minutes and can have your loan amount in your account on the same business day. If you’re an existing customer, borrowing again is easy with a quick five minute application form.
  • Bond Loans. Need a loan to cover bond money? You can take be pre-approved for a loan up to $10,000 and pay it back over a period of up to twelve months. See the loan amount in your account on the same day if the loan is processed by noon.
  • Short Term Loans. Financing is also offered for shorter terms. There is no penalty for early repayment of your loan, so you can still borrow up to $5,000 and repay the loan in the short term to save on interest.
  • Business loans. If you’re after business financing, Max Finance offers loans ranging from $2,000 to $300,000+. Pre-approval is offered in a matter of hours and can be accessed by both new and established businesses.

What features are offered with a Max Finance loan?

  • Fast pre-approval. When you apply online you can be pre-approved for a loan within five minutes.
  • No penalty for early repayments. If you’re able to make additional repayments and pay out your loan early, you won’t be charged to do so.
  • Easy re-applying for existing borrowers. If you’ve taken out a loan with Max Finance, applying with them again is simple. You just need to fill out a five minute application form to update your details.
  • Loan amounts. You can borrow between $1,600 and $10,000 to finance a range of needs.

Interest and repayments

When you apply for pre-approval, Max Finance will determine your interest rate based on various risk criteria. You will need to agree to this rate before the loan is completely approved.

Repayments can be made weekly, fortnightly or monthly and will be directed from your nominated bank account.

Are you eligible for a Max Finance loan?

In order to be eligible for a loan with Max Finance, you’ll need to meet some criteria. If you don’t meet the below criteria, you’re able to submit a joint application with someone who does meet the criteria. To be approved, you’ll need to:

  • Own an asset. This needs to be a registered motor vehicle or real estate property. Either of these can be owned through finance (eg. a mortgage).
  • Earn $500 per week after tax. You also cannot be on Newstart, Austudy or Youth Allowance.

Those with adverse credit histories are still able to apply.

Frequently asked questions

What will my interest rate be?

Max Finance calculates interest on a case-by-case basis, using risk assessment determined in your initial application. You will need to agree to the interest rate before you are approved for the loan.

Can I top up my loan?

Yes. If you have paid off at least 50% of your loan you may be eligible for a top-up. Just get in touch with Max Finance directly to organise this.

Does Max Finance administer credit checks?

No credit check will be done at the pre-approval stage, but once you are pre-approved Max Finance will check your credit file before final loan draw-down.

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Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

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4 Responses

  1. Default Gravatar
    CONNIESeptember 12, 2015


    • Avatarfinder Customer Care
      ElizabethSeptember 14, 2015Staff

      Hi Connie,

      Max Finance is an Australian lender and currently only offers loans to people currently residing in Australia. You will need to get in contact with Canadian lenders in order to find and apply for similar loan.

      I hope this has helped.



  2. Default Gravatar
    carolprowdAugust 5, 2015

    I have applied for a personal loan and I am awaiting a reply, which is taking a long time why is this

    • Avatarfinder Customer Care
      ElizabethAugust 5, 2015Staff

      Hi Carol,

      Thanks for your question.

      If you applied for pre-approval you should’ve received a response in a few minutes. You’ll need to get in touch with Max Finance to check on the progress of your application.



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