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Health Insurance South Australia

Health insurance in SA is cheaper than all of the eastern states. Compare extras cover from just $4 per week and hospital cover from just $19 per week.

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What you need to know

  • The largest health funds in SA are Bupa (46.0%), Medibank (22.3%) and HCF (8.5%).
  • SA residents are marginally more likely to have hospital cover than the average Australian.
  • The cost of singles health cover in South Australia is higher than the national average, but around the same cost as NSW and QLD.

Compare SA health insurance

If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use an SA post code for local prices.

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Compare prices from 30+ Aussie funds in under 30 seconds.

What does health insurance cover in South Australia?

Heart

Hospital only

Hospital cover helps pay for treatment in an SA private hospital.

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Ambulance

Extras only

Extras helps pay for treatment outside of hospitals, such as optical, dental and physio.

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Combined

Combined

Combined hospital and extras cover helps pay for both hospital treatment and the cost of extras.

Learn more

The price of health insurance in South Australia

Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.

In South Australia, you're lucky that average prices are lower than all of the eastern states. We compared over 12,000 different price points for singles cover, and SA had an average monthly premium of $131.19 (before rebates). That's slightly higher than the national average of $128.08, but only higher than prices in WA and the NT. If finding a really cheap policy your main priority, read out guide to cheap health insurance.

StateAverage premium
SA$131.19
VIC$142.31
TAS$134.78
NSW$134.15
NT$96.69
QLD$139.52
WA$117.62
Australia$128.08

*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.

SA health insurance statistics

The table below lists some of the most interesting statistics about health insurance in SA. The numbers come from APRA's 2020 health insurance data.

SAAustralia
People with hospital cover (#)78500011,336,000
People with hospital cover (%)44.30%44.1%
Annual change in coverage (%)0.90%0.9%

The largest health funds in SA

The table below lists the 10 largest health funds in SA, based on market share across the state. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.

Health fundMarket share in SA
BUPA46.00%
Medibank22.30%
HCF8.50%
Health Partners7.50%
NIB4.00%
Defence Health*2.40%
Teachers Health*2.10%
Police*1.60%
Australian Unity1.40%
CBHS*0.90%

*Restricted fund

Frequently asked questions

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