Cheap home loans

A cheaper home loan can mean big savings. We compare some of the cheapest home loans on the market and give you 7 expert tips to save more money on your mortgage.

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We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.

It's easy to assume that a cheap home loan is the one with the lowest interest rate, but there's a lot more to it. Upfront and monthly fees, offset accounts, loan flexibility and your overall loan amount all affect how cheap your home loan really is.

Overall, the cheapest home loan for you is the one that suits your needs and saves you money. Here's how you can get one.

Must read: Looking for the cheapest home loan?

There is no one, single 'cheap' home loan that suits every borrower. While a lowest interest rate makes your loan cheaper, there are many other factors you need to look at, including ongoing fees, loan features and future rate changes. Keep in mind that we don't compare every product in the market, but we hope that our tools and information will allow you to find the cheapest home loan for you.