MONEYME Personal Loan
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- Interest Rate (p.a.)
- 5.99% to 24.49%
- Comparison rate (p.a.)
- 6.70% to 25.90%
- Min Loan Amount
- $5,000
Summary
Get personalised rates for personal loans of up to $70,000. Interest charges and fees apply.
3 things to consider about this loan:
- Personalised interest rates. Your interest rate will be determined by your credit score. Higher scores receive lower rates and vice versa.
- Unsecured loan. You don’t need to provide security for this loan.
- Pay off your loan early without penalty. You won’t be charged for paying off your loan early or making extra repayments.
Pros
-
Automatic repayments
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Perks for good credit
Cons
-
Late payment fee of
Details
Product details
| Product Name | MONEYME Personal Loans |
| Interest Rate (p.a.) | 5.99% to 24.49% |
| Comparison rate (p.a.) | 6.70% to 25.90% |
| Interest Rate Type | Variable |
| Min Loan Amount | $5,000 |
| Max. Loan Amount | $70,000 |
| Loan Security | Unsecured |
How does the MONEYME personal loan work?
MONEYME’s Personal Loan comes with personalised, variable interest rates. With personalised rates, your interest rate will be influenced by your credit score among other factors. High scores receive rates on the lower end of the spectrum, while low scores will receive a higher rate. This loan is unsecured and can be used for a variety of purposes, including travel and debt consolidation.Eligibility criteria
To be eligible for this loan, you must meet the following criteria:- Minimum credit score 500
- Australian and New Zealand Citizens or Permanent Residents only
- Must be employed full-time or part-time
How to apply
You can apply for this loan online, by clicking the "Go to Site" button on this page or through the MONEYME website. You'll be required to provide personal information, bank account details and a valid email address. Keeping your documents at hand can speed up the process.Features of this loan
- Personalised rates. Apart from your credit score, your total income, debt obligations and living expenses can also impact your interest rate.
- Variable rates. Variable rates can fluctuate based on the market rate, which can make them cheaper than fixed rates - however can also make them more expensive, depending on the market.
- Terms up to 7 years. Loan terms range from 3 to 7 years.
- Borrow up to $70,000. You can borrow from $5,000 up to $70,000.
- Quick applications and turnaround. It takes around 5 minutes to fill out the application. If you're approved, the funds will be available in your account within a few hours or within the hour if you bank with CommBank.
- Flexible repayments. You can make monthly or fortnightly repayments.
- No early repayment or exit fees. You can repay your loan early or make extra repayments to bring down how much you pay in interest.
How much does the MONEYME personal loan cost?
Costs associated with this loan include the following:- Loan principal
- Interest charges ranging from 5.99% p.a. to 24.49% p.a.
- Establishment fees, ranging from $0 to $495, depending on how much you borrow.
- Monthly fee of $10
Your comparison rate, which includes fees and interest charges, will range from 6.70% p.a. to 25.90% p.a.
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