What you need to know
The largest health funds in SA are Bupa (46.0%), Medibank (22.3%) and HCF (8.5%).
SA residents are marginally more likely to have hospital cover than the average Australian.
The cost of singles health cover in South Australia is higher than the national average, but around the same cost as NSW and QLD.
If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use an SA post code for local prices.
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Hospital onlyHospital cover helps pay for treatment in an SA private hospital.
Extras onlyExtras helps pay for treatment outside of hospitals, such as optical, dental and physio.
CombinedCombined hospital and extras cover helps pay for both hospital treatment and the cost of extras.
Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.
In South Australia, you're lucky that average prices are lower than all of the eastern states. We compared over 12,000 different price points for singles cover, and SA had an average monthly premium of $131.19 (before rebates). That's slightly higher than the national average of $128.08, but only higher than prices in WA and the NT. If finding a really cheap policy your main priority, read out guide to cheap health insurance.
*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.
The table below lists some of the most interesting statistics about health insurance in SA. The numbers come from APRA's 2020 health insurance data.
|People with hospital cover (#)||785000||11,336,000|
|People with hospital cover (%)||44.30%||44.1%|
|Annual change in coverage (%)||0.90%||0.9%|
The table below lists the 10 largest health funds in SA, based on market share across the state. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.
|Health fund||Market share in SA|