Cheap home loans

Looking for a cheap home loan? With rates from 2.09%, your search for a cheaper deal starts here.

Updated Apr 27, 2020

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In the table below you can compare a range of cheap home loan rates from lenders big and small. You can also read our tips for saving on your home loan (there's more to it than just a low interest rate).

St.George Home Loan Offer

2.64 % p.a.

variable rate

2.66 % p.a.

comparison rate

St.George Home Loan Offer

The St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I) is a low variable rate loan. Refinancers borrowing $250,000 or more can get a $2,000 cashback for their first application (Other terms, conditions and exclusions apply).

Interest rate of 2.64% p.a.
Comparison rate of 2.66% p.a.
Application fee of $500 (waived for loans above $150,000)
Maximum LVR: 80%
Minimum borrowing: $30,000

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Name		Interest Rate (p.a.)	Comp Rate^ (p.a.)	Application Fee	Ongoing Fees	Max LVR	Short Description
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)	St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)	2.64%	2.66%	$500 (waived for loans above $150,000)	$0 p.a.	80%	Refinancers borrowing $250,000 or more can get a $2,000 cashback per property (Other terms, conditions and exclusions apply). A low variable interest rate for home buyers and refinancers. Application fee waived for loans above $150,000.	Go to site More info	Compare	loading Fetching your data...
loans.com.au Smart Home Loan - (Owner Occupier, P&I)	loans.com.au Smart Home Loan - (Owner Occupier, P&I)	2.57%	2.59%	$0	$0 p.a.	80%	Get a low variable interest rate and pay 0 application or ongoing fees with this convenient online lender.	Go to site More info	Compare	loading Fetching your data...
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000	UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000	2.59%	2.59%	$0	$0 p.a.	80%	Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.	Go to site More info	Compare	loading Fetching your data...
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)	HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)	2.65%	2.66%	$0	$0 p.a.	80%	Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.	Go to site More info	Compare	loading Fetching your data...
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)	Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)	2.78%	2.79%	$0	$0 p.a.	90%	Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.	Go to site More info	Compare	loading Fetching your data...
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)	ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)	2.49%	3.41%	$0	$395 p.a.	80%	Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.	Go to site More info	Compare	loading

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Cheap home loans

Looking for a cheap home loan? With rates from 2.09%, your search for a cheaper deal starts here.

Home Loan Types

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Home Loans From

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Cheap home loans

Looking for a cheap home loan? With rates from 2.09%, your search for a cheaper deal starts here.

Home Loan Types

Guides & Help

Home Loans From

Brokers

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