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Qantas Health Insurance review

Our verdict: Qantas Health Insurance could be good if you need comprehensive cover and you could earn up to 120,000 Qantas Points on sign-up. Ends 28 May 2024. Eligibility criteria and T&Cs apply.

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Pros

  • Qantas often runs generous Frequent Flyer points offers for new policyholders. Plus you earn 1 Qantas Point for every $1 spent on your premiums
  • It was highly commended for Best Silver Hospital Insurance policy at the 2024 Finder Awards. Its prices are competitive.

Cons

  • Its basic extras policy includes major dental, but it's not the lowest-priced extras option on the market.
  • Look elsewhere if you want a not-for-profit.

Congratulations, Qantas!

Qantas received the highly commended award for 'Health Insurance - Silver Hospital' in the 2024 Product Awards.

Full list of 2024 winners

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Qantas Health Insurance: Our expert's verdict

Qantas Health Insurance is issued by nib, Australia's fourth-largest health fund. As well as earning Qantas Points when you sign up, you'll get 1 point for every $1 spent on your premium. You could also earn up to 12,000 points every year by completing challenges in the Qantas Wellbeing App. Eligibility criteria and T&Cs apply.

Qantas is good if:

  • You're after competitively priced health insurance. Its Basic, Bronze and Silver policies are similar to big funds like Medibank and HCF.
  • You want to earn Qantas Points on your premiums and you appreciate sign-up perks.

Qantas is not great if:

  • You want a very basic and low-priced extras or hospital policy.
  • You're after a not-for-profit.

Sign-up deals with Qantas Health Insurance for May 2024

Name Product

Join and earn up to 120,000 Qantas Points

Ends 28 May 2024

Plus, get 60-75% back on Extras (up to your annual limit) for things like dental, physio and glasses costs. Eligibility criteria and T&Cs apply.

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What types of health insurance does Qantas offer?

Name Product Treatments Price Apply Hide Compare
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • Eye excluding cataracts
  • Pain management
  • Gynaecology
  • Lung and chest
  • +7 other treatments covered
$89.42
per month
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • Dental surgery
  • Eye excluding cataracts
  • Cancer
  • Lung and chest
  • +15 other treatments covered
$100.31
per month
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +26 other treatments covered
$127.71
per month
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +27 other treatments covered
$178.45
per month
  • Cataracts
  • Joint replacements
  • Palliative care
  • Pregnancy and birth
  • Sleep studies
  • Weight loss surgery
  • Rehabilitation
  • Insulin pumps
  • +30 other treatments covered
$265.23
per month
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Name Product Treatments Price Apply Hide Compare
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +2 other treatments covered
$40.15
per month
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +2 other treatments covered
$55.57
per month
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +5 other treatments covered
$60.85
per month
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +4 other treatments covered
$84.70
per month
Qantas Top Extras
Extras cover
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +6 other treatments covered
$119.04
per month
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Qantas health insurance complaints

We looked at the 2022 Ombudsman health insurance complaints. Here's how Qantas (whose policies are issued by nib) did:

  • Qantas (nib) provides pretty good customer service; it had fewer complaints than its market share.
  • It ranked 9th out of 19 health funds, so it doesn't have the top complaints ratio.
This chart shows the weighted volume of complaints received by each health fund, according to the Commonwealth Ombudsman. The lower the number, the better. Only non-restricted funds with a national market share of at least 0.1% are included here. Qantas (nib) is ninth overall in this ranking. The weighting ensures that funds are compared fairly; larger funds serve more customers so can potentially get more complaints.

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