|
|
|
|
3.09%
|
3.05%
|
$0
|
$0 p.a.
|
80%
|
|
Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.
|
|
|
|
|
|
|
|
3.09%
|
3.09%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
|
2.99%
|
4.09%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
|
|
|
|
|
|
|
|
2.79%
|
3.95%
|
$0
|
$0 p.a.
|
90%
|
|
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
|
3.49%
|
3.45%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable mortgage for investors looking to refinance. Principal and interest repayments. Refinancers only.
|
|
|
|
|
|
|
|
3.37%
|
3.42%
|
$695
|
$0 p.a.
|
95%
|
|
A simplified mortgage with a low interest rate and a redraw facility.
|
|
|
|
|
|
|
|
3.19%
|
4.14%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A low fixed rate loan that lets you borrow up to 80% of your property's value.
|
|
|
|
|
|
|
|
3.15%
|
4.16%
|
$600
|
$0 p.a.
|
95%
|
|
Home buyers can fix their interest rate for one year. Includes a 100% offset account.
|
|
|
|
|
|
|
|
3.59%
|
3.24%
|
$0
|
$0 p.a.
|
80%
|
|
Variable interest only mortgage for owner occupied refinancers. Refinancers only.
|
|
|
|
|
|
|
|
3.15%
|
3.19%
|
$500
|
$0 p.a.
|
95%
|
|
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
|
|
|
|
|
|
|
|
2.99%
|
3.45%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate product with no ongoing bank fees.
|
|
|
|
|
|
|
|
3.15%
|
4.07%
|
$600
|
$0 p.a.
|
95%
|
|
Fix your rate for the first two years with this loan for home buyers. Includes a 100% offset account.
|
|
|
|
|
|
|
|
3.59%
|
3.49%
|
$0
|
$0 p.a.
|
80%
|
|
A low interest only variable mortgage for investors who wish to refinance to a lower rate. Refinancers only.
|
|
|
|
|
|
|
|
3.15%
|
3.89%
|
$500
|
$0 p.a.
|
95%
|
|
Apply for Easy Street fixed rate home loans and get a competitive loan with a fixed interest rate.
|
|
|
|
|
|
|
|
3.34%
|
4.25%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Home buyers can lock in a very competitive fixed interest rate for 2 years.
|
|
|
|
|
|
|
|
3.45%
|
3.46%
|
$500 (if over 80% LVR)
|
$0 p.a.
|
80%
|
|
A competitive variable mortgage for home buyers. This loan has flexible repayments and an optional redraw facility.
|
|
|
|
|
|
|
|
3.64%
|
4.36%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Low fixed rate loan for home buyers. Available with a 10% deposit. 100% offset account attached.
|
|
|
|
|
|
|
|
2.99%
|
3.63%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
|
3.79%
|
3.80%
|
$500 (if over 80% LVR)
|
$0 p.a.
|
80%
|
|
A variable investment mortgage with flexible repayments and an optional redraw facility.
|
|
|
|
|
|
|
|
3.49%
|
3.49%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
|
3.39%
|
3.91%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Get a low discounted rate for 2 years plus a 100% offset account. And you can get the loan with a 10% deposit.
|
|
|
|
|
|
|
|
3.24%
|
3.24%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule.
|
|
|
|
|
|
|
|
3.74%
|
4.89%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A flexible, competitive fixed rate loan that allows for extra repayments.
|
|
|
|
Getting a lower interest rate is one of the best ways to save on your loan. Even a difference of a few basis points saves you thousands over a 30-year mortgage. Here are some tips to help you compare rates:
I have been looking into refinancing my property, but as it’s an acreage (60 ha), no lenders seem to be interested in me.
Hi Ian,
Thank you for getting in touch with Finder.
You may check out lenders on this PAGE. Please seek professional help from a mortgage broker since you’re having a hard time finding the right bank/lender.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I have just paid off my house worth approx $800-850k. I am looking at ways besides dying to assist my two children into getting into a property. Can you expand on the family pledge home loan as they both have not got a deposit or another product in which I can assist with them getting into the property market?
Thanks.
Hi Keith,
Thank you for getting in touch with Finder.
