see-u health insurance review

see-u is part of popular non profit insurer HBF - but if you’re interested in a policy, you’ll have to call. You can’t join online.

Pros

  • Members get extra discounts at some optical providers including OPSM and Specsavers
  • see-u's parent company, HBF, has an excellent complaints record
  • see-u's call centre is Australian-based

Cons

  • You can't join online so becoming a member might be inconvenient for some
  • There are only three extras policies to choose from, which doesn't give you many options
  • see-u doesn't offer a gold hospital policy, so you can't get cover for pregnancy and birth, reproductive services or weight loss surgery

What types of health insurance does see-u offer?

Check out the health insurance policies available from See-U health insurance. Remember, when searching for the best health insurance, it can help to compare many different insurers.

Name Product AUFHI-NEW Treatments Price Apply Hide Compare
see-u by HBF logo
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • Eye excluding cataracts
  • Pain management
  • Gynaecology
  • Lung and chest
$77.00
per month
All treatments
see-u by HBF logo
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • Dental surgery
  • Eye excluding cataracts
  • Cancer
  • Lung and chest
  • +14 other treatments covered
$91.00
per month
All treatments
see-u by HBF logo
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • Dental surgery
  • Eye excluding cataracts
  • Cancer
  • Lung and chest
  • +14 other treatments covered
$101.00
per month
All treatments
see-u by HBF logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +23 other treatments covered
$113.00
per month
All treatments
see-u by HBF logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +27 other treatments covered
$189.13
per month
All treatments
loading
Name Product AUFHI-NEW Treatments Price Apply Hide Compare
Starter Extras
Extras cover
see-u by HBF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$18.50
per month
All treatments
Simple 50
Extras cover
see-u by HBF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$27.00
per month
All treatments
Simple 60
Extras cover
see-u by HBF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$39.00
per month
All treatments
loading
1 - 10 of 15
Name Product AUFHI-NEW Treatments Price Apply Hide Compare
see-u by HBF logo
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +4 other treatments covered
$95.50
per month
All treatments
see-u by HBF logo
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$104.00
per month
All treatments
see-u by HBF logo
Hospital
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • +17 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +4 other treatments covered
$109.50
per month
All treatments
see-u by HBF logo
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$116.00
per month
All treatments
see-u by HBF logo
Hospital
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • +17 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$118.00
per month
All treatments
see-u by HBF logo
Hospital
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • +16 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +4 other treatments covered
$119.50
per month
All treatments
see-u by HBF logo
Hospital
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • +16 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$128.00
per month
All treatments
see-u by HBF logo
Hospital
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • +17 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$130.00
per month
All treatments
see-u by HBF logo
Hospital
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • +25 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +4 other treatments covered
$131.50
per month
All treatments
see-u by HBF logo
Hospital
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • +25 other treatments covered
Extras
  • General dental
  • Major dental
  • Optical
  • Hearing aids
  • +5 other treatments covered
$140.00
per month
All treatments
loading

How to make a claim

For extras claims, you can claim in person at most healthcare providers by swiping your member card - your CUA card should still work.

You can also claim via your phone using the CUA or see-u app or can claim online by logging into Member Services.

For hospital claims, any medical bills you receive should be submitted to Medicare along with a two-way claim form. This will then be sent to see-u for processing. All you will need to pay is your co-payment or excess.

Complaints info

see-u's parent company, HBF, has an excellent complaints record. According to the 2024 State of the Health Funds Report, HBF has 7.7% market share but only accounted for 3.7% of complaints received by the Commonwealth Ombudsman.

FAQs

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Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

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