Health Insurance Tasmania

health insurance tasmaniaWho wants to know about their health insurance options in Tasmania? Find out what health funds are available and compare policies

While the benefits available under Medicare are numerous, private health insurance provides additional advantages to those covered while having a wider social effect of easing the strain on the public healthcare system. It's for both these reasons that the Australian government has offered an incentive in the form of a government rebate to encourage people to take out health insurance with a private fund.

Private health insurance is generally available in two types. The first, hospital insurance, allows you to select a hospital and doctor of your choice while also receiving cover for ancillary expenses like accomodation, theatre fees, pharmaceuticals and more. It also allows policy holders to avoid the long waiting lists for surgical procedures that are encountered in public hospitals. The second is extras insurance, which provides cover for non-hospital related treatments like optical, dental, physical therapy, and ambulance transport.

Find out about the policies available in Tasmania

Details Features
Base Hospital
Base Hospital
A base hospital product providing affordable cover for the essentials for healthy people.
  • Cover starting from $17.39 weekly
  • Accidental injury cover
  • Emergency Ambulance cover
  • $500 hospital excess
More info
White classic
White classic
White classic provides cover for a range of services including heart, accident, ambulance, and joint investigations and reconstruction.
  • No excess for kids
  • Wisdom teeth
  • Cancer treatments
  • Rehabilitation
Enquire Now More info
GoldVital
GoldVital
Available for singles and couples looking for vital medical treatment cover. Save 4% when you pay for 12 months of your cover upfront.
  • Cover for the essentials
  • Surgical removal of wisdom teeth, tonsils and adenoids
  • Intensive care
  • Standard $500 excess per person
Get Quote More info
Basic Hospital
Basic Hospital
Basic Hospital takes care of the essentials and is Australian Unity's most affordable Hospital Cover.
  • Can help to avoid extra tax
  • Emergency ambulance transportation
  • No excess for accidents
  • Appendix removal
Enquire Now More info
Bronze Hospital
Bronze Hospital
Entry level hospital cover.
  • Public hospital accommodation
  • Shared room
  • Accidental injury
  • Joint reconstructions and investigations
Enquire Now More info
Basic Hospital Cover
Basic Hospital Cover
Basic hospital cover tailored for the healthy and budget conscious.
  • No excess for kids
  • No excess for accidents
  • Emergency ambulance cover
  • Cancer-related services
Enquire Now More info
Basic Hospital Cover
Basic Hospital Cover
Entry level hospital cover for the essentials including accidental injury, ambulance and joint procedures.
  • $250 / $500 excess options
  • Unlimited emergency ambulance cover
  • Dental surgery cover
  • Joint surgery cover
Enquire Now More info
Healthy Choice Hospital
Healthy Choice Hospital
Mid-level hospital cover with up to $100 per night co-payment to reduce the premium you pay.
  • $100 co-payment for overnight stay
  • Emergency ambulance cover
  • Cover for accidents
  • Cancer-related surgery
Enquire Now More info

Talk to an adviser about health insurance Tasmania policies

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Complete the form and you'll be contacted by a consultant for an obligation free discussion about your health insurance options.

The consultant will work with you to compare a range of health insurance providers which may include:

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What is private health insurance?

Private health insurance is divided into two main areas of health care:

  • Hospital cover. Depending on your level of cover, this pays for your accommodation and medical costs as a private patient in a private or shared room in private or public hospital. It allows you to choose your own doctor, hospital and often your time of admission, and it covers the 25% of the Medicare Benefit Schedule (MBS) fee for in-hospital medical costs not covered by Medicare.
  • Extras cover. This helps to cover the cost of ancillary services such as optical, dental, chiropractic and physiotherapy. You can select the extras you wish to be covered for, but benefit limits apply (i.e. a set benefit amount per year per household), depending on the level of cover you choose.

Which health funds do Tasmanian residents have cover with?

You can use this interactive chart to see who the most popular health funds are in Tasmania by market share. Additionally you can view the top providers in the other states and territories in Australia, as well as the top 6 national leaders. Please note this chart only reflects health funds that have a 2% share of the market or higher.

