Driva Personal Loans

If you’re in the market for a car loan or a personal loan, Driva can match you with a great deal in minutes.

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Rebecca Pike

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Driva

Key takeaways

  • Driva matches you with personalised loan rates from various lenders, often within 60 seconds of completing their online quiz.
  • Personal loans range from $2001 to $75000 with interest rates typically between 6.57% and 36% per annum.
  • Application fees can vary from $0 to $395 and approval for your loan often takes under two days.

How does Driva work?

Driva is an online platform that matches borrowers with loan providers. Borrowers fill in a simple online quiz to receive personalised rates through Driva's partnered lenders within 60 seconds.

What does Driva offer?

  • Personal loans: Driva will check your profile to find you the right loan, whether you want to consolidate debt, pay for your holiday, renovate your home or use the funds for something else!
  • Car loans: Driva has partnered with loan providers for both new and used vehicles across dealership or private sale. You could be buying a car, caravan, motorcycle or business car, Driva will have the right loan for you.
  • Novated leasing: Whether you're an employee or employer, Driva offers customised lease solutions on all vehicles, including electric vehicles.

Driva Personal loan

1 of 1 result
Checked 21 September 2026
$
years
Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Driva logo
Driva Personal Loan
Variable1 - 7 Years $1,000 - $80,000
Interest Rate (p.a.)
6.57%
to 36.00%
Comp. Rate (p.a.)
6.78%
to 36%
Application Fee
$0 - $395
Monthly Fee
$0
Monthly Repayment
$625.74
View details
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How to apply for a loan with Driva

  1. Complete the quiz on the Driva website. Input information such as what you want the loan for, the loan amount and term, and your personal information.
  2. Receive personalised rates. Instead of simply showing you the advertised rate, Driva will make sure you see the rate that's personalised to you as well as all the fees that come with it.
  3. Choose your preferred lender. Select the lender you like the look of the most and Driva will check that you're definitely eligible before it shares your profile with them.
  4. Get approval. Driva will share your profile with the lender you've chosen and are eligible for, and approval for the loan should take up to 2 days (but can take as little as 2 hours!)
  5. Get the funds! For secured vehicle loans you'll need to provide the vehicle information and proof of insurance before the funds are released.
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Written by

Editor, Money
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Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 283 Finder guides across topics including:
  • Home loans
  • Personal Loans
  • Car Loans
  • Cost of living
  • Budgeting
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2 Responses

    Michael's avatar
    MichaelApril 2, 2025

    Do you require that I have online banking

      Rebecca Pike's headshotFinder
      RebeccaApril 2, 2025Finder

      Hi Michael,

      Driva is a completely digital platform with an online application. Part of the application process may involve securely connecting your online banking platform to Driva’s system through credit bureau Illion. This depends on the lender and is so they can verify your income, expenses and ability to pay the loan.

      You might like to reach out to Driva directly to discuss whether they can arrange a loan without access to online banking. The contact number for Driva is 1300 755 494.

      Thanks,

      Rebecca

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