Earn up to 150,000 Qantas points
Offer applies when joining Gold hospital + Top extras cover on or before 8 April 2020. T&Cs apply.
Qantas has recently entered the health insurance market and is currently offering a range of health insurance policies that gives you value for money even if you do not get sick. By signing up with Qantas Health Insurance, you may be eligible for the following on select covers:
Qantas Health Insurance is issued by NIB and made available by Qantas. The following are some of the unique benefits that make this health insurer stand out:
Qantas Health Insurance offers hospital cover, which allows you to access private hospitals, and extras cover that pays benefits towards medical treatment outside of the hospital, such as dentist check-ups, optical services and physiotherapy. Simply select the type of health insurance you are interested in below to view what is covered by each policy tier.
You can find the waiting periods for hospital cover below this table.
|Accidental injury benefit|
|Emergency Ambulance Cover|
|Tonsils, adenoids and grommets|
|Hernia and Appendix|
|Miscarriage and termination of pregnancy|
|Hospital psychiatric services|
|Bone, joint and muscle|
|Brain and nervous system|
|Breast surgery (medically necessary)|
|Chemotherapy, radiotherapy and immunotherapy for cancer|
|Diabetes management (excluding insulin pumps)|
|Ear, nose and throat|
|Eye (not cataracts)|
|Kidney and bladder|
|Male reproductive system|
|Lung and chest|
|Plastic and reconstructive surgery (medically necessary)|
|Podiatric surgery (provided by a registered podiatric surgeon)|
|Pain management with device|
|Implantation of hearing devices|
|Heart and vascular system|
|Back, neck and spine|
|Dialysis for chronic kidney failure|
|Weight loss surgery|
|Assisted reproductive services|
|Pregnancy and birth|
|Ambulance (Unlimited Emergency)|
|Chiro & Osteo|
|Podiatry & Orthotics|
|Antenatal & Postnatal Services|
|Eye Therapy (Orthoptics)|
|Hearing Aids & Speech Processors|
Yes, waiting periods apply to both Qantas Health Insurance hospital and extras policies. You can find the amount of time you have to wait before being able to claim services below. If you're switching from another and have comparable cover your waiting limits will be recognised.
Exclusions are conditions under which the insurer will not pay a benefit and even the most comprehensive policies typically have some. Qantas Health Insurance's exclusions include the following:
If you are found to have violated the terms of your health insurance policy, such as hiding pre-existing medical conditions, then the insurer reserves the right to refuse a claim.
The benefits offered by Qantas Health Insurance make it an effective choice for people who travel frequently and love their active lifestyles. You can find the criteria for receiving these rewards below.
If you are not sure whether your health insurance policy covers an upcoming medical procedure or treatment, it may be a good idea to check with the practitioner or your provider ahead of time to make sure it is claimable. Once you have confirmed that your treatment is eligible, you have several options available for lodging a claim:
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