Please see this page for more info on guarantor loan. Basically, you can assist your kids to get a deposit together. For example, the child saves 5% or 10% of a property’s value, and the parent can use the equity in their house to cover the other 10-15%. The child pays back the whole loan (including the amount guaranteed by the parent) Once the parent’s part of the deposit is repaid by the child, the parent/guarantor is usually free from any other debt even if the child can’t repay the rest. But the big risk is if the child can’t repay the loan (including deposit) the parent/guarantor may have to repay it.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Good afternoon!
I am a small investor and have two rented properties. I am enquiring as to what the average percentage rate should be on a current loan please.
Hi Rexjay,
Thank you for getting in touch with Finder.
Please check out this page to compare investment home loan rates. Kindly proceed to the comparison table. Please enter the loan amount and the loan term then click the orange Calculate button to start comparing your loan options. From the page I sent you, the comparison rate starts from 3.99% to 5.35%.
I also suggest that you seek help from a mortgage broker since you’re looking for providers that offer the cheapest rate.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
A mortgage broker has suggested a home loan from a company called BlueBay – I have never heard of them before. Are you able to provide any information?
Thanks.
Hi Lee,
Thank you for getting in touch with finder.
Kindly refer to this page to learn more about Parent Assist Home Loan. As per the said page, the Parent Assist Home Loan is a product offered through a single Australian lender, Bluebay Home Loans.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
H! I need the following information concerning I to need to get $32.000.00 dollars. Is their anybody out there who can lend me money because I’m on new start allowance? I have an excellent credit score would I be able to get a cheap loan on 5 to 6 weeks at the most.I would appreciate a reply as soon as possible because this is really urgent.
Hi Norberto,
Thank you for your question.
I understand the situation you currently have and would advise for you to visit this link to check on loans for unemployed users. You may need to reach out directly to the lender to check what they consider as income during your application of the loan. Hope this helps!
Cheers,
Reggie
I have a $230,000 mortgage on a $900,000 house.
I also have a $600,000 inheritance coming when probate currently in progress settles.
Is there a lender who will give me a line of credit loan 0f $350,000 so I can pay off my present mortgage and have money until probate settles?
I am currently unemployed.
Hi Poida,
Thanks for your message.
While we can provide you with general information, please note that we’re a product comparison website and we do not represent any company we feature on our site. We’re here to assist you in your buying decision process hence we cannot recommend product / service that is rightfully fit for you.
Being unemployed may post risks or roadblocks when you apply for refinancing. Before putting in an application, it would best if you talk to a mortgage broker to guide you in this process.
Cheers,
Nikki
Hi. I just wanted to know is there any reason why Reduce home loans are no longer on your home loan comparison site ?
Hi Dennis,
Thanks for leaving a question on finder.
Reduce Home Loans is not a bank nor a lender. Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders. Because Reduce Home Loans is an online-only business, it has low overheads and can offer lower rates. And because it can source funding from a variety of Australian lenders, it can offer competitive products to borrowers. However, we have a dedicated page about RHL here.
Cheers,
Joel
I am looking to purchace a house in the uk, I have a fully owned unit in Sydney with an approximate value of $900,000 . I would require a loan of $300,000 as I am 80 years of age would a loan for this sum be possible.
Hi Stanley, thanks for your inquiry.
Loans for purchasing property overseas are possible. Some options include:
-Banks in Australia with foreign branches.
-Non-Australian owned foreign banks that provide loans.
-Mortgage brokers in Australia and abroad.
Since your unit is fully owned, this should be a positive factor in sourcing equity to purchase overseas.
We would recommend speaking to a licensed mortgage broker to further discuss your options.
Best,
Jonathan
cheapest interest on reverse mortgage loan ?
Hi Peter!
Thanks for the comment.
You may use this comparison page that we have for Reverse Mortgage to shop around with the rates from different lenders.
Just click “More Info” green button if you wish to proceed with a specific lender.
Hope this helps.
Cheers,
Jonathan
Looking to refinance a investment unit and pay to off in 4/5 years.
Pay fortnightly $1300 . Looking for a home loan to achieve this,
Hi John,
Thanks for your question.
If you are looking for a refinancing home loan for investment properties, you may compare your options on this page.
Cheers,
Anndy