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Cheap home loans

A cheaper home loan can mean big savings. We compare some of the cheapest home loans on the market and give you 7 expert tips to save more money on your mortgage.

Richard Whitten
Richard Whitten

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We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

It's easy to assume that a cheap home loan is the one with the lowest interest rate, but the cheapest home loan depends on your needs as a borrower. You may need a lower rate, interest only repayments or an offset account.

The cheapest home loan is the one that suits your needs and saves you money. Here's how to get one.

Must read: Looking for the cheapest home loan?

There is no single cheap home loan that suits every borrower. While the lowest interest rate makes your loan cheaper, there are many other factors you need to look at, including fees and future rate changes. Keep in mind that we don't compare every product in the market, but we hope that our tools and information will allow you to find the cheapest home loan for you.