Health Insurance Tasmania

Health insurance in Tasmania is slightly more expensive that the national average. Compare extras cover from just $3 per week and hospital cover from just $20 per week.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

What you need to know

  • The largest health funds in Tasmania are Bupa (31.3%), Medibank (26.5%) and St Lukes (22.1%).
  • TAS residents are slightly less likely to have hospital cover than the average Australian.
  • The cost of singles health cover in Tassie is higher than the national average, but around the same cost as NSW and QLD.

Compare Tasmania health insurance

If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you enter your Tasmanian post code for local prices.

What does health insurance cover in Tasmania?

Heart

Hospital only

Hospital cover helps pay for treatment in a TAS private hospital.

Learn more

Ambulance

Extras only

Extras helps pay for treatment outside of hospitals, such as optical, dental and physio.

Learn more

Combined

Combined

Combined hospital and extras cover helps pay for both hospital treatment and the cost of extras.

Learn more

The price of health insurance in Tasmania

Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.

In Tasmania, you're likely to pay a pretty typical price for health insurance - around the same as you'll pay in New South Wales or Queensland. We compared over 12,000 different price points for singles cover, and Tasmania had an average monthly premium of $134.78 (before rebates). That's higher than the national average of $128.08, but lower than average premiums in Victoria. If finding an inexpensive policy is key for you, read our guide to cheap health insurance.

StateAverage premium
TAS$134.78
NSW$134.15
NT$96.69
QLD$139.52
SA$131.19
VIC$142.31
WA$117.62
Australia$128.08

*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.

Tasmania health insurance statistics

The table below has some of the most interesting details about health insurance in Tassie. The numbers come from APRA's 2020 health insurance data.

TASAustralia
People with hospital cover (#)22800011,336,000
People with hospital cover (%)42.10%44.1%
Annual change in coverage (%)0.50%0.9%

The largest health funds in Tasmania

The table below lists the 10 largest health funds in Tasmania, based on market share across the state. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.

Note: Medibank includes both Medibank and ahm. It's also interesting to note that Tasmania's third largest private health insurer - St Lukes - is a local Tasmanian brand, with almost all of its cusomters on the island.

Health fundMarket share in TAS
BUPA31.30%
Medibank26.50%
St Lukes22.10%
HCF5.50%
NIB3.30%
HCI2.20%
Defence Health*1.30%
Teachers Health*1.30%
CBHS*1.10%
Australian Unity1.00%

*Restricted fund

Frequently asked questions

More guides on Finder

Save on your health insurance

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site