How does the cost of health insurance in Tasmania compare to the rest of Australia?

The cost of health insurance varies from state to state across Australia, with the average national premium cost being:

  • $1,600 for families and $800 for singles for 100% hospital cover
  • $1,150 for families and $575 for singles for 100% extras cover

How does ambulance cover vary?

Ambulance cover also varies from state to state across Australia:

  • NSW, ACT, Victoria, WA and NT only provide free ambulance transport to holders of certain concession cards (including Health Care and Pensioner Concession Cards and Commonwealth Seniors Health Cards).
  • South Australia offers free ambulance services only to Department of Veterans Affairs Gold Card holders.
  • In Tasmania and Queensland the state governments provide free ambulance services to all their residents.

This is only for ambulance services within those states, though, so if you wish to be covered while you are interstate, you would need to look at taking out private health insurance that includes ambulance cover.

Available health insurance funds in Tasmania

Health fundWho can get health insurance with these funds?Find out more
HIF Logo
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
More info
health.com.aulogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
ahmMore info
Australian UnityMore info
GMHBA
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
HCF
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
More info
nib
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
More info
Transport Health Logo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
Bupa
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
More info
cdhlogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
cua
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
Frank
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
More info
gmflogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
GU Health
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
More info
HBF
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
More info
hcilogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
logo health partners
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
latrobehealthlogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
 medibank
  • Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
More info
mildurahealthfundlogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
onemedifundlogo
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
peoplecare provider page link
  • Open. Any Australian citizen or permanent resident is eligible to join. OSHC is available for those temporarily studying in Australia although it is only extras, not hospital cover.
More info
phoenix health fund provider link
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
St. Lukes Health Logo
  • Open. Any Australian citizen or permanent resident is eligible to join. 
More info
westfund provider link
  • Open. Any Australian citizen or permanent resident is eligible to join.
More info
acahealthlogo
  • Restricted. Open to members of the Seventh-day Adventist Church and present and past employees of affiliated companies, along with the partners/spouses, dependents, siblings, parents and grandchildren of those mentioned previously.
More info
CBHS Health Fund Logo
  • Restricted. Open to employees, contractors and franchisees of Commonwealth Bank of Australia Group as well as their partners and family members, including dependent and non-dependent children, siblings, parents and grandchildren.
More info
defencehealthlogo
  • Restricted. Open to reservists and past members* of the Australian Defence Force, employees of the Department of Defence and Defence suppliers. Extended family as well as the ex-partner/spouse of those previously mentioned are also eligible to join.
More info
navyhealthlogo
  • Restricted. Open to current and former members, reservists and cadets of the ADF, employees of the DoD, Defence suppliers and more. Extended family as well as the ex-partner/spouse of those previously mentioned are also eligible to join.
More info
doctorshealthfundlogo
  • Restricted. Open to registered Medical Practitioners and Health Practitioners (in an eligible category), their employees, extended family and much more. The eligibility criteria for this fund is wide and you can view the full list via the More Info button.
More info
policehealthlogo
  • Restricted. Open to current or former (if retired or resigned after 1 Jan 2001) employees of state, territory and federal police departments/police unions including their partners/spouses, dependants and adult children plus their immediate family.
More info
rthealthlogo
  • Restricted. Open to current or former employees of Government or privately owned transport (air, sea, land) and energy generation/delivery entities, as well as those involved in administering them. Extended family of eligible members can also join.
More info
rbhslogo
  • Restricted. Open to current or former employees of the Reserve Bank of Australia and Note Printing Australia, as well as their current or ex-partner or spouse and their dependant or adult children.
More info
teachers
  • Restricted. Open to current or former members and administrative staff of approved education unions and organisations, along with their extended family. Use the More Info button to the right to view the eligible unions and organisations.
More info
tuh
  • Restricted. Open to current or former union members of any industry along with their current or ex partner/spouse, dependent children, adult children (plus their partner), siblings (plus their partners and dependent children), parents and grandchildren.
More info

Contact an adviser and compare health insurance Tasmania options

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